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Jul 15, 2020 · Say you have a $30,000 loan at a 6% fixed interest rate for 10 years. Over the life of the loan, you’d pay $9,967 in interest along with your $333 monthly payment. If you refinanced at a lower interest rate of 4.75%, you’d pay $7,745.19 in interest, which would save you $2,222.19 over the life of the loan. ................
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