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Your name

Your Street

Las Vegas, Nevada

00000

June 1, 2011

EXPERIAN Report Number

P. O. Box 2104

Allen, TX 75013-2104

I am disputing the following items:

1. BAC HOME LOANS/COUNTRYWIDE # 11051

2. BAC HOME LOANS/COUNTRYWIDE #1866

3. BANK OF AMERICA #4376

4. BAY AREA CREDIT SERVICE #8162

5. CAPITAL ONE #51787

6. GE MONEY BANK/CHEVRON #7091030

7. GE MONEY BANK/LOWES #79192400

8. GEMB/SAM’S CLUB DC #60611044

9. GE CAPITAL/WALMART #60322111

10. HSBC/OFFICE MAX #27100350

11. MIDLAND CREDIT MANAGEMENT #9638282

12. MIDLAND CREDIT MANAGEMENT #98753346

13. MIDNIGHT VELVET #83576

14. SEVENTH AVENUE #583576

15. SUNRISE CREDIT SERVICES # 7662

16. HOME DEPOT/CITIBANK #68168

I did not authorize the following inquiries on my credit report. I believe that they were obtained fraudulently. Please remove them.

1. G C SERVICES 09/29/2009, 09/28/2009

2. NATIONWIDE CREDIT INC. 07/14/2009

3. CAPITAL ONE 08/02/2010

4. HSBC/OFFICE MAX # 08/02/2010

5. SEARCH AMERICA 04/27/2010

6. WORLD FINANCIAL NETWORK NATNL BAN 02/05/2010

7. SUNRISE CREDIT SERVIC 02/02/2010

8. PATENAUDE & FELIX APC 01/25/2010

9. RESURGENT CAPITAL SERVIC 12/10/2009

10. CREDIT ONE BANK 11/17/2009

11. BAY AREA CREDIT SERVICE 10/26/2009

12. BANK OF AMERICA 10/02/2009, 08/27/2009, 08/03/2009, 05/22/2009, 08/20/2008, 01/21/2009

13. CAP ONE 06/23/2009

14. WESTERN SIERRA ACCEPTANC 06/11/2009, 06/04/200906/03/2009, 05/30/200905/26/2009, 05/22/2009, 05/21/2009, 05/15/2009, 05/01/2009, 04/29/2009, 03/27/2009, 09/02/2008

15. GREENLIGHT FINANCIAL 05/04/2009

16. SILVERADO CAPITAL FUNDING 04/13/2009

17. AMERICAN MORTGAGE SPECIA 04/07/2009

18. 1ST PYRAMID FINANCIAL 04/02/2009

19. POPE MORTGAGE 03/30/2009, 02/23/2009, 02/23/2009

20. CITIFINANCIAL 03/17/2009

21. PACIFIC ASSOCIATES 02/28/2009

22. WFCB/VENUE 02/24/2009

23. US BANK 01/22/2009

24. CREDIT COMMUNICATIONS SV 01/21/2009, 01/15/2009, 11/26/2008, 10/20/2008

25. INTERSECTIONS 11/11/2008, 08/15/2008

26. WELLS FARGO BANK 10/22/2008, 08/25/2008

27. AMEX 09/24/2008, 08/25/2008

28. FIRST USA 08/26/2008

29. AMEX 08/25/2008

Please provide me with a description of the reinvestigation procedure for all items. Please provide me with the source of information for all items. Please send me all information in my consumer file. Please send me an updated copy of my credit report. Thank you for your cooperation in advance.

Sincerely,_________________________________

Your Name

SSN:

P.S. Please find enclosed a copy of my Drivers License and Social Security card, power bill to verify identity. < Or Whatever>

CC: File

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