As of 1/20/2020 FIXED ANNUITY RATES
As of 10/12/2020
FIXED ANNUITY RATES
MYG Rates
Surrender
Period Rate
3
2.40%
3
1.45%
3
1.60%
3
2.10%
3
1.50%
3
2.15%
3
2.00%
3
1.40%
3
1.85%
3
1.60%
4
1.35%
4
1.65%
4
2.40%
5
2.65%
5
1.80%
5
1.50%
5
1.80%
5
1.90%
5
2.00%
5
3.05%
5
2.05%
5
2.20%
5
2.75%
5
2.00%
5
3.00%
5
2.75%
5
2.45%
5
1.85%
5
1.75%
5
2.05%
5
2.35%
5
2.10%
5
1.95%
Company American Equity
Athene Athene
F&G Global Atlantic Liberty Bankers Life Liberty Bankers Life North American North American
Oxford AIG AIG
Oxford American Equity American Equity
AIG AIG American National American National Americo Athene Athene F&G Global Atlantic Liberty Bankers Life Liberty Bankers Life Liberty Bankers Life Mutual of Omaha North American North American Oxford Reliance Standard Reliance Standard
AM Best
Rating AA A AA B++ B++ A+ A+ AA A AAAA A A A A A A AA B++ B++ B++ A+ A+ A+ AA+ A+
Product Name GuaranteeShield MaxRate version 1 under 100k MaxRate version 1 100k+ Guarantee Platinum
SecureFore Bankers Elite (non liquid)
Bankers Series (liquid) Guarantee Choice under 100k
Guarantee Choice 100k+ Multi-Select
American Pathway MYG under 100k American Pathway MYG 100k+ Multi-Select GuaranteeShield Guarantee Annuity
American Pathway MYG under 100k American Pathway MYG 100k + Palladium MYG under 100k Palladium MYG 100k+ Platinum Assure 5 MaxRate version 1 under 100k MaxRate version 1 100k+ Guarantee Platinum SecureFore Bankers Elite (non liquid) Bankers Series Premier (liquid) Bankers Series (liquid) Ultra-Premier (No Roth IRAs) Guarantee Choice under 100k Guarantee Choice 100k+ Multi-Select Eleos MVA Eleos SP
Max Age 85 85 85 90 85 90* 90 90 90 85 85 85 85 85 85 85 85 85 85 90 83 83 90 85 90* 90* 90* 89 90 90 85 85 85
Free Withdrawal Provisions 10% after first year interest only interest only interest only 10%
NONE-Surrender value as death benefit interest only interest only interest only
interest only during yr 1, 10% after first year 15% after 1st year 15% after 1st year
interest only during yr 1, 10% after first year 10% after first year interest only 15% after 1st year 15% after 1st year
interest only during yr 1, 10% after first year interest only during yr 1, 10% after first year
10% interest only interest only interest only
10% NONE-Surrender value as death benefit
interest only interest only
10% interest only interest only interest only during yr 1, 10% after first year
10% 10%
Minimum Amount $10,000.00 $10,000.00 $10,000.00 $20,000.00 $10,000.00 $10,000.00 $10,000.00
Q: $2000 NQ: $10,000 Q: $2000 NQ: $10,000
$20,000.00 $10,000.00 $10,000.00 $20,000.00 $10,000.00 $10,000.00 $10,000.00 $10,000.00 $5,000.00 $5,000.00 $10,000.00 $10,000.00 $10,000.00 $20,000.00 $10,000.00 $10,000.00 $10,000.00 $10,000.00 $25,000.00 Q: $2000 NQ: $10,000 Q: $2000 NQ: $10,000 $20,000.00 $10,000.00 $10,000.00
MYG Rates Continued
Surrender
Period Rate
Company
6
1.85% American Equity
6
1.50%
AIG
6
1.80%
AIG
6
2.00% American National
6
2.10% American National
6
2.50%
Oxford
7
1.90% American Equity
7
1.50%
AIG
7
1.80%
AIG
7
2.05% American National
7
2.15% American National
7
2.15%
Athene
7
2.30%
Athene
7
2.90%
F&G
7
3.00% Liberty Bankers Life
7
2.85% Liberty Bankers Life
7
2.55% Liberty Bankers Life
7
2.00% Mutual of Omaha
7
2.10% North American
7
2.50% North American
7
2.50%
Oxford
8
2.05% American National
8
2.15% American National
8
2.50%
Oxford
9
2.10% American National
9
2.20% American National
9
3.05% Liberty Bankers Life
9
2.45%
Oxford
10 1.50%
AIG
10 1.80%
AIG
10
2.10% American National
10
2.20% American National
10
1.85% North American
10 2.25% North American
10 2.45%
Oxford
AM Best
Rating AA A A A AAA A A A A A AB++ B++ B++ A+ A+ A+ AA A AA A B++ AA A A A A+ A+ A-
Product Name Guarantee Annuity American Pathway MYG under 100k American Pathway MYG 100k + Palladium MYG under 100k Palladium MYG 100k+
Multi-Select Guarantee Annuity American Pathway MYG under 100k American Pathway MYG 100k + Palladium MYG under 100k Palladium MYG 100k+ MaxRate version 1 under 100k MaxRate version 1 100k+ Guarantee Platinum Bankers Elite (non liquid) Bankers Series Premier (liquid) Bankers Series (liquid) Ultra-Premier (No Roth IRAs) Guarantee Choice under 100k Guarantee Choice 100k+
Multi-Select Palladium MYG under 100k
Palladium MYG 100k+ Multi-Select
Palladium MYG under 100k Palladium MYG 100k+
Bankers Elite (non liquid) Multi-Select
American Pathway MYG under 100k American Pathway MYG 100k + Palladium MYG under 100k Palladium MYG 100k+ Guarantee Choice under 100k Guarantee Choice 100k+ Multi-Select
Max Age 85 85 85 85 85 80 85 85 85 85 85 83 83 90 85* 85 85 88 90 90 80 85 85 75 85 85 80* 75 85 85 85 85 90 90 75
Free Withdrawal Provisions interest only
15% after 1st year 15% after 1st year interest only during yr 1, 10% after first year interest only during yr 1, 10% after first year interest only during yr 1, 10% after first year
interest only 15% after 1st year 15% after 1st year interest only during yr 1, 10% after first year interest only during yr 1, 10% after first year
interest only interest only interest only NONE-Surrender value as death benefit interest only interest only
10% interest only interest only interest only during yr 1, 10% after first year interest only during yr 1, 10% after first year interest only during yr 1, 10% after first year interest only during yr 1, 10% after first year interest only during yr 1, 10% after first year interest only during yr 1, 10% after first year NONE-Surrender value as death benefit interest only during yr 1, 10% after first year 15% after 1st year 15% after 1st year interest only during yr 1, 10% after first year interest only during yr 1, 10% after first year interest only interest only interest only during yr 1, 10% after first year
Minimum Amount $10,000.00 $10,000.00 $10,000.00 $5,000.00 $5,000.00 $20,000.00 $10,000.00 $10,000.00 $10,000.00 $5,000.00 $5,000.00 $10,000.00 $10,000.00 $20,000.00 $10,000.00 $10,000.00 $10,000.00 $25,000.00
Q: $2000 NQ: $10,000 Q: $2000 NQ: $10,000
$20,000.00 $5,000.00 $5,000.00 $20,000.00 $5,000.00 $5,000.00 $10,000.00 $20,000.00 $10,000.00 $10,000.00 $5,000.00 $5,000.00 Q: $2000 NQ: $10,000 Q: $2000 NQ: $10,000 $20,000.00
BEST MYG RATE BY SURRENDER PERIOD (3, 5, 7, 10)
3 yr
Under 100k
American Equity GuaranteeShield - 2.40%
100k +
American Equity GuaranteeShield - 2.40%
5 yr
Under 100k
Americo Platinum Assure 5 - 3.05%
100k +
Americo Platinum Assure 5 - 3.05%
7 yr
Under 100k
LBL Elite/F&G Guarantee Platinum - 3.00%/2.90%
100k +
LBL Elite/F&G Guarantee Platinum - 3.00%/2.90%
10 yr Under 100k
Oxford Multi-Select - 2.45%
100k +
Oxford Multi-Select - 2.45%
Liquid Liquid Liquid Liquid Non-liquid/Liquid Non-liquid/Liquid Liquid Liquid
Non-MYG Fixed Annuity Rates
AM Best
Company Rate Liberty
Surrender Period
Rating
Product Name
Bankers
Life
5, 7
B++
Liberty Choice, Liberty Select
(5 yr) 1st year base rate of 1.70%
1st year bonus of 1%
Minimum Guarantee rate after the 1st year is 1.00%
(7 yr) 1st year base rate of 1.80% 1st year bonus of 1.50% Minimum Guarantee rate after the 1st year is 1.00%
Company Rate Mutual of
Omaha
Surrender Period 8
AM Best Rating
A+
1st year base rate of 1.00%
1st year bonus of 1% Minimum Guarantee after the 1st year is 1%
Product Name Bonus Flexible
Max Age
90 85 Max Age 89
Free Withdrawal Provisions
interest only interest only Free Withdrawal Provisions
10%
Minimum Amount
$5,000 or flexible premium
$5,000 or flexible premium
Minimum Amount $5,000.00
Non-MYG Fixed Annuity Rates Continued
AM Best
Company Rate Surrender Period
Rating
National
Western
Life
10
A
Protector One Rates 1st year base rate of 1.75% 1st year bonus of 1% Minimum Guarantee after the 1st year is 1%
Product Name Protector One
Max Age
Free Withdrawal Provisions
75-Q, 85-NQ Protector One: 10% Cumulative to 50%
Company Rate
Surrender Period
AM Best Product Name - 2 Products Featured with
Rating
Reliance Standard
Max Age
Reliance Standard
Apollo MVA
7
A+
SP
Apollo MVA 1st year base rate of 1.70% 1st year bonus of 2% Minimum Guarantee after the 1st year is 1%
Apollo 85
Apollo SP 1st year base rate of 1.55% 1st year bonus of 2% Minimum Guarantee after the 1st year is 1%
Free Withdrawal Provisions 10% Cumulative to 30%
Minimum Amount $5,000.00
Minimum Amount $10,000.00
State Approvals American Equity
Guarantee Not in NY
GuaranteeShield Not in CA, DE, NY
American General Life Insurance Company (AIG) American Pathway Solutions MYG Not in NY
American National Palladium Not in UT 8 and 9 yr surrender not available in NY
Americo
Platinum Assure 5 Not in AL, AK, MN, MS, NY, OR, PA, VT & WA
Athene
MaxRate Not in NY. Available with restrictions in AK, CA, CT, DE, HI, MN, MO, NV, NJ, OH, OK, OR, PA, SC, TX, UT, & WA
F&G
Guarantee Platinum
Not in MT or NY.
MVA Rider not available
CA, NJ
Surrender charges do not renew
CA, CT, NC, NJ, OK, VT
Nursing home rider not available
MA, WA
Terminal illness rider not available
MA, ME
1 year fixed rate renewal after initial guarantee period if client elected
TX, NV
Global Atlantic SecureFore Not in NY
Liberty Bankers Life
Bankers Elite (non liquid)
Not in DE, MN, NH, NY
Through Capitol Life in AK, AL, DC, HI, MA, ME, MI, MO, TX, VT
*Maximum Issue Ages:
Elite Series
CA and FL: 75 for 3 and 5 year, 70 for 7 year, 65 for 9 year
Bankers Series
OK: 85 for all 3 5 year products
................
................
In order to avoid copyright disputes, this page is only a partial summary.
To fulfill the demand for quickly locating and searching documents.
It is intelligent file search solution for home and business.