Memorandum
Both the Dow Jones 30 and S&P 500 closed at record highs on the final day of 2020 to wrap up a year of surprisingly strong gains. The Dow Jones 30 ended last year up 7% and the S&P 500 closed the year 16% higher. At one point in 2020, the two market benchmarks were down more than 30% as the coronavirus pandemic ravaged the global economy. ................
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