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Wells Fargo Bank, 235 Cal. App. 3d 1383, 1400 (1991) (affirming $5.2 million judgment for excessive late fees and over limit fees); Shadoan v. World Sav. & Loan Ass'n, 219 Cal. App. 3d 97, 106 (1990) (rejecting challenge to loan agreement's prepayment penalty clause and clause permitting the lender to demand full payment of the loan principal). ................
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