UPX Material - University of Phoenix
8. Are you near, at or over the limit of your credit cards? 9. Do you take out a new loan before the old one is paid off or take out a new one to pay off an existing one? 10. Are you unsure of how much you owe (within $50)? 11. Do you habitually pay your bills late? 12. Do you charge more each month than you make in payments? 13. Do you use a ... ................
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