4235 - HUD
Nov 18, 1994 · Securities rate adjusted to a constant maturity of one year, plus a margin which is the same as the margin used to. determine the expected average mortgage interest rate. 2)The lender must offer a rate that adjusts annually (with a. 2% annual cap and a 5% lifetime cap), but may also offer a. rate that adjusts monthly (with only a lifetime cap ................
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