PDF Inflation-Linked SPIAs Are a Bad Deal
Annuity payouts are also often quoted in percentage terms, which is the annual payment divided by the premium. The nominal annuity with the highest benefit ($6,643) would therefore have a payout of 6.643% ($6,643/$100,000=6.643%). For the 2% fixed COLA annuity there were 14 companies offering quotes ranging from $4,866 to $5,168. ................
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