Northstar Chemical, Inc. Northstar Chemical, Inc ...
[Pages:4]Northstar Chemical, Inc. Northstar Chemical, Inc. Retirement Plan Investment Comparative Chart As Of 09/30/2020
This document includes important information to help you compare the investment options under your retirement plan. If you want additional information about your investment options, you can go to the specific Internet Web site address shown below or you can contact Employee Fiduciary Participant Services at (877) 401-5100 (option 3). 9 a.m. to 6 p.m. ET. Monday through Friday (excluding market holidays). A free paper copy of the information available on the Web sites can be obtained by contacting your plan administrator.
Please visit for a glossary of investment terms relevant to the investment options under this plan. This glossary is intended to help you better understand your options.
Performance Information
The table below shows how plan investment alternatives have performed over time and allows you to compare them with an appropriate benchmark for the same time periods. Past performance does not guarantee how the investment option will perform in the future. Your investment in these options could lose money. Information about an option's principal risks is available on the Web site(s).
Plan Investment Diversified Emerging Mkts
DFA Emerging Mrkt Core Eq. (DFCEX)
Foreign Large Value
DFA International Value (DFIVX)
Foreign Small/Mid Value
DFA Int Small Cap Value (DISVX)
Intermediate-Term Bond
Vanguard Interm-Term Bd Idx Adm (VBILX)
Large Value
DFA US Large Cap Value I (DFLVX)
Mid-Cap Blend
DFA U.S. Vector Equity (DFVEX)
Money Market
Vanguard Prime Money Market (VMMXX)
Short-Term Bond
Vanguard Short-Term Bond Idx Adm (VBIRX)
Small Blend
Average Annual Total Return as of
09/30/2020
1yr.
5yr. 10yr. Inception
Benchmark Returns
1yr.
5yr. 10yr. Inception *
3.82
7.17
1.81
9.97
9.15
3.15
Morningstar Emerging Markets GR USD
-13.66
1.45
1.56
3.96
7.32
5.07
Morningstar Global Markets ex-US GR USD
-5.91
2.34
4.83
3.96
7.32
5.07
Morningstar Global Markets ex-US GR USD
8.90
4.86
4.41
6.97
4.15
3.58
Morningstar US Core Bond TR Hedged USD
-8.54
6.69 10.09
-7.14
8.44
9.43
Morningstar US Large Value TR USD
-5.85
6.23
9.33
-15.40
5.65
9.50
Morningstar US Mid Value TR USD
0.98
1.25
0.64
0.90
1.12
0.58
Morningstar Cash TR USD
4.78
2.51
2.00
4.57
2.62
2.26
Morningstar US 1-5 Yr Core Bond TR USD
Northstar Chemical, Inc. Northstar Chemical, Inc. Retirement Plan Investment Comparative Chart As Of 09/30/2020
Plan Investment
DFA US Small Cap (DFSTX)
Specialty-Real Estate
DFA International Real Estate (DFITX)
DFA US Real Estate Securities (DFREX)
Average Annual Total Return as of
09/30/2020
1yr.
5yr. 10yr. Inception
-6.31
5.27
9.28
Benchmark Returns
1yr. -2.17
5yr. 10yr. Inception *
7.29
9.76
Morningstar US Small Cap TR USD
-17.37
1.62
4.44
-12.46
5.98
8.94
-11.45
5.74
8.41
Morningstar US Real Estate Sector TR USD
-11.45
5.74
8.41
Morningstar US Real Estate Sector TR USD
* Performance data is since inception date of the fund, if fewer than 10 years of performance is available
Northstar Chemical, Inc. Northstar Chemical, Inc. Retirement Plan Investment Comparative Chart As Of 09/30/2020
Fee and Expense Information
The table below shows fee and expense information for plan investment alternatives. Shareholder Type Fees shown below are in addition to Total Annual Operating Expenses.
Plan Investment
Diversified Emerging Mkts DFA Emerging Mrkt Core Eq.
Foreign Large Value DFA International Value
Foreign Small/Mid Value DFA Int Small Cap Value
Intermediate-Term Bond Vanguard Interm-Term Bd Idx Adm
Large Value DFA US Large Cap Value I
Mid-Cap Blend DFA U.S. Vector Equity
Money Market Vanguard Prime Money Market
Short-Term Bond Vanguard Short-Term Bond Idx Adm
Small Blend DFA US Small Cap
Specialty-Real Estate DFA International Real Estate DFA US Real Estate Securities
Total Annual Operating Expenses
As a %
Per $1000
0.48%
$4.80
0.59%
$5.90
0.64%
$6.40
0.07%
$0.70
0.36%
$3.60
0.31%
$3.10
0.16%
$1.60
0.07%
$0.70
0.35%
$3.50
0.27% 0.20%
$2.70 $2.00
Shareholder Type Fees
The cumulative effect of fees and expenses can substantially reduce the growth of your retirement savings. Visit the Department of Labor's Web site for an example showing the long-term effect of fees and expenses at . Fees and expenses are only one of many factors to consider when you decide to invest in an option. You may also want to think about whether an investment in a particular option, along with your other investments, will help you achieve your financial goals.
Northstar Chemical, Inc. Northstar Chemical, Inc. Retirement Plan Investment Comparative Chart As Of 09/30/2020
Investment Restrictions In addition to any restrictions imposed by the plan, the following restrictions are imposed by the plan investment alternative. DFA Emerging Mrkt Core Eq.
Excessive trading violation will result in a trading restriction period of 90 days. Maximum of 1 round trip allowed per 30 days period. DFA Int Small Cap Value
Excessive trading violation will result in a trading restriction period of 90 days. Maximum of 1 round trip allowed per 30 days period. DFA International Real Estate
Excessive trading violation will result in a trading restriction period of 90 days. Maximum of 1 round trip allowed per 30 days period. DFA International Value
Excessive trading violation will result in a trading restriction period of 90 days. Maximum of 1 round trip allowed per 30 days period. DFA U.S. Vector Equity
Excessive trading violation will result in a trading restriction period of 90 days. Maximum of 1 round trip allowed per 30 days period. DFA US Large Cap Value I
Excessive trading violation will result in a trading restriction period of 90 days. Maximum of 1 round trip allowed per 30 days period. DFA US Real Estate Securities
Excessive trading violation will result in a trading restriction period of 90 days. Maximum of 1 round trip allowed per 30 days period. DFA US Small Cap
Excessive trading violation will result in a trading restriction period of 90 days. Maximum of 1 round trip allowed per 30 days period. Vanguard Interm-Term Bd Idx Adm
A round trip is defined as a buy and sell that occur within 30 days. Excessive trading violation will result in a trading restriction period of 30 days. Maximum of 1 round trip allowed per 30 days period. Vanguard Short-Term Bond Idx Adm
A round trip is defined as a buy and sell that occur within 30 days. Excessive trading violation will result in a trading restriction period of 30 days. Maximum of 1 round trip allowed per 30 days period.
................
................
In order to avoid copyright disputes, this page is only a partial summary.
To fulfill the demand for quickly locating and searching documents.
It is intelligent file search solution for home and business.
Related download
- sample recommended etf portfolios
- page 1 of 11 portfolio x ray svemg 401k etf fund i 2
- to judicature plans select funds venue participants
- vanguard federal money market investor vmfxx
- oog output 2001131 3608771 10768311
- vanguard prime money market fund investor shares
- vanguard federal money market fund investor shares
- morningstar directsm asset flows commentary united states
- vanguardfederal money market fund the vanguard group
- tax exempt interest dividends by state for vanguard