REFINANCE (Adjustable Rate Mortgage/HMDA)

signed by borrowers (Provide a reasonable time prior to closing or no later than commitment) _____ 3. Verify CIP Information _____ 4. If high-cost mortgage, HCM disclosure 3 business days prior to closing (each borrower/consumer w/ right to rescind _____ Written Certification of Counseling Obtained (if High-Cost Mortgage… ................
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