PDF The Democratization of Personal Consumer Loans? Michal ...

THE DEMOCRATIZATION OF PERSONAL CONSUMER LOANS? DETERMINANTS OF SUCCESS IN ONLINE PEER-TO-PEER LENDING COMMUNITIES Abstract Online peer-to-peer (P2P) lending communities enable individual consumers to borrow from, and lend money to, one another directly. We study the borrower- and loan listing-related determinants of funding success in an ... ................
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