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-27876514732000MEDIA CONTACTSNICOLE SWANNnicole.swann@ | 202-821-4458LOCAL CONTACTemail | phone numberICBA, [BANK NAME] Shed Light on the Homebuying Process City, State (June XX, 2020)—The Independent Community Bankers of America? (ICBA) and [BANK NAME], in recognition of National Homeownership Month in June, are reminding current and prospective homeowners of community bank resources that make financing easier and more affordable.“For most people, buying a home is an investment in their future and a foundation upon which to establish community ties and amass financial security,” said [SPOKESPERSON NAME], [TITLE] at [BANK]. “As your trusted financial advisor, we’re here to help you navigate the process and select the proper financing that works best for you and your family.” Whether you’re purchasing your first or forever home, [BANK NAME] can help you determine: The ideal loan amount and products to meet your financial needs and budget considerations. We can help you review the mortgage process and available mortgage programs and loan features, so there aren’t any surprises. How mortgage rates, the loan amount, property taxes and insurance premiums affect monthly mortgage payments. This will help you shop for a home that fits your budget and increase your prospects for success as an informed buyer. Your rights and obligations under your mortgage contract. Today’s consumers have more avenues than ever to homeownership. We will help you understand the fine print before you commit.Suitable government-sponsored programs. In addition to federal homeownership and home-buying assistance programs, there are many programs sponsored by your state, local government or other organizations that we can recommend, making homeownership more affordable.Additional resources to help you create a budget and set financial targets. We offer homebuyer seminars and other helpful resources. Free online educational tools can also be found at .“For many Americans, homeownership represents an opportunity to help build wealth and secure their financial future,” said ICBA President and CEO Rebeca Romero Rainey. “As relationship lenders, your local community bank is here to provide guidance and support throughout the mortgage loan process.” For more information on community banks and the services they offer, visit .About Community BankBoilerplate information here. Boilerplate information here.About ICBAThe Independent Community Bankers of America? creates and promotes an environment where community banks flourish. With more than 50,000 locations nationwide, community banks constitute 99 percent of all banks, employ nearly 750,000 Americans and are the only physical banking presence in one in three U.S. counties. Holding more than $5 trillion in assets, nearly $4 trillion in deposits, and more than $3.4 trillion in loans to consumers, small businesses and the agricultural community, community banks channel local deposits into the Main Streets and neighborhoods they serve, spurring job creation, fostering innovation and fueling their customers’ dreams in communities throughout America. For more information, visit ICBA’s website at?.# # # ................
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