NAHREP Leadership
NAHREP Leadership
Gary Acosta, Co-Founder & CEO, NAHREP Sara Rodriguez, 2020-2022 President, NAHREP
Luis Padilla, President-elect, NAHREP
Authors & Contributors
Noerena Lim?n, EVP, Public Policy & Industry Relations, NAHREP Jaimie Smeraski, Senior Policy Analyst, NAHREP
Christa Murillo, Research & Marketing Analyst, NAHREP Bryanna Ruiz, Public Policy Intern, NAHREP
Meghan Lucero, Senior Project Manager, NAHREP
Research Contributors
Freddie Mac National Association of Home Builders
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Design & Graphics
Lead Designer: Shelby Buska, Jr. Graphic Designer, NAHREP Andrea "Nick" Munguia, Jr. Graphic Designer, NAHREP Tyler McElmurry, Jr. Graphic Designer, NAHREP
Thank You
Our deepest gratitude to all who contributed to the production of this report.
The National Association of Hispanic Real Estate Professionals? (NAHREP?) is a non-profit trade association founded in 1999. The association has a network of 40,000 real estate professionals and 100+ chapters that include real estate agents, brokers, mortgage professionals, and settlement service providers. NAHREP's mission is to advance sustainable Hispanic homeownership in America by educating and empowering real estate professionals who serve Hispanic homebuyers and sellers, advocating for policy that supports the organization's mission, and facilitating relationships between industry stakeholders and housing professionals. The State of Hispanic Homeownership Report is a publication of NAHREP? and the Hispanic Wealth ProjectTM.
CONTENTS
Executive Summary
pg. 8
The Case for Homeownership
pg. 9
1
Hispanic Homeownership Trends
pg. 10
2
Factors Impacting Hispanic Homeownership
pg. 14
3
The Latino Homebuyer Profile
pg. 20
4
Barriers and Opportunities to Homeownership
pg. 23
5
Insights from Top Real Estate Professionals
pg. 26
End Notes
pg. 30
NAHREP 2021 Policy Priorities
pg. 34
5
BACKGROUND
The 2020 State of Hispanic Homeownership Report? is in its eleventh year of publication, a product of both the National Association of Hispanic Real Estate Professionals? (NAHREP?) and the Hispanic Wealth ProjectTM. The report coalesces data and research across a broad cross-section within and outside of the housing industry. It serves to evaluate how the U.S. Latinoa population is faring in terms of homeownership acquisition and to review the primary opportunities and barriers to future homeownership growth.
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aFor clarification, the terms "Hispanic" and "Latino" are used interchangeably throughout this document to refer to people of Mexican, Puerto Rican, Cuban, Central American, South American, Dominican, and Spanish descent, as well as descent from other Spanish-speaking countries. *NAHREP estimates range based on Census homeownership trajectory over the past 10 years, internal real estate professional survey and HMDA data. ~Data reported by the U.S. Census Bureau in 2020 was likely overestimated due to methodological changes in data collection during the peak of the pandemic.
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