Raytheon.benefitcenter.com

YOUR 2021

Issued March 2021

Benefits LEGACY RAYTHEON

Handbook

For Eligible BBN Technologies Employees

Medical

Health Savings Account (HSA)

CVS Caremark Prescription Drug Program

Vision

Dental

Flexible Spending Accounts (FSAs)

Disability

Life Insurance

AD&D Insurance

Business Travel Accident Insurance

RAYSIP

Work/Life

Severance

Administrative

The specific plan sections included in this handbook constitute the summary plan descriptions for the legacy Raytheon benefit plans. If there is any difference between the information contained in this handbook and the actual plan documents, the plan documents will always govern.

The company reserves the right to amend or terminate any of the plans at any time. Such amendments or modifications may be retroactive, if necessary, to meet statutory requirements or for any other appropriate reason.

Benefits for employees represented by a bargaining unit will be in accordance with their collective bargaining agreement.

Important Information Regarding Eligibility

Your eligibility for benefits described in this handbook depends on your employment status.

? Full-time employees regularly scheduled to work 20 or more hours per week (including "Retirement Income Savings Program (RISP)-only retirees"*) are eligible for all of the benefit plans described in this handbook.**

? Employees regularly scheduled to work fewer than 20 hours per week and temporary employees (including RISP-only retirees*) are eligible only for business travel accident (BTA) insurance and the Raytheon Savings and Investment Plan (RAYSIP). See the Business Travel Accident Insurance and RAYSIP sections for a description of these plans.

If you have questions about your eligibility for a particular benefit plan, call the Raytheon Benefit Center (RBC) at 800-358-1231.

*You are considered a RISP-only retiree if you are eligible for company-sponsored retiree medical coverage due to your eligibility for the Retirement Income Savings Program (RISP). **If you are a RISP-only retiree who is regularly scheduled to work 20 or more hours per week, your retiree medical coverage is suspended while you are an active employee. You may resume your retiree medical coverage after you have subsequently terminated your employment with the company.

FOR RE-EMPLOYED RECIPIENTS OF PENSION PAYMENTS Regardless of hours worked, re-employed recipients of pension payments are eligible only for medical (including prescription drug), health savings account (HSA), vision and dental coverage as well as BTA insurance. In addition, they are eligible to make contributions to RAYSIP.

You are a re-employed recipient of a pension payment if you: ?Are receiving or have received payment of benefits from a company-sponsored

defined benefit pension plan, regardless of your age and service and regardless of the form of payment of your benefit; and ? Previously incurred a separation from service with the company; and ? Are employed by the company again on or after March 1, 2007. Note that you are not a re-employed recipient of a pension payment if your only payment from a company-sponsored pension plan was a mandatory cashout of a small benefit, as defined in the applicable plan, or a return of your pension plan contributions and interest. You also are not a re-employed recipient of a pension payment if you have received (or are eligible to receive) only Retirement Income Savings Program (RISP) benefits. In this case, you are considered a RISPonly retiree. See the footnotes above for additional information about RISP-only retirees. See Your Benefits Handbook, For Re-Employed Recipients of Pension Payments for a description of the benefits available to you.

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Instructions on how to confirm and/or update beneficiary designation(s) for the life insurance, AD&D and BTA plans, as well as for RAYSIP, can be found in the appropriate section of this handbook.

Can't locate one or more of the documents that are required to add a dependent to some of your benefit plans? For a fee, Vitalchek can provide official government certificates (e.g., birth, marriage, divorce). For more information, go to .

Questions about Your Benefits?

? Go to Desktop Benefits at only address you need to access all your benefits online, with personalized and general benefits information, as well as transactional capabilities. With Desktop Benefits, you can:

-Connect with benefit plan carriers and resources using the Benefit Provider Contacts list under My Resources;

-View your benefit elections, costs and medical plan summary charts;

-Use tools available on the My Resources listing, such as DecisionAssist to choose an HSA Advantage plan, as well as links to find participating doctors, dentists and hospitals;

-Change the amount of your health savings account (HSA) contribution (up to the annual limit). From the My Life Changes tab, select Change Your HSA Contribution Amount;

-Update your address or marital status;

-Change your accidental death and dismemberment (AD&D) insurance beneficiary designation(s). From Desktop Benefits, you can also change your life insurance beneficiary designation(s) by clicking on the link to Prudential's beneficiary website under At Your Fingertips; or

-Change your benefit elections if you have a qualified change in status or other qualifying event. Note that if you are eligible to add a dependent to your medical, vision and/or dental plans and/or the life insurance and/ or AD&D plans (as outlined in the Medical, Vision, Dental, Life Insurance and/or AD&D Insurance sections), you will need to provide dependent eligibility verification (such as a marriage certificate, birth certificate or joint tax return). Your dependent's coverage will not be effective until the verification documents are received.

? Contact the Raytheon Benefit Center (RBC). Simply:

-Call 800-358-1231 (TDD# 800-877-8339); from outside the United States, call collect 412-505-6905. Representatives are available Monday through Friday from 8 a.m. to 8 p.m. Eastern Time (ET) to answer specific benefit questions and help you with any necessary changes.

-Email questions to rbcmail@.

-Send correspondence to:

Raytheon Benefit Center P.O. Box 5243 Cherry Hill, NJ 08034-5243

For overnight delivery, the street address is 101 Woodcrest Road, Cherry Hill, NJ 08003.

- Fax questions to 855-291-5941.

Note: Whenever you contact the RBC, be sure to include your employee ID number, your full name and your email address.

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Wellness

Wellness Programs

Investing in Your Health

From health and wellness benefits to work/life and financial programs, the company provides easy access to a variety of wellness services and programs that you and, in many cases, your family can use to get started or stay on the path to improving your health.

For example, because preventive care plays an important role in identifying disease and maintaining proper health, company-sponsored medical plans cover eligible, in-network preventive-care services (as identified by the Affordable Care Act (ACA) under the Preventive Care Services benefit) at 100% with no out-of-pocket expense.*

Beyond these benefits, you have access to:

? LifeResources, an integrated work/life and employee assistance program (EAP);

? Nurse lines, disease management programs, maternity care programs and online services through your medical plan (see the chapter about your medical plan for details);

? At many locations, free, on-site biometric screenings for employees that conclude with a brief health coaching session;

? Flu shots; and

? In some locations, presentations and seminars from on-site nurses, fitness center staff members or EAP counselors.

For information about the wellness programs currently available, see the livewell homepage on oneRTN at .

*For a description of preventive-care services available through Global Choice or the Kaiser Permanente plan available in Hawaii, see the appropriate Evidence of Coverage.

CUSTOMIZE YOUR WELLNESS REWARD PROGRAM Administered by Virgin Pulse, the company's Wellness Reward program--livewell--is designed to help you customize your wellness experience. You choose your wellness interests and focus on the areas that are important to you.

You earn points throughout the year by participating in a range of wellness activities, which can include:

? Physical activity (with or without an activity tracker),

? Nutrition,

? Sleep,

? Completing a health assessment,

? Recording the results of a biometric screening, and

? Tracking healthy habits.

The number of points you can earn varies by activity, and every 200 points you earn equals $1. The points you earn automatically turn into cash, which can be deposited into your bank account, or used to purchase Visa gift cards, store gift cards or wellness merchandise, including activity trackers.

Each year that you participate, you can earn up to $250 ($500 if your spouse who is enrolled in a company-sponsored medical plan also participates).

Note that while points accumulate throughout the year, your point balance resets to zero at the beginning of a new calendar year. Any money you leave in your account rolls over into the next calendar year.

Ready to get started? To register from a company-connected computer, go to the Life & Career page on oneRTN and click the Live Well icon. From all other computers, go to https:// engage.raytheon. Then, under "US Employees & Premise Contractors," click on "Enroll Now" at the bottom of the page and follow the instructions to enroll. Your spouse who participates in a company-sponsored medical plan can enroll by clicking on the "Enroll Now" button under "Spouses."

Guarding Your Confidentiality The company understands that the security of personal health information is extremely important. In the interest of privacy, no one at Raytheon Technologies will see the results of any employee's participation in any company-sponsored wellness program or any other personal health information.

Raytheon Benefit Center 800-358-1231 Desktop Benefits

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Health Advocate

Health AdvocateSM

Help Navigating the Complexities of Health Care Is Just a Phone Call Away

When it comes to cutting through the red tape that is so often associated with health care, everyone can use a helping hand.

That's why the company offers Health Advocate. Available to you at no cost, Health Advocate can help you make smart decisions regarding your family's medical care.

Personal Health Advocates are typically registered nurses who are supported by medical directors and medical claims specialists. A Personal Health Advocate can help you:

? Manage claims and billing issues;

? Manage prenotifications and make payment arrangements with in- and out-of-network providers;

? Find payment solutions for prescription drug costs, including manufacturer coupons;

? Find doctors and schedule appointments, especially with hard-to-reach specialists;

?Secure second opinions (although not those related to workers' compensation or disability claims); and

? Understand medical test reports.

To contact a Personal Health Advocate, call 866-695-8622. While Personal Health Advocates can be reached 24 hours a day, seven days a week, normal business hours are Monday through Friday from 8 a.m. to 10 p.m. Eastern Time (ET).

To visit the Health Advocate website, go to members and enter "Raytheon" as the company name. Here you'll find health and finance tips as well as the many ways the service can provide assistance. (Note: The first time you visit the website from your work computer, begin typing "Raytheon" to access the dropdown menu where you can select "Raytheon Employees and Retirees.")

Note that this benefit is available to you and your spouse, as well as your dependent children, parents and parents-in-law.

It's important to stress that all Personal Health Advocates follow careful protocol and comply with all government privacy standards. Your medical and personal information is strictly confidential and, with your consent, will only be shared as needed to help resolve your question.

Health Advocate, a subsidiary of West Corporation, is not a direct healthcare provider, is not affiliated with any insurance company or third-party provider and does not apply to workers' compensation or disability programs.

866.695.8622

Email: answers@ Web: members

Raytheon Benefit Center 800-358-1231

Desktop Benefits

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