PROGRAMS IN MINNESOTA FOR LOW TO MODEST INCOME SENIORS
HEALTH CARE PROGRAMS IN MINNESOTA FOR LOW TO MODEST INCOME SENIORS AND PERSONS WITH DISABILITIES
Effective 7/01/10 – 6/30/11
|Name of Program |Income guidelines |Asset Guidelines |Program Administered by and |
| | | |program summary |
|Medical Assistance (MA) |$903 single |$3000 single |County |
|100% of FPG (no $20 disregard) |$1215 couple |$6000 couple |Covers most medical care |
| | | | |
|MA with spend down (if above |$677 single |$3000 single | |
|$903 single or $1215 couple, |$911 couple |$6000 couple | |
|must spend down to $677 single, | | | |
|$911 couple – 75% FPG) | | | |
|Qualified Medicare Beneficiary |$923 single |$10,000 single |County |
|(QMB) |$1235 couple |$18,000 couple |Covers all Medicare Part A and |
|100% of FPG + $20 disregard | | |Part B deductible, coinsurance, |
| | | |premiums, and pays the Part B |
| | | |monthly premium of $96.40 |
|Service Limited Medicare |$1103 single |$10,000 single |County |
|Beneficiary (SLMB) |$1477 couple |$18,000 couple |Pays for Medicare Part B premium|
|120% of FPG + $20 disregard | | |of $96.40 |
|Qualified Individual 1 |$1239 single |$10,000 single |County |
|(QI-1) |$1660 couple |$18,000 couple |Pays for the $96.40 Part B |
|135% of FPG + $20 disregard | | |premium |
|Medical Assistance for Employed |No income limits |$20,000 per individual |County |
|Persons with Disabilities | | |Covers virtually all medical |
|(MA-EPD) must have a minimum of | | |care; requires a premium be paid|
|$65 in earned income | | |based on income |
|LIS for Medicare Part D – |$1218.39 - $1353.75 |$12,640 single |SSA |
|Partial Extra Help (150% - 136% |single |$25,260 couple |Reduced premium, deductible, out|
|of FPG) |$1639.14 - $1821.25 | |of pocket costs, and copays |
| |couple | | |
|LIS for Medicare Part D – Full |$1218.38 or less |$8,100 single |SSA |
|Extra Help (134% and less of |single |$12,910 couple |No premium, deductible, |
|FPG) |$1639.13 or less | |coinsurance; will pay copays |
| |couple | |only |
|LIS for Medicare Part D– Deemed | |In MN the following dual |CMS |
|Full Extra Help | |eligible enrollees are deemed |No premium, deductible, |
| | |eligible for the full subsidy: |coinsurance; will pay copays |
| | |SSI |only |
| | |Full MA Elderly | |
| | |Full MA Disabled | |
| | |MA with a spend down that has | |
| | |been met at least once in a | |
| | |calendar year | |
| | |Elderly Waiver | |
| | |Disability Waiver (CADI, TBI, | |
| | |CAC, DD) | |
| | |MA-EPD | |
| | |QMB, SLMB, QI-1 | |
As part of the ARRA, the QI-1 program has been extended by Congress through December 31, 2010.
Please note that in MN, the state/county administered program guidelines will not change again until July 1, 2010. The LIS guidelines change shortly after the new Federal Poverty Guidelines are issued in February.
|MN MA-LTC |
|MN MA SNF and ICF/MR Monthly Personal Needs Allowance amount: $89.00 |
|Community Spouse Resource |Min Countable Assets: $21,912 |Max. Monthly Maintenance Needs |Min. Monthly Maintenance Needs |
|Allowance Amounts |Max Assets: $109,560 |Allowance for community spouse: |Allowance for community spouse: |
| | |$2,739 |$1,823 (through 6/30/10) |
Prepared by Consumer Choices Team of the Minnesota Board on Aging (7/09)
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