MRS. OLDIS
Name ___________________________________ Social Security Webquest
Please visit the following site to complete this activity:
INTRODUCTION TO HOW SOCIAL SECURITY WORKS
1. Social Security began during the ___________________________________________. 4 groups of people Social Security attempts to help include: ________________________ ___________________________________________________________________________________________
NEXT PAGE: SOCIAL SECURITY BENEFITS
2. Social Security acts as insurance for Americans who encounter difficult financial situations including
a. ___________________________________________________
b. ___________________________________________________
c. ___________________________________________________
d. ___________________________________________________
e. ___________________________________________________
f. ___________________________________________________
3. What percentage of older Americans rely on Social Security for 100% of their income? ____________________ 90% ____________________ 50%________________________
NEXT PAGE: RETIREMENT BENEFITS
4. How many credits do you receive for working a year? ____________
5. How many credits do you need to accumulate in order to be eligible to receive Social Security? _____________________ How many years must you work to ensure full eligibility? _________________________
6. At what age can you collect full benefits? ______________________________ If you want to collect benefits at 62 years old, what happens to the amount you receive? ___________________________________________________________________________________________
7. Social Security averages out to be ______________% of you former wages.
NEXT PAGE: DISABILITY INSURANCE
8. Disability insurance covers _________________________________________________________ _________________________________________________________________________________________________ _________________________________________________________________________________________________
Disability as a result of ______________________ and ______________________ are NOT covered.
NEXT PAGE: SOCIAL SECURITY CRISIS?
9. Under what circumstances would the system be in good shape? _______________ _________________________________________________________________________________________________
10. In 1960, __________________ workers were putting money into Social Security for every person collecting. By 2031, ___________________ workers will by putting money in the system for every person collecting.
NEXT PAGE: SOLVING THE SOCIAL SECURITY PROBLEM
11. Two answers to solving the problem include ____________________________________ ________________________________________________________________________________________________
12. Advantages of putting this money into the stock market include _______________ _________________________________________________________________________________________________
_________________________________________________________________________________________________
13. Disadvantages of putting this money into the stock market include ____________ _________________________________________________________________________________________________
_________________________________________________________________________________________________
NEXT PAGE: A BRIEF HISTORY OF SOCIAL SECURITY
14. The first people to receive Social Security were _________________________________.
15. When did Social Security become a law? _________________________________________
16. What are COLA’s? ___________________________________________________________________
PLEASE ANSWER THE FOLLOWING QUESTIONS IN PARAGRAPH FORM ON A SEPARATE PIECE OF PAPER.
A. Do you think Social Security money should be invested in the stock market?
B. Provide a brief overview of the history of Social Security.
c. Can you rely on Social Security to provide for your financial wellbeing? What else can you do to make sure you have enough money to live comfortably in retirement?
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