Is Online Banking Right for You



Is Online Banking Right for You?

Wondering if online banking is right for you? Use the following checklist to find the answer!

• Are you planning to move in the next twelve months? If you are going to be switching banks due to a move in the next twelve months, now is the perfect time to make the “leap” to internet banking. It will help with later relocations because online banks are accessible anywhere and your transition to your new home will be made easier when your banking needs are met online.

• Do you participate in direct deposit of your payroll checks at work? The majority of Americans who have direct deposit, have few, if any, reasons to make visits to their local bank branch.

• Has it been three months or more since you visited your local bank branch to initiate a transaction with a teller?

• Do you already engage in some online banking activities with your local bank? More than 30 million Americans already use the internet to access their bank statements, transfer funds and see if checks have cleared. Online payment of your bills is just one step away from these activities.

• Do checks “age” in your wallet or purse for a week or more before you get them deposited? While most of us have direct deposit for our payroll checks, we still find it necessary to occasionally deposit actual checks from other parties. If you have online banking, it is easy to put the check and a deposit slip into a postage-paid envelope and mail the deposit to your online bank.

• Do you travel at least six times a year? If so, you will find it easy to log in to your online bank from anywhere in the world as long as you have internet access.

• What kind of interest do you earn on your deposits? You may be able to locate an online bank that does not have the high overhead of brick-and-mortar banks that will pay you a substantially higher rate on your deposits.

• Are your business hours the same as those of your bank branch? If you find that your bank is only open while you are at work, you may find it difficult to make a visit to your local branch when needed. Online banking is open “all the time.”

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KELLER WILLIAMS® REALTY

Betsy Klotz, Broker

700 Airport Rd. Greenville, SC 29607

Office: 864.232.0386 Cell: 864.901.4813 Toll Free: 866.241.3537

Email: betsyklotz@

Website:

Each Keller Williams Office is Independently Owned and Operated

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