BALANCE TRANSFERS 0%

Plus...Because you work here, receive a discount booklet* with over ?500 worth of savings on travel and leisure activities

PURCHASES

BALANCE TRANSFERS

0% 0%

for 9 months

on new purchases

9.9%

for 9 months

when you transfer your balance NOW

3% balance transfer fee

APR

TYPICAL VARIABLE

We will charge interest at 0% for the first nine months your account is open on balance transfers made in the first 90 days. Interest on purchases will be charged at 0% for the first nine months your account is open. We charge a 3% fee on any balance transfers you make. Any balance transfers we accept from credit cards issued by Halifax plc or Bank of Scotland will not be eligible for the 0% rate and will be charged at the appropriate interest rate. Credit available subject to status to UK residents aged 18 or over. Halifax plc, Trinity Road, Halifax HX1 2RG. Calls from BT landlines will cost a maximum of 5p per minute. The price of calls from other telephone companies will vary. Calls may be monitored or recorded for training purposes. *Receive a discount booklet on completion of a Halifax One Card. Terms and conditions apply to each discount offer. Please see discount booklet for details.

The Halifax One Card gives you an incredible 0% interest on balance transfers for the first 9 months when you transfer a balance in the first 90 days and 0% interest on all new

purchases for the first 9 months, with a typical 9.9% APR

variable. There is a 3% fee for each balance transfer made.

Your APR will be between 9.9% APR variable and 19.9% APR variable depending on your personal circumstances. To benefit from the 0% rate you must stay within your credit limit and make your payments on time.

Lines are open Mon, Tues, Thurs, Fri: 9am-5pm. Weds: 9:30am-5pm

Merry, Edinburgh

Call

0845 601 0119

quoting `Your company name'

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