PDF In the United States District Court for The Eastern District ...
2. These payday debt traps are illegal in many states, including in Virginia, which prohibits high interest loans with annual interest rates in excess of 12% by unlicensed lenders. Va. Code ยงยง 6.2-1501(A), 6.2-303(A). The 12% interest cap set forth in the Virginia Code is a ................
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