Best-Ever Consumer Compliance Checklists
In 1998, Congress passed the Homeowners Protection Act. Under that act, the lender must (i) cancel PMI upon the borrower’s request when the mortgage reaches an 80% LTV, and (ii) automatically terminate PMI when LTV falls to 78%. In addition, the act requires (i) an initial disclosure, (ii) an annual notice, and (iii) notification upon ... ................
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