PDF Product Catalog - uhc

Sales Support

Concord 2300 Clayton Rd, Suite 1000 Concord, CA 94520 925-246-1300

Fresno 7067 N. Mariposa Avenue Fresno, CA 93720 925-246-1300

Glendale 505 N. Brand Blvd., Suite 1200 Glendale, CA 91203 866-663-9226

Inland Empire

3400 Central Avenue, Suite 225 Riverside, CA 92506 951-274-3045

San Diego

4365 Executive Drive, Suite 500 San Diego, CA 92121 858-658-8900

Orange County

5701 Katella Avenue, CA120-0517 Cypress, CA 90630 877-511-3039

San Francisco

425 Market Street, 13th Floor San Francisco, CA 94105 925-246-1300

Sacramento

8880 Cal Center Drive, Suite 300 Sacramento, CA 95826 925-246-1300

Product Catalog

Plans designed with the needs of employers in mind

California

Key Accounts 100+ employees Effective 10/1/2011

400-3967 BRK/EMP 8/11

? 2011 United HealthCare Services, Inc. UHCCA472863-003

Better information. Better decisions. Better health.

UnitedHealthcare is a division of UnitedHealth Group, a Fortune 50 company and one of the single largest health coverage carriers in the country. We offer a diverse range of health coverage plans and a national network of nearly 660,000 physicians and health care professionals, 5,100 hospitals and 60,000 pharmacies. Serving 25 million members nationwide, we're committed to enhancing the health care experience through:

Better information ? We alert individuals and their doctors to potential health risks or opportunities to take charge of their health. We give employers access to information to plan and implement worksite wellness programs, to boost productivity and morale.

Better decisions ? When we give employers, individuals and doctors access to relevant information, they can be empowered to make better informed decisions.

Better health ? Our shared goal is to help people live healthier lives, which contributes to a healthier and more productive, cost-efficient workplace.

The Power of the Network

Our commitment to providing you with health coverage solutions includes offering an expansive network, both nationally and locally.

Our California HMO network includes over:

280 hospitals 16,100 primary care

physicians (PCPs) 17,900 specialists

Our California PPO network includes over:

300 hospitals 72,700 PCPs 41,400 specialists

Our national network includes nearly:

5,100 hospitals 660,000 physicians and health

care professionals 60,000 pharmacies 1,000 convenience care clinics.

Employees have nationwide access to 83 percent of all available U.S. hospital beds and two out of three available doctors and health care professionals.

Network coverage

Seamless and easy to use Fully integrated Stable

UnitedHealthcare Product Continuum Chart

California Key Accounts (100+ employees)

UnitedHealthcare offers a broad range of health plans that are designed to be affordable and flexible for employers of various sizes. To help determine the plans that best suit the employer's needs, we've created product continuum charts, like the one below. The products are arranged from lowest to highest premium and list key distinguishing features of each for a quick snapshot of the available plans.

Choice Plus

Seeks a national network with non-network flexibility

Non-differential PPO

Seeking ultimate provider flexibility

Non-referral l Network and non-network l

l

UnitedHealthcare

SignatureValueTM Advantage

UnitedHealthcare Health Savings Account (HSA)

Values federal income tax-free savings for future health care costs

Non-referral l

(HMO)

Strives for low-cost network access

PCP l Referral l Network only l

No copayment l

High deductible l

HSA qualified l

Network and non-network l

Non-referral l Network and non-network l

low

PCP Referral Network only

Non-referral Non-network cost controls Network and non-network

Options PPO

Wants a national network with competitive rates

high

l l l l

l l l

l l l

Non-referral High deductible Health Reimbursement Account Network and non-network

UnitedHealthcare Health Reimbursement Account

(HRA)

Likes to empower member choice in health care spending

UnitedHealthcare SignatureValueTM (HMO)

Wants a large network access

and flexible benefits

Product Details by Category

Consumer-Driven Products Offering Health Savings Accounts (HSAs), Health Reimbursement Accounts (HRAs), and Flexible Spending Accounts (FSAs) to help pay for and manage health care expenses

Choice Plus, Options PPO and Choice The freedom to choose to see any doctor without a referral

Options Non-Differential PPO Flexible, broader-based coverage to address most health care needs

Pharmacy for PPO, HSA, HRA, Choice Plus and Choice UnitedHealthcare Pharmacy supports value and improved medication outcomes

Additional value-added programs for PPO, HSA, HRA, Choice Plus and Choice members

Self-Funding Options Self-funded options and administration by UnitedHealthcare or UMR

UnitedHealthcare SignatureValueTM (HMO) Offers lower premiums and requires a primary care physician

UnitedHealthcare SignatureValueTM Advantage (HMO) Offers traditional HMO coverage with a select network of physicians

Pharmacy for HMO Prescription Solutions? offers pharmacy benefits for cost-conscious members

Additional value-added programs for HMO members

Manage business online with eServices Online tools and services help get business done

Value-added programs available with every plan Wellness support and resources

Specialty Products Add value to any medical plan with life, disability, dental and vision

Underwriting Guidelines

6 10 14 15 16 18 22 22

24 25 28 31 35 44

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