COURSE SYLLABUS - Kentucky Department of Education
Standard 1D - Syllabus
COURSE SYLLABUS
|School Year: |2013-2014 |H.S. Credits: |1/2 |
|School Name: |Greenup Co. ATC |Program: |Office Technology |
|KY Tech Course Name: |Personal Finance |Teacher: |Cheryl Wellman |
KCTCS
Course Number(s) KCTCS Course Name(s) College Credits
BA 120 Personal Finance 3
Prerequisite(s): None
Course Description
Information needed to make intelligent choices and take effective action in the management of personal resources is provided. Topics include financial planning, buying, and borrowing, saving, budgeting, investing, and insurance and taxes.
Materials Used
Schulthesis & Kaczmarski (2003). Business Math. (15th ed.) South-Western.
Objectives
See Task List at .
Grading
Final grade will be tabulated by adding up the total points received divided by the total points possible. Percentage grades as follows:
100. A
89. B
79. C
69. D
Below 60 F
*Courses with grades of less than a “C” will not count toward a certificate or be eligible for dual credit.
Procedures for Makeup Work/Tests
Regular attendance and participation is required. Any work missed is the responsibility of the student. Students shall be granted the number of days missed plus one (1) to make up any work missed for an excused absence.
Attendance Policy/Withdrawal Policy
Students are required to attend regularly and punctually. See high school student handbook for attendance policies.
Supplies
Students are required to bring pen/pencil and paper.
Class expectations/Rules
• Show respect to instructor and fellow students at all times.
• Students who desire to use the Internet must read and sign an Internet Acceptable Use Policy.
• Do not use email during instructional time.
• No games may be played on computers.
• Students MUST ask permission before using the printer.
• Daily clean up of “office area” is required.
• Practice safe work habits at all times.
• NO food or drink allowed in classroom.
Course Outline
I. Planning
a. Goal Setting
i. Defining lifestyle
ii. Setting priorities
b. Budgeting
II. Buying
a. Consumer Rights
i. Safety of products
ii. Product and service information
iii. Choices among goods and services
iv. Complain procedures
b. Consumer Responsibilities
i. Responsibility of choices
ii. Responsibility for correct use
III. Borrowing
a. Eligibility for Credit
i. Character
ii. Capacity
iii. Capital
iv. Conditions
b. Sources of Consumer Credit
i. Credit unions
ii. Commercial banks
iii. Life insurance policies
iv. Consumer finance companies
c. Types of Consumer Credit
i. Charge accounts
ii. Credit cards
iii. Installments
iv. Notes
IV. Saving
a. Deferred spending
i. Emergencies
ii. Opportunities
iii. Retirement
b. Types of Savings Plans
i. Savings accounts
ii. Savings bonds
iii. Annuities
iv. Money markets
V. Investing
a. Securities
i. Stocks
ii. Bonds
iii. Mutual funds
iv. Money markets
b. Real Estate
i. Home ownership
ii. Rental property
VI. Protecting Resources
a. Insurance
i. Life
ii. Health
iii. Property
b. Estate Planning
i. Wills
ii. Trusts
iii. Taxes
VII. Sharing Resources
a. Income tax
i. Withholding
ii. Reporting
b. Social Security
i. Contributions
ii. Benefits
VIII. Earning Power
a. Occupational Planning
i. Your interests and abilities
ii. Your available choices
b. Educational training
i. Education
ii. Training
Accommodations for Individuals with Disabilities and Equal Employment Opportunities (EEO)
The Education Cabinet, the Department for Workforce Investment and the Office of Career and Technical Education does not discriminate on the basis of race, color, national origin, sex, religion, age, or disability in educational services and/or employment. The Education Cabinet provides, upon request, reasonable accommodations including auxiliary aids and services necessary to afford an individual with a disability an equal opportunity to participate in all services, programs and activities. To request materials in an alternative format, contact the Civil Rights Compliance Coordinator in OCTE or Norb Ryan at NorbJ.Ryan@. Persons with hearing-and speech- impairments can contact the agency by sing the Kentucky Relay Service, a toll-free telecommunication device for the deaf (TDD). For voice to TDD, call 1-800—648-6057. For TDD to voice, call 1-800-648-6056.
The Office of Career and Technical Education does not discriminate on the basis of race, color, national origin, sex, disability, age, marital status, or religion in admission to education programs, activities, and employment practices in accordance with Title VI of the Civil Rights Act of 1964, Title VII of the Civil Rights Act of 1964, Title IX of the Educational Amendments of 1972, Section 504 of the Rehabilitation Act of 1973 (revised 1992), and the Americans with Disabilities Act of 1990 and shall provide, upon request by a qualified disabled individual, reasonable accommodations including auxiliary aids and services necessary to afford individuals with a disability an equal opportunity to participate.
For more information, contact Mr. William Denton, Office of Career and Technical Education, 20th Floor CPT, Frankfort, Kentucky 40601, (502) 564-4286. Mr. Denton can also be reached through his e-mail address: WilliamJ.Denton@.
______________________________ ___________ ___________________________________ _____
Student Signature Date Parent/Guardian Signature Date
[pic]
Equal Education and Employment Opportunities M/F/D
................
................
In order to avoid copyright disputes, this page is only a partial summary.
To fulfill the demand for quickly locating and searching documents.
It is intelligent file search solution for home and business.
Related download
- k to 12 basic education curriculum senior
- course fin1010 personal financial information
- north carolina standards for economics and
- creating a personal financial plan missouri state
- personal finance course description nebraska
- personal finance syllabus
- common course outline for econ 1100 personal
- personal finance h s course outline
- course outline personal finance
- business personal finance syllabus
Related searches
- kentucky department of education school report card
- kentucky department of education school report cards
- kentucky department of education report card
- kentucky department of education forms
- kentucky department of education repor
- kentucky department of education schoo
- kentucky department of education scho
- kentucky department of education standards
- kentucky department of education employment
- kentucky department of education retirement
- kentucky department of education website
- kentucky department of education job