Overview of interest rates for loans - Small Business ...

Announcement date: 16.10.2018. Validity date: 16.10.2018. Validity date for Entrepreneurs and Agricultural household: 30.10.2018.

SOCIETE GENERALE BANKA SRBIJA A.D. OVERVIEW OF INTEREST RATES FOR LOANS RETAIL DIVISION / SMALL BUSINESS DEPARTMENT

Societe Generale Banka Srbija AD Beograd Zatvoreno akcionarsko drustvo Sediste: Bulevar Zorana inia 50a/b 11070 Novi Beograd Srbija

1

Tel: +381 (0)11 30 11 500 Fax: +381 (0)11 31 32 885 Info tel: +381 (0)11 30 11 555 societegenerale.rs

Upisani kapital: 23.723.021.200,00 RSD Uplaeni kapital: 23.723.021.200,00 RSD SWIFT: SOGYRSBG; APR: 12314 Racun kod NBS: 908-0000000027501-22 PIB: 100000303; Maticni broj: 07552335

CONTENT

ENTERPRISES ....................................................................................................................................... 3 I. OVERDRAFT........................................................................................................................................ 3 II. CREDIT CARDS .................................................................................................................................. 3 III. LOANS ............................................................................................................................................... 3 ENTREPRENEURS ................................................................................................................................. 4 I. OVERDRAFT........................................................................................................................................ 4 II. CREDIT CARDS .................................................................................................................................. 4 III. LOANS ............................................................................................................................................... 4 AGRICULTURAL HOUSEHOLDS ............................................................................................................ 5 I. LOANS ................................................................................................................................................. 5

Societe Generale Banka Srbija AD Beograd Zatvoreno akcionarsko drustvo Sediste: Bulevar Zorana inia 50a/b 11070 Novi Beograd Srbija

2

Tel: +381 (0)11 30 11 500 Fax: +381 (0)11 31 32 885 Info tel: +381 (0)11 30 11 555 societegenerale.rs

Upisani kapital: 23.723.021.200,00 RSD Uplaeni kapital: 23.723.021.200,00 RSD SWIFT: SOGYRSBG; APR: 12314 Racun kod NBS: 908-0000000027501-22 PIB: 100000303; Maticni broj: 07552335

ENTERPRISES I. OVERDRAFT

Currency RSD

Validity Up to 12 months

NIR (per annum)

21.00% (monthly 1.75%)

II. CREDIT CARDS

Visa Business Credit

Interest rate

Revolving repayment (10%, 25%, 50%) 2.25% per month, 27% per annum

Charge repayment (100%) Without charge

III. LOANS Loan type

Working Capital

Currency RSD

Indexed in EUR and EUR

Validity Up to 24 months

NIR (per annum)

11.95% 6.95% + 6M BELIBOR

6.95%

Loan with 100% cash collateral Indexed in EUR and EUR

Up to 60 months

3.95%

Investment loan

Indexed in EUR and EUR Up to 84 ? 120 months

Loan for refinancing liabilities in other banks

Short term revolving line

RSD Indexed in EUR

RSD EUR

Up to 60 months Up to 12 months

7.95% + 6M EURIBOR

11,95% 7.95% + 1M BELIBOR

7,95% 7,95% + 6M EURIBOR

13.95%

8.95%

Working Capital loan ? EIB line Indexed in EUR and EUR

Up to 24 months

7,5% + 3M EURIBOR

Investment loan ? EIB line

Investment loan ? EIB line for business premises purchasing for segment Professionals

Working Capital loan ? LEDIB line

Indexed in EUR and EUR Indexed in EUR and EUR

RSD

Investment loan ? LEDIB line

Indexed in EUR

Up to 60 months Up to 120 months

Up to 24 months

6% + 3M EURIBOR 6,99% + 3M EURIBOR 4% + NBS base interest rate

7,5%

COSME program

Indexed in EUR

36 months 30-60 months

3.95%-5.95% 3.95%-6.95% + 6M EURIBOR

Societe Generale Banka Srbija AD Beograd Zatvoreno akcionarsko drustvo Sediste: Bulevar Zorana inia 50a/b 11070 Novi Beograd Srbija

3

Tel: +381 (0)11 30 11 500 Fax: +381 (0)11 31 32 885 Info tel: +381 (0)11 30 11 555 societegenerale.rs

Upisani kapital: 23.723.021.200,00 RSD Uplaeni kapital: 23.723.021.200,00 RSD SWIFT: SOGYRSBG; APR: 12314 Racun kod NBS: 908-0000000027501-22 PIB: 100000303; Maticni broj: 07552335

ENTREPRENEURS I. OVERDRAFT

Currency RSD

Validity Up to 12 months

NIR (per annum)

21.00% (monthly 1.75%)

II. CREDIT CARDS

Visa Business Credit

Interest rate

Revolving repayment (10%, 25%, 50%) 2.25% per month, 27% per annum

Charge repayment (100%) Without charge

III. LOANS Loan type

Working Capital

Currency RSD

Indexed in EUR and EUR

Validity Up to 24 months

NIR (per annum)

11.95% 7.95% + 6M BELIBOR

6.95%

Loan with 100% cash collateral Indexed in EUR and EUR

Up to 60 months

3.95%

Investment loan

Indexed in EUR and EUR Up to 84 ? 120 months

Loan for refinancing liabilities in other banks

Short term revolving line

RSD Indexed in EUR

RSD EUR

Up to 60 months Up to 12 months

7.95% + 6M EURIBOR

11,95% 7.95% + 1M BELIBOR

7,95% 7,95% + 6M EURIBOR

12.95%

8.95%

Working Capital loan ? EIB line Indexed in EUR and EUR

Up to 24 months

7,5% + 3M EURIBOR

Investment loan ? EIB line

Investment loan ? EIB line for business premises purchasing for segment Professionals

Working Capital loan ? LEDIB line

Indexed in EUR and EUR Indexed in EUR and EUR

RSD

Investment loan ? LEDIB line

Indexed in EUR

Up to 60 months Up to 120 months

Up to 24 months

6% + 3M EURIBOR 6,99% + 3M EURIBOR 4% + NBS base interest rate

7,5%

COSME program

Indexed in EUR

36 months 30-60 months

3.95%-5.95% 3.95%-6.95% + 6M EURIBOR

Societe Generale Banka Srbija AD Beograd Zatvoreno akcionarsko drustvo Sediste: Bulevar Zorana inia 50a/b 11070 Novi Beograd Srbija

4

Tel: +381 (0)11 30 11 500 Fax: +381 (0)11 31 32 885 Info tel: +381 (0)11 30 11 555 societegenerale.rs

Upisani kapital: 23.723.021.200,00 RSD Uplaeni kapital: 23.723.021.200,00 RSD SWIFT: SOGYRSBG; APR: 12314 Racun kod NBS: 908-0000000027501-22 PIB: 100000303; Maticni broj: 07552335

AGRICULTURAL HOUSEHOLDS I. LOANS

Loan type

Currency

Loan with 100% cash collateral Indexed in EUR and EUR

Loans offered in cooperation with IMLEK a.d. Beograd for financing purchasing of heifers from abroad and purchasing of equipement for milking

Loans offered in cooperation with Industry of milk and milk products IMLEK a.d. Beograd for financing of premises building

Loans offered in cooperation with JTI Senta a.d. for financing of fixed assets

Indexed in EUR Indexed in EUR Indexed in EUR

Loans offered in cooperation with Sugar factory Te-to a.d. Senta for financing of fixed assets

Indexed in EUR

Validity Up to 60 months Up to 60 months

Up to 84 months Up to 84 months Up to 60 months

NIR (per annum)

3.95%

8,50%

From 6,40% to 9,00% + 6M EURIBOR

8,50%

5,79% + 6M EURIBOR

OFFER FOR PREDEFINED SUB SEGMENTS* I. OVERDRAFT FOR ALL SUB SEGMENTS except for Retailers

Currency RSD

Validity Up to 12 months

I.I. OVERDRAFT FOR SUB SEGMENTS-Retailer

Currency RSD

II. LOANS

Validity Up to 12 months

Loan type

Currency

Validity

NIR (per annum)

16.00%

NIR (per annum) 7.95% +6M Belibor

NIR (per annum)

Societe Generale Banka Srbija AD Beograd Zatvoreno akcionarsko drustvo Sediste: Bulevar Zorana inia 50a/b 11070 Novi Beograd Srbija

5

Tel: +381 (0)11 30 11 500 Fax: +381 (0)11 31 32 885 Info tel: +381 (0)11 30 11 555 societegenerale.rs

Upisani kapital: 23.723.021.200,00 RSD Uplaeni kapital: 23.723.021.200,00 RSD SWIFT: SOGYRSBG; APR: 12314 Racun kod NBS: 908-0000000027501-22 PIB: 100000303; Maticni broj: 07552335

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