Underwriting Guidelines— VA Interest Rate Reduction Refinancing Loans ...
(VA IRRRL Loans) Mortgage Lending Division Version 3.6 – 07/28/21 CMS Policies & Procedures Page 2 of 19 Proprietary and confidential. For Internal use only. ... churning” or “serial refinancing”, when obtaining a VA-guaranteed refinance loan. CMS ensures all VA-guaranteed loans meet the fee recoupment, net tangible ................
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