PC\|MAC

 Personal Finance SyllabusMrs. Rita Young- Room 3/ Terry Harnden-Room 126E-mail: youngr@ harndent@Course Description: Personal Finance is a course designed to help students understand the impact of individual choices on occupational goals and future earnings potential. Real world topics covered will include income, money management, spending and credit, as well as saving and investing. Students will design personal and household budgets; simulate use of checking and saving accounts; demonstrate knowledge of finance, debt, and credit management; and evaluate and understand insurance and taxes. This course will provide a foundational understanding for making informed personal financial decisions. The co-curricular student organization FBLA will provide students with opportunities for leadership development, personal growth, and school/community involvement.Course StandardsFinancial Responsibility and Decision Making – Apply reliable information and systematic decision making to personal financial decisionsIncome and Careers – Use a career plan to develop personal income potentialPlanning and Money Management – Organize and plan personal finances and use a budget to manage cash flowCredit and Debit – Maintain creditworthiness, borrow at favorable terms, and manage debtRisk Management and Insurance – Use appropriate and cost-effective risk management strategiesSavings and Investing – Implement a diversified investment strategy that is compatible with personal goalsStandards, Main Objectives and Topics are listed in more detail at the following link: Textbook: Foundations of Personal Finance –Material not necessarily covered in succession as listed below.Semester Course – Eighteen WeeksWeekChapter Numbers and Names1Safety Unit & FBLA Unit 2Chapter 1 – Personal Finance: An Overview3Chapter 2 – Making Smart Decisions4Chapter 3 – Income and Taxes5Chapter 4 – Financial Institutions and Services6Chapter 5 - Savings7Chapter 6 – Credit – Guest Speaker from the bank8Chapter 7 – Investing and Estate Planning9Chapter 8 - Insurance 10Chapter 9 – Smart Shopping Basics11Chapter 10 – Consumer Power12Chapter 11 – Health and Wellness13Chapter 12 - Housing14Chapter 13 – Home Ownership15Chapter 14 - Transportation16Chapter 15 – Planning for Your Career17Study for Motlow Personal Finance – Dual Credit18Testing for Motlow Personal Finance – Dual Credit3rd 9 weeksFBLA Regional Contests – All FBLA students can participate4th 9 weeks FBLA State Contests – All FBLA students can participateItems Needed for Class: Writing Utensil – Pen or Pencil1 package of copy/printer paperClass Fee: $5 lab feeExpectations: BE RESPECTFUL to others in the classroom, which includes all students, teachers, and other school personnel.BE PREPARED for class, which means bringing all materials to class and ready to start class.BE ON TIME to class and turn in assignments on time. 1st Tardy-Warning, 2nd-teacher consequence, 3rd-parent contact, 4th-office referralBE IN CLASS. Attendance is extremely important.ALL SCHOOL RULES AND POLICIES APPLY IN THIS CLASSROOM.Consequences: 1st –Warning, 2nd-teacher consequence, 3rd-parent contact, 4th-office referralCOMPUTER POLICIES:Do not change the settings (desktop, wallpaper, screensaver) on the computers.NO GAMES.No downloading.In order to stay enrolled in this course, each student must have the following list of items completed and on file:Course Syllabus & Competency MemoSafety TestSafety PledgeGrade Requirements:Daily Grades-100% for 1st & 3rd grading periods-80% for 2nd and 4th grading periodsTest Grade-20% 2nd & 4th grading periods-semester exams. Daily grades will include such items as classwork, chapter tests, and projects. Students may be exempt from semester exams if they meet the following requirements:Minimum Semester Average: and Maximum EXCUSED absences (in that class):93-100485-92375-842The iNow program is utilized for this course. Each student and parent can access a student’s grades. Login information for each student will be provided by the school at a later date.FBLA: As a member of this class, a student has the opportunity to join Future Business Leaders of America.Make-up work: Due to the hands-on nature of the course and the fact that it is a graduation requirement, I highly recommend that absences from this class are minimal. Acceptance of make-up will be in compliance with the student handbook. ................
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