SUMMARY PLAN DESCRIPTION

In-Service Withdrawals 15. A. Hardship Withdrawals 15. B. Withdrawal after Age 59 1/2 15. ... the value of stock options granted by the Employer to the extent that it is includable in your taxable income, and. reimbursements or other expense allowances, fringe benefits (cash and non-cash), moving expenses, deferred compensation, and welfare ... ................
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