Business Information Report On Demand

Business Information Report On Demand

Sample Company

D-U-N-S: 00-000-0000 ADDRESS: 123 Main Street, Any Town, CA, 00000, United States

Date: 08/01/2019

RISK ASSESSMENT

Max. Credit Recommendation

US$ 1,200,000

PAYDEX?

69 LOW-MODERATE

Delinquency Predictor Percentile

9 HIGH

Financial Stress Percentile

58 MODERATE

Supplier Evaluation Risk

8 HIGH

MAXIMUM CREDIT RECOMMENDATION

Overall Business Risk

Maximum Credit Recommendation

LOW

LOWMODERATE

MODERATE

MODERATEHIGH

HIGH

US$ 1,200,000

The recommended limit is based on a moderate-high probability of severe delinquency.

Dun & Bradstreet Thinks...

Overall assessment of this organization over the next 12 months: SIGNIFICANT STABILITY AND PAYMENT BEHAVIOR CONCERNS Based on the predicted risk of business discontinuation: HIGHER THAN AVERAGE RISK OF DISCONTINUED OPERATIONS OR

BUSINESS INACTIVITY Based on the predicted risk of severely delinquent payments: VERY HIGH POTENTIAL FOR SEVERELY DELINQUENT PAYMENTS

PAYDEX? SUMMARY

3 Months

70

Low Risk (100)

High Risk (1)

When weighted by dollar amount, payments to suppliers average 15 days beyond terms. Value is based on payments collected over the last 3 months.

24 Months

69

Low Risk (100)

High Risk (1)

When weighted by dollar amount, payments to suppliers average 16 days beyond terms. Value is based on payments collected over the last 24 months.

PAYDEX?

69

Low Risk (100)

Based on 24 months of data High Risk (1)

Based on a D&B PAYDEX? of 69

Risk of Slow Pay

LOW-MODERATE

Payment Behavior

16 Days Beyond

Terms

Business and Industry Trends Industry Median

Industry Upper

Industry Low

7323 - Credit reporting services Sample Company

100 90 80 70 60 50 40 30 20 10 0 SEP OCT NOV DEC JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC JAN FEB MAR APR MAY JUN JUL AUG 2017 2017 2017 2017 2018 2018 2018 2018 2018 2018 2018 2018 2018 2018 2018 2018 2019 2019 2019 2019 2019 2019 2019 2019

DELINQUENCY PREDICTOR SCORE

Low Risk (100)

Based on a D&B Delinquency Predictor Percentile of 9

9

High Risk (1)

Proportion of slow payments in recent months Proportion of past due balances to total amount owing Higher risk industry based on delinquency rates for this

industry Increase in proportion of delinquent payments in recent

payment experiences Evidence of open suits

Level of Risk

HIGH

Raw Score

443

Business and Industry Trends Industry Median

100 90 80 70 60 50 40 30 20 10 0 SEP

Sample Company

Probability of Delinquency

15.75%

Compared to Businesses in D&B

10.2%

7323 - Credit reporting services

2018

OCT 2018

NOV 2018

DEC 2018

JAN 2019

FEB 2019

MAR 2019

APR 2019

MAY 2019

JUN 2019

JUL 2019

AUG 2019

FINANCIAL STRESS SCORE

58

Low Risk (100)

Based on a D&B Financial Stress Percentile of 58

High Risk (1)

Low proportion of satisfactory payment experiences to total payment experiences

High proportion of past due balances to total amount owing UCC Filings reported High number of enquiries to D&B over last 12 months

Level of Risk

MODERATE

Raw Score

1491

Business and Industry Trends Industry Median

Sample Company

100 90 80 70 60 50 40 30 20 10 0 SEP 2018

OCT 2018

NOV 2018

DEC 2018

JAN 2019

Probability of Failure

0.19%

Compared to Businesses in D&B

0.48%

7323 - Credit reporting services

FEB 2019

MAR 2019

APR 2019

MAY 2019

JUN 2019

JUL 2019

AUG 2019

SUPPLIER EVALUATION RISK RATING

Low Risk (1)

Based on a Supplier Evaluation Risk Rating of 8

8

High Risk (9)

Factors Affecting Your Score

Negative Net Worth

Proportion of slow payment experiences to total number of payment experiences reported

Business belongs to an industry with above average risk of ceasing operations or becoming inactive

Business and Industry Trends Supplier Evaluation Score

10

7323 - Credit reporting services

7 6 5 4 3 2 1 0

SEP 2018

OCT 2018

NOV 2018

DEC 2018

JAN 2019

FEB 2019

MAR 2019

APR 2019

MAY 2019

JUN 2019

JUL 2019

AUG 2019

D&B RATING

Current Rating as of 09-29-2000 Special Rating

--: Undetermined

TRADE PAYMENTS

TRADE PAYMENTS SUMMARY

Overall Payment Behavior

16

Days Beyond Terms

Highest Now Owing: US$ 70,000

% of Trade Within Terms

68%

Total Trade Experiences: 41 Largest High Credit: US$ 100,000 Average High Credit: US$ 26,487

Based on 24 months of data

Highest Past Due

US$ 2,500

Total Unfavorable Comments : 0 Largest High Credit: US$ 0 Total Placed in Collections: 0 Largest High Credit: US$ 0

TRADE PAYMENTS BY CREDIT EXTENDED

$ CREDIT EXTENDED

% OF PAYMENTS WITHIN TERMS

# PAYMENT EXPERIENCES

OVER 100,000

100%

1

50,000 - 100,000

69%

5

15,000 - 49,999

61%

3

5,000 - 14,999

87%

4

1,000 - 4,999

73%

4

UNDER 1,000

80%

3

TOTAL & DOLLAR AMOUNT $100,000 $315,000 $85,000 $20,000 $8,500 $1,250

TRADE PAYMENTS BY INDUSTRY

Collapse All | Expand All

Industry Category 73 - Business Services 7381 - Detective/guard Svcs 7363 - Help Supply Service 87 - Engineering Accounting Research Management And Related Services 8748 - Business Consulting 50 - Wholesale Trade - Durable Goods

Number of Payment Experiences 7

5

2

2

Largest High Credit % Within Terms

(US$)

(Expand to View)

100,000

100,000

81

2,500

36

40,000

2

40,000

50

2

90,000

5044 - Whol Office Equipment

1

5085 - Whol Industrial Suppl

1

61 - Nondepository Credit Institutions

1

6153 - Short-trm Busn Credit

1

99 - Nonclassifiable Establishments

1

9999 - Nonclassified

1

62 - Security And Commodity Brokers Dealers Exchanges

1

And Services

6282 - Investment Advice

1

48 - Communications

1

4813 - Telephone Communictns

1

27 - Printing, Publishing And Allied Industries

2

2759 - Misc Coml Printing

1

2721 - Periodical-print/publ

1

35 - Industrial And Commercial Machinery And Computer

1

Equipment

3571 - Mfg Computers

1

45 - Transportation By Air

1

4513 - Air Courier Service

1

96 - Administration Of Economic Programs

1

9651 - Reg Misc Coml Sector

1

90,000

50

2,500

100

60,000

60,000

100

25,000

25,000

50

5,000

5,000

100

5,000

5,000

100

5,000

5,000

100

2,500

100

750

750

100

250

250

0

250

250

100

TRADE LINES

Date of Experience

Payment Status Selling Terms

07/2019

Prompt to Slow -

07/2019 06/2019 06/2019 06/2019 06/2019

Prompt to Slow N30

Prompt

-

Prompt

-

Prompt

-

Prompt

-

High Now Owes (US$) Past Due (US$) Credit (US$)

Months Since Last Sale

Between 6 and

40,000

0

0

12 Months

5,000

2,500

2,500

Between 4 and 5 Months

100,000

70,000

0

1 Month

60,000

55,000

0

1 Month

55,000

0

0

1 Month

Between 6 and

20,000

0

0

12 Months

06/2019 06/2019 06/2019 06/2019 06/2019 06/2019 06/2019 06/2019 06/2019

06/2019 06/2019 06/2019 06/2019 04/2019 04/2019 04/2019 04/2019 11/2018 10/2018 08/2018 08/2018 08/2018

08/2018

08/2018 07/2018 07/2018 06/2018 06/2018

Prompt

-

Prompt

-

Prompt

-

Prompt

N30

Prompt to Slow -

Prompt to Slow -

Prompt to Slow -

Slow

-

-

Cash account

-

Cash account

-

Cash account

-

Cash account

-

Cash account

-

Cash account

-

Cash account

-

Cash account

-

Cash account

Prompt to Slow -

-

-

Prompt to Slow -

satisfactory

-

-

Cash account

-

cash own option -

Cash account

Cash account Cash account Cash account Sales COD Sales COD

5,000 5,000 2,500 2,500 60,000 50,000 90,000

250 100

100 50 50 0

100 50 50 50

25,000 50

2,500 250 50

50

50 100

50 -

0 5,000

0 2,500 20,000 15,000 25,000

250 0

0 0 0 0 500 -

-

-

0

1 Month

0

1 Month

0 Between 6 and 12 Months

0

1 Month

0

1 Month

0

1 Month

0

1 Month

250

-

0

Between 6 and 12 Months

Between 4 and

0

5 Months

-

1 Month

0 Between 4 and 5 Months

0

1 Month

-

1 Month

-

1 Month

-

1 Month

-

1 Month

0

Between 6 and 12 Months

-

1 Month

Between 6 and

500

12 Months

-

1 Month

Between 6 and

-

12 Months

- Between 6 and 12 Months

-

Between 2 and 3 Months

-

1 Month

-

1 Month

-

1 Month

-

1 Month

06/2018 04/2018 04/2018 04/2018 03/2018 01/2018 09/2017

Prompt Slow Prompt -

Sales COD Cash account Cash account Cash account

750 100

50 1,000 5,000 1,000

0 0 5,000 -

-

1 Month

0 Between 6 and 12 Months

-

1 Month

-

1 Month

0 Between 6 and 12 Months

0

1 Month

-

Between 6 and 12 Months

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