PDF STUDENT LOAN EXIT INTERVIEW - USC Financial Aid
Student Loan Exit Counseling
Fall 2016
Loan Programs Rights and Responsibilities Repayment Deferments/Forbearance Cancellation/Forgiveness Tax Benefits Default Managing Your Money and Your Credit
Today's Topics
Loan Programs
Subsidized Loans
Subsidized Federal (Stafford) Loan Federal Perkins Loan Institutional Loan
Unsubsidized Loans
Unsubsidized Federal (Stafford) Loans
Federal PLUS Loans (Parent and Grad)
Private Loans (Discover Loan, Smart Option Loan, Collegiate Loan)
Rights and Responsibilities
Rights
? Know how much you borrowed (disclosure statement) ? Where to make payments ? Where to write or call with questions ? You may pre-pay your loan at any time without penalty
Responsibilities
? PAY YOUR LOAN ? Notify your lender if you change your name, address, telephone number
or student status ? Notify your lender if anything affects your ability to pay your loan
Where are my loans?
Studentaid.
Get information on all of your existing Federal Loans ? Direct (Stafford) ? PLUS ? Consolidation ? Perkins
Access information on your
? Loan Amounts ? Loan Servicers ? Loan Status
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