0.60% 4.12% 4.72% 5.05% 0.00% 4.42% 4.74% - 4.85% 5.39% ...

[Pages:1]PRODUCT CATEGORY

INTEREST RATE TYPE

CUSTOMER'S CONTRIBUTION

BASE RATE

MARGIN

LOAN AMOUNT

LOAN TERM (YEARS)

MONTHLY INSTALMENT

AMOUNT

VALUE OF BASE RATE

EURIBOR 6M AS AT 11/11/2022

BBRH / BBRC / BBRB AS AT 10/10/2022

ECB AS AT 11/11/2022

SELF-EMPLOYED INDIVIDUALS

CURRENT ACCOUNTS - OVERDRAFT***

Secured

-

Unsecured

-

EXAMPLE

-

ECB RATE** 5.00%

20,000 3 months

N/A

-

-

ECB RATE** 6.00%

10,000 3 months

N/A

-

0.00% 0.00%

***Overdraft Interest rate consists of the base rate + the margin. Interest Rate margin is the same for all currencies but the base rate varies based on the currency of the account as follows: i) ECB Rate for EUR, ii) BOE Bank rate for GBP, iii) NBP Reference Rate for PLN, iv) Riksbank Repo Rate for SEK, v) BOJ Basic Loan rate for JPY and vi) SNB Mid Target rate for CHF.

BUSINESS BANKING

BUSINESS LOANS Business Loans Secured Business Loans Unsecured Cash Collateral

Floating Floating Floating Floating

-

EXAMPLE

-

BBRB

3.46%

30,000

10

326

-

EURIBOR 6M 4.42%

30,000

10

344

-

BBRB

6.46%

10,000

5

205

-

EURIBOR 6M 7.12%

10,000

5

210

-

6 month Term Deposit rate

1.00%

10,000

8

108

2.291%

2.291%

-

2.04% -

2.04% -

-

2.00% 2.00%

-

TOTAL INTEREST

7.00% 8.00%

5.50% 6.711% 8.50% 9.411% 1.00%

CAR LOANS New Car Loans

Used Car Loans

Floating Floating Floating Floating Floating Floating Floating Floating

>30% >30% 20%-30% 20%-30% >40% >40% 20%-40% 20%-40%

BBRB EURIBOR 6M

BBRB EURIBOR 6M

BBRB EURIBOR 6M

BBRB EURIBOR 6M

3.56% 4.12% 4.56% 4.92% 5.56% 5.12% 6.16% 6.12%

EXAMPLE

20,000

7

20,000

7

20,000

7

20,000

7

20,000

7

20,000

7

20,000

7

20,000

7

288 296 298 304 308 306 314 316

2.291%

2.291%

2.291%

2.291%

2.04% -

2.04% -

2.04% -

2.04% -

-

5.60%

-

6.411%

-

6.60%

-

7.211%

-

7.60%

-

7.411%

-

8.20%

-

8.411%

CURRENT ACCOUNTS - OVERDRAFT

EXAMPLE

Secured

-

-

ECB RATE** 5.00%

20,000 3 months

N/A

-

-

Unsecured

-

-

ECB RATE** 6.00%

10,000 3 months

N/A

-

-

***Overdraft Interest rate consists of the base rate + the margin. Interest Rate margin is the same for all currencies but the base rate varies based on the currency of the account as follows: i) ECB Rate for EUR, ii) BOE Bank rate for GBP, iii) NBP Reference Rate for PLN, iv) Riksbank Repo Rate for SEK, v) BOJ Basic Loan rate for JPY and vi) SNB Mid Target rate for CHF.

The base rates Ancoria Bank may use for a Floating Interest Rate are described in the Rates Definitions on the Bank's Website. In certain cases, our offer may differ, following our assessment of your personal financial and other circumstances.

2.00% 2.00%

7.00% 8.00%

APR

INITIAL CHARGES

TOTAL PAYMENT AMOUNT

14.40% 20.19%

300 250

20,678 10,462

6.23% 7.53% 10.07% 11.08%

1.68%

400 400 250 250

250

39,824 42,020 12,571 12,836

10,670

6.27% 7.14% 7.34% 8.00% 8.42% 8.22% 9.07% 9.30%

14.40% 20.19%

300 300 300 300 300 300 300 300

300 250

24,548 25,202 25,356 25,857 26,179 26,022 26,680 26,858

20,678 10,462

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