PDF Table of Contents PRMG News
[Pages:10]Base Pricing Assumes Borrower Paid Compensation Wholesale Rates effective until 5:00 pm PDT (In an occurrence of a Price Change, Notification will be sent)
Table of Contents
PRMG News
Products
Page
Agency Fannie Mae/Agency Fannie Mae No MI
Pg.2
Agency Fannie Mae TX Home Equity
Pg.2
Agency Fannie Mae High Balance/Agency Fannie Mae No MI HPiggh.2Balance
Fannie Mae HomeReady
Pg.2
Agency Fannie Mae Price Adjustments
Pg.3
Agency Fannie Mae No MI Adjustments
Pg.3
Agency Fannie Mae High Balance Adjustments
Pg.3
Fannie Mae HomeReady Adjustments
Pg.3
Agency FHLMC/Agency FHLMC No MI
Pg.4
FHLMC Super Conf/FHLMC Super Conf No MI
Pg.4
FHLMC Home Possible/ FHLMC Refi Possible
Pg.4
Agency FHLMC/FHLMC Super Conf Price Adjustments
Pg.5
FHA
Pg.6
FHA Streamline Refinance
Pg.6
FHA High Balance
Pg.6
FHA High Balance Streamline Refinance
Pg.6
USDA/Rural Housing
Pg.6
VA
Pg.6
VA High Balance
Pg.6
VA IRRRL/VA IRRRL High Balance
Pg.6
FHA/VA/USDA Price Adjustments
Pg.6
Ruby Jumbo A1/Ruby Jumbo A2
Pg.7
Ruby Jumbo A1/Ruby Jumbo A2 Price Adjustments
Pg.8
Doc & Funding Cut-Off Dates
Last day to fund GOVT loans with 1/1 payment
Last day to fund CONV loans with 1/1 payment
Last day to DISCLOSE Streamlines for Jan Funding
Last day to fund Streamlines for Jan Funding
Last day to Draw Docs with Jan 1st Payment
12/06/21 12/09/21 12/23/21 12/30/21 12/24/21
Lender Fees
Underwriting Fee - Borrower Paid Transactions
$990.00
Underwriting Fee - Lender Paid Transactions FHA/USDA Streamlines/VA IRRRLs
$990.00 $490.00
*NO Fee Option (Use No Fee Calculator to determine fee in bps)
NoFeeCalculator.xls
Lock Desk Info
Lock Cut-off (Govt & Agency Fixed Programs) Lock Cut-off (All ARMs & All Jumbo Programs)
5:00 pm PST 3:30 pm PST
Lock Online (available till 5:00 pm PST) Email Link to Manual Lock Form;
PRMG%20Manual%20Lock%20Request%20Form%20(Editable).pdf
Secondary Fax
951-278-5633
Extensions & Re-Locks
Secondary@
PRMG FHA VA Lender IDs
Mortgagee Clause
Paramount Residential Mortgage Group, INC.
Its Successors and/or Assigns 1265 Corona Pointe Court Ste. 301 Corona, California 92879
Approved States
Alaska
Alabama Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Indiana Illinois Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi
Missouri
Montana New Hampshire New Jersey New Mexico Nebraska Nevada North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin
PRMG Website
FT360
Scenario Pricer
For On-line Rate/Price quotes, log on to our Scenario
Pricer at:
Lock Expiration Dates
15 Days
30 Days 45 Days 60 Days
01/06/22
01/21/22 02/05/22 02/20/22
Lock Extension Policy
1-5 Days
6-10 Days 11-15 Days 16-20 Days 21-25 Days 26-30 Days
0.125
0.250 0.375 0.500 0.625 0.750
Extended Rate Lock Terms
45 Days
.100 in fee
60 Days
.300 in fee
75 Days
.450 in fee
90 Days
.600 in fee
120 Days
1.000 in fee
The above fees are applied to the 30 day price.
Applicable to only Govt & Conv-Conf Fixed Loan Programs. Secondary for fees on all other programs.
Contact
Market Update
1 Yr Libor 1 Yr T-Bill 6 Mo SOFR Prime Rate 10 Yr Bond 30 Yr Bond
Average Prime Offer Rates
30/40 Yr Fixed 15/20 Yr Fixed 10 Yr Fixed 1/1 ARM 3/1 ARM 5/1 ARM 7/1 ARM 10/1 ARM
0.542 0.250 0.050 3.250 1.450 1.860
3.170 2.440 2.720 3.020 3.010 2.850 2.860 2.830
WHOLESALE REGIONAL OPERATING CENTERS
Western Region
Alex Del Haro, DVP
(714) 824-2997
Pacific Northwest Region Michelle Lilley, DVP
(408) 772-6802
Southwest Region
Joe Spangenberg, RVP
(602) 977-7764
Northern California Region Michelle Lilley, DVP
(408) 772-6802
Mountain Region Northeast Region Southeast Region Midwest Region
Michael J. Miller, RVP Ryan Goldsmith, RVP Cory Przelicki, RVP Michael J. Miller, RVP
(303) 957-8390 (609) 281-5532 (954) 324-5113 (303) 957-8390
Rate Sheet: Whls-1000
Page 1
Wednesday, December 22, 2021 7:30AM
30/25 Yr Fixed
Agency Fannie Mae & No MI
Agency Fannie Mae Non-Traditional & No MI
Fannie Mae Student Loan
Rate 4.500%
15 (5.939)
30 (5.739)
4.375%
(6.504)
(6.304)
4.250%
(6.150)
(5.950)
4.125%
(5.748)
(5.548)
4.000%
(5.519)
(5.319)
3.990%
(5.439)
(5.239)
3.875%
(4.860)
(4.660)
3.750%
(4.610)
(4.410)
3.625%
(4.199)
(3.999)
3.500%
(3.785)
(3.585)
3.375%
(3.339)
(3.139)
3.250%
(2.837)
(2.637)
3.125%
(2.213)
(2.013)
3.000%
(1.705)
(1.505)
2.990%
(1.625)
(1.425)
2.875%
(1.194)
(0.994)
2.750%
(0.602)
(0.402)
2.625%
0.161
0.361
2.500%
1.056
1.256
2.375%
1.732
1.932
2.250%
2.457
2.657
Base Pricing Assumes Borrower Paid Compensation
Wholesale Rates effective until 5:00 pm PDT, ARMs until 3:30 pm PDT (In an occurrence of a Price Change, Notification will be sent)
FNMA
20 Yr Fixed
Agency Fannie Mae & No MI
Agency Fannie Mae Non-Traditional & No MI
Fannie Mae Student Loan
Rate 4.250%
15 (5.834)
30 (5.634)
4.125%
(6.251)
(6.051)
4.000%
(5.736)
(5.536)
3.875%
(5.300)
(5.100)
3.750% 3.625%
(4.904) (4.925)
(4.704) (4.725)
3.500%
(4.590)
(4.390)
3.375%
(4.204)
(4.004)
3.250%
(3.365)
(3.165)
3.125%
(2.878)
(2.678)
3.000%
(2.474)
(2.274)
2.875%
(2.018)
(1.818)
2.750%
(1.457)
(1.257)
2.625% 2.500%
(0.811) (0.072)
(0.611) 0.128
2.375%
0.460
0.660
2.250%
1.118
1.318
15 Yr Fixed
Agency Fannie Mae & No MI
Agency Fannie Mae Non-Traditional & No MI
Fannie Mae Student Loan
Rate 3.750%
15 (5.164)
30 (4.964)
3.625%
(4.842)
(4.642)
3.500%
(5.156)
(4.956)
3.375%
(4.803)
(4.603)
3.250% 3.125%
(4.408) (4.041)
(4.208) (3.841)
3.000%
(4.076)
(3.876)
2.875%
(3.702)
(3.502)
2.750%
(3.322)
(3.122)
2.625%
(2.904)
(2.704)
2.500%
(2.431)
(2.231)
2.375%
(1.893)
(1.693)
2.250%
(1.415)
(1.215)
2.125% 2.000%
(0.958) (0.432)
(0.758) (0.232)
1.875%
0.322
0.522
1.750%
0.986
1.186
High Balance 30/25 Yr Fixed
Agency Fannie Mae & No MI
Fannie Mae Student Loan
Rate 4.125% 4.000% 3.990% 3.875% 3.750% 3.625% 3.500% 3.375% 3.250% 3.125% 3.000% 2.990% 2.875% 2.750% 2.625% 2.500% 2.375% 2.250%
15 (5.468) (5.239) (5.159) (4.580) (4.330) (4.044) (3.630) (3.184) (2.682) (2.058) (1.550) (1.470) (1.039) (0.447) 0.316 1.211 1.887 2.612
30 (5.268) (5.039) (4.959) (4.380) (4.130) (3.844) (3.430) (2.984) (2.482) (1.858) (1.350) (1.270) (0.839) (0.247) 0.516 1.411 2.087 2.812
5/6 SOFR ARM
Agency Fannie Mae & No MI
Agency Fannie Mae Non-Traditional & No MI
7/6 SOFR ARM
Agency Fannie Mae & No MI
Agency Fannie Mae Non-Traditional & No MI
10/6 SOFR ARM
Agency Fannie Mae & No MI
Agency Fannie Mae Non-Traditional & No MI
High Balance 5/6 SOFR ARM
Agency Fannie Mae
AGENCY
Start Rate 3.250% 3.125% 3.000% 2.875% 2.750% 2.625% 2.500% 2.375% 2.250% 2.125% 2.000%
15 (2.749) (2.511) (2.273) (1.996) (1.707) (1.405) (1.084) (0.750) (0.384) (0.005) 0.374
30 (2.499) (2.261) (2.023) (1.746) (1.457) (1.155) (0.834) (0.500) (0.134) 0.245 0.624
3.00 Margin, 2/1/5 Caps
Agency TX Home Eq 30/25
Fannie Mae Student Loan THE
Rate
15
30
4.250%
(6.150)
(5.950)
4.125%
(5.748)
(5.548)
4.000%
(5.519)
(5.319)
3.875%
(4.860)
(4.660)
3.750%
(4.610)
(4.410)
3.625%
(4.199)
(3.999)
3.500%
(3.785)
(3.585)
3.375%
(3.339)
(3.139)
3.250%
(2.837)
(2.637)
3.125%
(2.213)
(2.013)
3.000%
(1.705)
(1.505)
2.875%
(1.194)
(0.994)
2.750%
(0.602)
(0.402)
Rate 3.750% 3.625% 3.500% 3.375% 3.250% 3.125% 3.000% 2.875% 2.750% 2.625% 2.500% 2.375% 2.250%
30 Yr Fixed
15 (4.315) (4.011) (3.931) (3.102) (2.587) (1.955) (1.455) (0.910) (0.286) 0.471 1.306 2.060 2.779
30 (4.115) (3.811) (3.731) (2.902) (2.387) (1.755) (1.255) (0.710) (0.086) 0.671 1.506 2.260 2.979
30/25 Yr Fixed & No MI
Rate
15
30
4.250%
(5.900)
(5.700)
4.125%
(5.498)
(5.298)
4.000%
(5.269)
(5.069)
3.990%
(5.189)
(4.989)
3.875%
(4.610)
(4.410)
3.750%
(4.360)
(4.160)
3.625%
(3.949)
(3.749)
3.500%
(3.535)
(3.335)
3.375%
(3.089)
(2.889)
3.250%
(2.587)
(2.387)
3.125%
(1.963)
(1.763)
3.000%
(1.455)
(1.255)
2.990%
(1.375)
(1.175)
Start Rate 3.125% 3.000% 2.875% 2.750% 2.625% 2.500% 2.375% 2.250% 2.125% 2.000%
15 (2.502) (2.181) (1.847) (1.480) (1.088) (0.669) (0.231) 0.221 0.675 1.110
30 (2.252) (1.931) (1.597) (1.230) (0.838) (0.419) 0.019 0.471 0.925 1.360
Start Rate 3.250% 3.125% 3.000% 2.875% 2.750% 2.625% 2.500% 2.375% 2.250% 2.125% 2.000%
15 (2.748) (2.376) (1.972) (1.543) (1.093) (0.606) (0.098) 0.411 0.902 1.381 1.862
30 (2.498) (2.126) (1.722) (1.293) (0.843) (0.356) 0.152 0.661 1.152 1.631 2.112
3.00 Margin, 5/1/5 Caps
3.00 Margin, 5/1/5 Caps
FNMA TEXAS HOME EQUITY
Agency TX Home Eq 20
Fannie Mae Student Loan THE
Rate
15
30
4.375%
(6.156)
(5.956)
4.250%
(5.834)
(5.634)
4.125%
(6.251)
(6.051)
4.000%
(5.736)
(5.536)
3.875%
(5.300)
(5.100)
3.750%
(4.904)
(4.704)
3.625%
(4.925)
(4.725)
3.500%
(4.590)
(4.390)
3.375%
(4.204)
(4.004)
3.250%
(3.365)
(3.165)
3.125%
(2.878)
(2.678)
3.000%
(2.474)
(2.274)
2.875%
(2.018)
(1.818)
Agency TX Home Eq 15
Fannie Mae Student Loan THE
Rate
15
30
4.000%
(5.735)
(5.535)
3.875%
(5.467)
(5.267)
3.750%
(5.164)
(4.964)
3.625%
(4.842)
(4.642)
3.500%
(5.156)
(4.956)
3.375%
(4.803)
(4.603)
3.250%
(4.408)
(4.208)
3.125%
(4.041)
(3.841)
3.000%
(4.076)
(3.876)
2.875%
(3.702)
(3.502)
2.750%
(3.322)
(3.122)
2.625%
(2.904)
(2.704)
2.500%
(2.431)
(2.231)
FNMA HOMEREADY
FNMA REFI NOW
20 Yr Fixed & No MI
Rate
15
30
4.250%
(5.584)
(5.384)
4.125%
(6.001)
(5.801)
4.000%
(5.486)
(5.286)
3.875%
(5.050)
(4.850)
3.750%
(4.654)
(4.454)
3.625%
(4.675)
(4.475)
3.500%
(4.340)
(4.140)
3.375%
(3.954)
(3.754)
3.250%
(3.115)
(2.915)
3.125%
(2.628)
(2.428)
3.000%
(2.224)
(2.024)
2.875%
(1.768)
(1.568)
2.750%
(1.207)
(1.007)
15 Yr Fixed & No MI
Rate
15
30
3.250%
(4.158)
(3.958)
3.125%
(3.791)
(3.591)
3.000%
(3.826)
(3.626)
2.875%
(3.452)
(3.252)
2.750%
(3.072)
(2.872)
2.625%
(2.654)
(2.454)
2.500%
(2.181)
(1.981)
2.375%
(1.643)
(1.443)
2.250%
(1.165)
(0.965)
2.125%
(0.708)
(0.508)
2.000%
(0.182)
0.018
1.875%
0.572
0.772
1.750%
1.236
1.436
Start Rate 3.000% 2.875% 2.750% 2.625% 2.500% 2.375% 2.250% 2.125% 2.000%
15 (0.447) (0.375) (1.619) (1.287) (0.924) (0.548) (0.171) 0.205 0.570
30 (0.197) (0.125) (1.369) (1.037) (0.674) (0.298) 0.079 0.455 0.820
3.00 Margin, 2/1/5 Caps
Page 2
Rate Sheet: Whls-1000
Wednesday, December 22, 2021 7:30AM
Base Pricing Assumes Borrower Paid Compensation
Wholesale Rates effective until 5:00 pm PDT, ARMs until 3:30 pm PDT (In an occurrence of a Price Change, Notification will be sent)
AGENCY PRICE ADJUSTMENTS
AGENCY
Agency Fannie Mae, Agency Fannie Mae No MI, Agency TX Home Equity, Agency Fannie Mae High Balance, Fannie Mae Refi Now
Fannie Mae Refi Now No MI, Agency Fannie Mae No MI High Balance, Fannie Mae HomeReady, Agency Fannie Mae SOFR ARMs
Applicable to All
Applicable to All
Loan Amount
Credit Score (Except Terms 15 yrs)
2.000 ** Fico Scores > = 740 (Agency Fxd,Agency No MI Fxd, HomeReady Fxd, TX Home Equity Fxd only) 0.750 ** Fico Scores > = 700 (Agency High Balance & Agency High Bal No MI Fixed only)
-0.100 -0.100
* Manufactured Home
1.000 Subordinate Financing
Occupancy
CLTV (%)
* N/O/O up to 75% LTV
2.125 LTV/FICO
=800
0.310
0.670
1.010
1.420
>=800
0.000
>=800
0.000
>=800
0.240
780-799
0.310
0.680
1.040
1.790
780-799
0.000
780-799
0.000
780-799
0.240
760-779
0.310
0.720
1.050
1.790
760-779
0.000
760-779
0.000
760-779
0.240
740-759
0.330
0.860
1.430
2.530
740-759
0.000
740-759
0.000
740-759
0.240
720-739
0.890
1.220
1.890
2.530
720-739
0.000
720-739
0.000
720-739
0.350
700-719
0.920
1.290
2.710
2.890
700-719
0.550
700-719
0.000
700-719
0.420
680-699
0.940
1.290
2.710
2.890
680-699
0.550
680-699
0.120
680-699
0.550
660-679
1.100
1.420
3.790
4.650
660-679
1.050
660-679
0.120
660-679
0.690
640-659
1.100
1.560
3.990
4.850
640-659
1.050
640-659
0.130
640-659
0.830
620-639
1.100
1.850
4.590
5.090
620-639
1.100
620-639
0.170
620-639
0.920
=800
0.450
0.900
1.260
1.880
>=800
0.340
0.750
1.100
1.720
780-799
0.510
0.950
1.420
2.050
780-799
0.390
0.820
1.240
1.920
760-779
0.550
1.010
1.480
2.050
760-779
0.430
0.880
1.380
1.920
740-759
0.610
1.180
1.770
2.850
740-759
0.490
1.020
1.650
2.700
720-739
0.950
1.600
2.250
3.100
720-739
0.770
1.450
2.100
2.950
Applicable to Loan Size >$647,200
(Agency FHLMC No MI & FHLMC Sup Conf No MI)
FICO
>=800
0.000
780-799
0.000
760-779
0.000
740-759
0.000
720-739
0.000
700-719
1.050
1.870
2.750
680-699
1.100
1.980
2.980
660-679
1.600
3.250
4.950
640-659
1.730
3.530
5.120
620-639
2.100
4.150
5.850
Applicable to =800
0.310
0.670
1.010
780-799
0.310
0.680
1.040
760-779
0.310
0.720
1.050
740-759
0.330
0.860
1.430
720-739
0.890
1.220
1.890
700-719
0.920
1.290
2.710
680-699
0.940
1.290
2.710
660-679
1.100
1.420
3.790
640-659
1.100
1.560
3.990
620-639
1.100
1.850
Applicable to DTI >45%
4.590
3.900 3.960 6.900 7.090 7.450
95.01-97% 1.550 1.830 1.840 2.640 2.960 3.620 3.640 6.490 6.740 7.050
700-719
0.780
1.620
680-699
0.790
1.680
660-679
1.150
2.880
640-659
1.340
3.140
620-639
1.630
3.740
Applicable to Second Homes
2.470
3.650
700-719
2.650
3.650
680-699
4.560
6.520
660-679
4.730
6.700
640-659
5.450
7.050
620-639
Applicable to R&T Refi's
0.000 0.000 0.500 0.500 1.050 Applicable to One Borrower
(Agency FHLMC No MI & FHLMC Sup Conf No MI)(Agency FHLMC No MI & FHLMC Sup Conf No MI)(Agency FHLMC No MI & FHLMC Sup Conf No MI)
FICO
FICO
FICO
>=800
0.250
>=800
0.000
>=800
0.000
780-799
0.300
780-799
0.000
780-799
0.000
760-779
0.300
760-779
0.000
760-779
0.000
740-759
0.300
740-759
0.000
740-759
0.000
720-739
0.500
720-739
0.000
720-739
0.000
700-719
0.700
700-719
0.550
700-719
0.000
680-699
0.700
680-699
0.550
680-699
0.120
660-679
1.230
660-679
1.050
660-679
0.120
640-659
1.230
640-659
1.050
640-659
0.130
620-639
1.300
620-639
1.100
620-639
0.170
(Agency FHLMC No MI & FHLMC Sup Conf No MI)
FICO
>=800
0.240
780-799
0.240
760-779
0.240
740-759
0.240
720-739
0.350
700-719
0.420
680-699
0.550
660-679
0.690
640-659
0.830
620-639
0.920
**Applicable to Lender Paid HomePossible No MI Programs (In addition to all other LLPAs)
Applicable to 30 Yr Term (HomePossible No MI only)
Applicable to Loan Size >$510,400
Applicable to R&T Refi's
LTV (%)
(HomePossible No MI only)
(HomePossible No MI only)
FICO
80.01-85% 85.01-90% 90.01-95%
95.01-97%
FICO
FICO
>=800
0.450
0.900
1.300
1.750
>=800
0.000
>=800
0.000
780-799
0.510
0.950
1.380
1.900
780-799
0.000
780-799
0.000
760-779
0.550
1.010
1.460
1.950
760-779
0.000
760-779
0.000
740-759
0.610
1.180
1.700
2.490
740-759
0.000
740-759
0.000
720-739
0.950
1.600
2.050
2.550
720-739
0.000
720-739
0.000
700-719
1.050
1.870
2.700
3.200
700-719
0.000
700-719
0.550
680-699
1.100
1.980
2.980
3.210
680-699
0.000
680-699
0.550
660-679
1.600
3.250
4.200
5.050
660-679
0.500
660-679
1.050
640-659
1.730
3.530
4.400
5.250
640-659
0.500
640-659
1.050
620-639
2.100
4.150
5.000
5.550
620-639
1.050
620-639
1.100
Applicable to One Borrower
Applicable to DTI >45%
(HomePossible No MI only)
FICO
>=800
0.000
780-799
0.000
760-779
0.000
740-759
0.000
720-739
0.000
700-719
0.000
680-699
0.120
660-679
0.120
640-659 620-639
0.130 0.170
(HomePossible No MI only)
FICO
>=800
0.240
780-799
0.240
760-779
0.240
740-759
0.240
720-739
0.350
700-719
0.420
680-699
0.550
660-679
0.690
640-659 620-639
0.830 0.920
Maximum Rebate/Price Cap All Fixed Rates
105.000
Rate Sheet: Whls-1000
Wednesday, December 22, 2021 7:30AM
30/25 Yr Fixed
Rate
15
30
4.375%
(4.609)
(4.409)
4.250%
(5.714)
(5.514)
4.125%
(5.370)
(5.170)
4.000%
(4.986)
(4.786)
3.990%
(4.906)
(4.706)
3.875%
(4.868)
(4.668)
3.750%
(4.787)
(4.587)
3.625%
(5.048)
(4.848)
3.500%
(4.624)
(4.424)
3.375%
(4.294)
(4.094)
3.250%
(4.233)
(4.033)
3.125%
(3.732)
(3.532)
3.000%
(3.367)
(3.167)
2.990%
(3.287)
(3.087)
2.875%
(2.836)
(2.636)
2.750%
(2.750)
(2.550)
2.625%
(2.077)
(1.877)
2.500%
(1.608)
(1.408)
2.375%
(1.158)
(0.958)
2.250%
(0.697)
(0.497)
Base Pricing Assumes Borrower Paid Compensation
Wholesale Rates effective until 5:00 pm PDT, ARMs until 3:30 pm PDT (In an occurrence of a Price Change, Notification will be sent)
FHA
Rate 3.375% 3.250% 3.125% 3.000% 2.875% 2.750% 2.625% 2.500% 2.375% 2.250%
15 Yr Fixed
15 (3.545) (3.796) (3.551) (3.188) (2.855) (2.882) (2.859) (2.484) (2.075) (1.638)
30 (3.345) (3.596) (3.351) (2.988) (2.655) (2.682) (2.659) (2.284) (1.875) (1.438)
Start Rate 4.125% 4.000% 3.875% 3.750% 3.625% 3.500% 3.375% 3.250% 3.125% 3.000% 2.875%
5/1 ARM
15 1.796 2.011 2.255 0.600 0.159 0.043 0.255 0.516 0.116 0.378 0.651
30 2.046 2.261 2.505 0.850 0.409 0.293 0.505 0.766 0.366 0.628 0.901
High Balance - 30/25/20
Rate
15
30
4.500%
(0.905)
(0.705)
4.375%
(1.671)
(1.471)
4.250%
(4.407)
(4.207)
4.125%
(4.200)
(4.000)
4.000%
(3.903)
(3.703)
3.990%
(3.823)
(3.623)
3.875%
(3.562)
(3.362)
3.750%
(3.926)
(3.726)
3.625%
(4.010)
(3.810)
3.500%
(3.612)
(3.412)
3.375%
(3.292)
(3.092)
3.250%
(3.337)
(3.137)
3.125%
(3.053)
(2.853)
3.000%
(2.761)
(2.561)
2.875%
(2.258)
(2.058)
2.750%
(1.912)
(1.712)
2.625%
(1.202)
(1.002)
2.500%
(0.759)
(0.559)
High Balance 5/1 ARM
Start Rate
15
30
4.125%
2.655
2.905
4.000%
2.809
3.059
3.875%
3.005
3.255
3.750%
0.136
0.386
3.625%
(0.004)
0.246
3.500%
(0.149)
0.101
3.375%
(0.026)
0.224
3.250%
0.113
0.363
3.125%
0.081
0.331
3.000%
0.217
0.467
2.875%
0.363
0.613
2.00 Margin, 1/1/5 Caps
VA 30 Yr Fixed
Rate
15
30
4.125%
(5.370)
(5.170)
4.000%
(4.986)
(4.786)
3.990%
(4.906)
(4.706)
3.875%
(4.868)
(4.668)
3.750%
(4.787)
(4.587)
3.625%
(5.048)
(4.848)
3.500%
(4.624)
(4.424)
3.375%
(4.294)
(4.094)
3.250%
(4.233)
(4.033)
3.125%
(3.732)
(3.532)
3.000%
(3.367)
(3.167)
2.990%
(3.287)
(3.087)
2.875%
(2.836)
(2.636)
2.750%
(2.750)
(2.550)
2.625%
(2.077)
(1.877)
2.500%
(1.608)
(1.408)
2.375%
(1.158)
(0.958)
2.250%
(0.697)
(0.497)
Rate 3.500% 3.375% 3.250% 3.125% 3.000% 2.990% 2.875% 2.750% 2.625% 2.500% 2.375% 2.250%
Streamline 30
15 (4.499) (4.169) (4.108) (3.607) (3.242) (3.162) (2.711) (2.625) (1.952) (1.483) (1.033) (0.572)
30 (4.299) (3.969) (3.908) (3.407) (3.042) (2.962) (2.511) (2.425) (1.752) (1.283) (0.833) (0.372)
2.00 Margin, 1/1/5 Caps
Streamline 15
Rate
15
30
3.375%
(3.420)
(3.220)
3.250%
(3.671)
(3.471)
3.125%
(3.426)
(3.226)
3.000%
(3.063)
(2.863)
2.875%
(2.730)
(2.530)
2.750%
(2.757)
(2.557)
2.625%
(2.734)
(2.534)
2.500%
(2.359)
(2.159)
2.375%
(1.950)
(1.750)
2.250%
(1.513)
(1.313)
VA/USDA
Rate 3.250% 3.125% 3.000% 2.875% 2.750% 2.625% 2.500% 2.375% 2.250%
VA 15 Yr Fixed
15 (3.796) (3.551) (3.188) (2.855) (2.882) (2.859) (2.484) (2.075) (1.638)
30 (3.546) (3.301) (2.938) (2.605) (2.632) (2.609) (2.234) (1.825) (1.388)
VA High Balance - 30
Rate
15
30
4.000%
(3.603)
(3.403)
3.990%
(3.523)
(3.323)
3.875%
(3.262)
(3.062)
3.750%
(3.626)
(3.426)
3.625%
(3.710)
(3.510)
3.500%
(3.312)
(3.112)
3.375%
(2.992)
(2.792)
3.250%
(3.037)
(2.837)
3.125%
(2.753)
(2.553)
3.000%
(2.461)
(2.261)
2.875%
(1.958)
(1.758)
2.750%
(1.612)
(1.412)
2.625%
(0.902)
(0.702)
2.500%
(0.459)
(0.259)
2.375%
(0.017)
0.183
Streamline HB - 30
Rate
15
30
4.000%
(3.778)
(3.578)
3.875%
(3.437)
(3.237)
3.750%
(3.801)
(3.601)
3.625%
(3.885)
(3.685)
3.500%
(3.487)
(3.287)
3.375%
(3.167)
(2.967)
3.250%
(3.212)
(3.012)
3.125%
(2.928)
(2.728)
3.000%
(2.636)
(2.436)
2.875%
(2.133)
(1.933)
2.750%
(1.787)
(1.587)
2.625%
(1.077)
(0.877)
2.500%
(0.634)
(0.434)
VA IRRRL - 30/25
Rate
15
30
3.125%
(3.607)
(3.407)
3.000%
(3.242)
(3.042)
2.990%
(3.162)
(2.962)
2.875%
(2.711)
(2.511)
2.750%
(2.625)
(2.425)
2.625%
(1.952)
(1.752)
2.500%
(1.483)
(1.283)
2.375%
(1.033)
(0.833)
2.250%
(0.572)
(0.372)
GOVERNMENT
Rate 3.250% 3.125% 3.000% 2.875% 2.750% 2.625% 2.500% 2.375% 2.250%
VA IRRRL - 15 15
(3.816) (3.525) (3.208) (2.875) (2.902) (2.695) (2.371) (2.014) (1.723)
30 (3.616) (3.325) (3.008) (2.675) (2.702) (2.495) (2.171) (1.814) (1.523)
VA IRRRL High Bal - 30
Rate
15
30
4.000%
(3.478)
(3.278)
3.875%
(3.137)
(2.937)
3.750%
(3.501)
(3.301)
3.625%
(3.585)
(3.385)
3.500%
(3.187)
(2.987)
3.375%
(2.867)
(2.667)
3.250%
(2.912)
(2.712)
3.125%
(2.628)
(2.428)
3.000%
(2.336)
(2.136)
2.875%
(1.833)
(1.633)
2.750%
(1.487)
(1.287)
2.625%
(0.777)
(0.577)
2.500%
(0.334)
(0.134)
Rate 3.500% 3.375% 3.250% 3.125% 3.000% 2.875% 2.750% 2.625% 2.500% 2.375% 2.250%
USDA - 30 Yr
15 (4.884) (4.593) (4.263) (3.690) (3.347) (2.899) (2.514) (2.084) (1.640) (1.198) (0.737)
30 (4.684) (4.393) (4.063) (3.490) (3.147) (2.699) (2.314) (1.884) (1.440) (0.998) (0.537)
USDA Streamlined Assist - 30 Yr
Rate
15
30
3.750%
(4.566)
(4.366)
3.625%
(5.308)
(5.108)
3.500%
(4.659)
(4.459)
3.375%
(4.368)
(4.168)
3.250%
(4.038)
(3.838)
3.125%
(3.465)
(3.265)
3.000%
(3.122)
(2.922)
2.875%
(2.674)
(2.474)
2.750%
(2.389)
(2.189)
2.625%
(1.959)
(1.759)
2.500%
(1.515)
(1.315)
2.375%
(1.073)
(0.873)
2.250%
(0.612)
(0.412)
Government Price Adjustments
Loan Amount
* Loans $250k-Std Bal Limit * Loans $175k-$249,999 * Loans $75k-$99,999 * Loans $50k-$74,999 * Loans $30k-$49,999 * Loans < $30,000 * Loans $1M-$1.5m (VA/ VA IRRRL High Bal only) * Loans >$1.5m (VA High Bal only) * Loans >$1.5m (VA IRRRL High Bal only)
LTV
* Streamline CLTV 100.01-125% * VA IRRRL & VA IRRRL High Bal w/LTV >100-105% * VA IRRRL & VA IRRRL High Bal w/LTV >105%
Occupancy
-0.200 -0.100 0.250 0.750 2.000 Contact Secondary 0.250 1.000 2.500
FICO
* Fico Scores 740+ * Fico Scores 700-739 * Fico Scores 660-679 (Except VA IRRRL High Bal) * Fico Scores 660 - 679 (VA IRRRL High Bal only) * Fico Scores 640 - 659 * Fico Scores 620 - 639 * Fico Scores 600 - 619 * Fico Scores 580 - 599 * No FICO Score (FHA, Non-Traditional Credit only)
0.250 0.250 0.500
Miscellaneous
-0.250 -0.125 0.375 0.625 1.125 1.375 2.125 2.750 2.750
* Non Owner Occupied
Maximum Rebate/Price Cap
All Fixed Rates All ARM Rates
1.000
105.000 103.750
* Down Payment Asst Prgrms (FHA High Bal only) * FHA Manufactured Home
* USDA/VA Manufactured Home ** Down Payment Protection Feature (refer to Down Payment Protection Tab).
0.375 1.000
1P.0a0g0e 6
Rate Sheet: Whls-1000
Wednesday, December 22, 2021 7:30AM
Ruby A1 30 Yr Fixed
Rate 4.625% 4.500% 4.375% 4.250% 4.125% 4.000% 3.875% 3.750% 3.625% 3.500% 3.375% 3.250% 3.125% 3.000%
15 (1.722) (1.701) (1.683) (1.640) (1.561) (1.442) (1.288) (1.095) (0.840) (0.491) (0.043) 0.427 0.762 1.164
30 (1.472) (1.451) (1.433) (1.390) (1.311) (1.192) (1.038) (0.845) (0.590) (0.241) 0.207 0.677 1.012 1.414
Ruby A2 30 Yr Fixed
Rate 4.750% 4.625% 4.500% 4.375% 4.250% 4.125% 4.000% 3.875% 3.750% 3.625% 3.500% 3.375% 3.250% 3.125%
15 (3.182) (3.201) (3.220) (3.239) (3.259) (3.173) (3.087) (2.695) (2.303) (2.014) (1.725) (1.364) (1.003) (0.581)
30 (2.932) (2.951) (2.970) (2.989) (3.009) (2.923) (2.837) (2.445) (2.053) (1.764) (1.475) (1.114) (0.753) (0.331)
Base Pricing Assumes Borrower Paid Compensation Wholesale Rates effective until 3:30 pm PDT (In an occurrence of a Price Change, Notification will be sent)
RUBY JUMBO
Ruby A1 15 Yr Fixed
Rate 3.750% 3.625% 3.500% 3.375% 3.250% 3.125% 3.000% 2.875% 2.750% 2.625% 2.500%
15 (1.007) (0.925) (0.818) (0.668) (0.502) (0.343) (0.089) 0.224 0.603 0.954 1.358
30 (0.757) (0.675) (0.568) (0.418) (0.252) (0.093) 0.161 0.474 0.853 1.204 1.608
Ruby A2 15 Yr Fixed
Rate 4.125% 4.000% 3.875% 3.750% 3.625% 3.375% 3.250% 3.125% 3.000% 2.875%
15 (2.768) (2.586) (2.429) (2.272) (1.850) (1.097) (0.766) (0.507) (0.247) 0.022
30 (2.518) (2.336) (2.179) (2.022) (1.600) (0.847) (0.516) (0.257) 0.003 0.272
Rate Sheet: WHLS-1000
Page 7
Wednesday, December 22, 2021
7:30AM
Base Pricing Assumes Borrower Paid Compensation Wholesale Rates effective until 3:30 pm PDT (In an occurrence of a Price Change, Notification will be sent)
Ruby A1 Fixed Adjustments
Primary Purchase
Credit Score
800+ 780-799 760-779 740-759 720-739 700-719 680-699 660-679
Primary No Cash-out Refi Credit Score
800+
780-799 760-779
740-759
720-739
700-719
680-699
660-679 Primary Cash-out Refi Credit Score
800+
780-799
760-779
740-759
720-739
700-719 680-699 Second Home Purchase
Credit Score
800+ 780-799 760-779
740-759 720-739 700-719 680-699 660-679
Second Home No Cash-out Refi Credit Score
800+
780-799
760-779
740-759
720-739
700-719
680-699 660-679 Second Home Cash-out Refi Credit Score
800+
780-799 760-779
740-759 720-739
700-719 Non-Owner Purchase
Credit Score
800+ 780-799 760-779
740-759 720-739 700-719 680-699 660-679 Non-Owner No Cash-out Refi Credit Score
800+ 780-799 760-779 740-759 720-739
700-719 680-699 660-679
Non-Owner Cash-out Refi Credit Score
800+
780-799
760-779
740-759 720-739
700-719
680-699
0-55% (0.790) (0.790) (0.790) (0.665) (0.540) (0.290) (0.040) 0.210
0-55% (0.540) (0.540) (0.540) (0.415) (0.290) (0.040) 0.210 0.460
0-55% (0.540) (0.540) (0.540) (0.415) (0.290) (0.040) 0.210
0-55% (0.790) (0.790) (0.790) (0.665) (0.540) (0.290) (0.040) 0.210
0-55% (0.540) (0.540) (0.540) (0.415) (0.290) (0.040) 0.210 0.460
0-50% (0.540) (0.540) (0.540) (0.415) (0.290) (0.040)
0-50% (0.290) (0.290) (0.290) (0.165) (0.040) 0.210 0.460 0.710
0-50% (0.040) (0.040) (0.040) 0.085 0.210 0.460 0.710 0.960
0-50% (0.040) (0.040) (0.040) 0.085 0.210 0.460 0.710
55.01-60% (0.790) (0.790) (0.665) (0.540) (0.415) (0.165) 0.085 0.335
55.01-60% (0.540) (0.540) (0.415) (0.290) (0.165) 0.085 0.335 0.585
55.01-60% (0.540) (0.540) (0.415) (0.290) (0.165) 0.085 0.335
55.01-60% (0.790) (0.790) (0.665) (0.540) (0.415) (0.165) 0.085 0.335
55.01-60% (0.540) (0.540) (0.415) (0.290) (0.165) 0.085 0.335 0.585
50.01-55% (0.540) (0.540) (0.540) (0.415) (0.290) (0.040)
50.01-55% (0.290) (0.290) (0.290) (0.165) (0.040) 0.210 0.460 0.710
50.01-55% (0.040) (0.040) (0.040) 0.085 0.210 0.460 0.710 0.960
50.01-55% (0.040) (0.040) (0.040) 0.085 0.210 0.460 0.710
60.01-65% (0.665) (0.665) (0.540) (0.415) (0.290) (0.040) 0.210 0.460
60.01-65% (0.415) (0.415) (0.290) (0.165) (0.040) 0.210 0.460 0.710
60.01-65% (0.415) (0.415) (0.290) (0.165) (0.040) 0.210 0.460
60.01-65% (0.665) (0.665) (0.540) (0.415) (0.290) (0.040) 0.210 0.460
60.01-65% (0.415) (0.415) (0.290) (0.165) (0.040) 0.210 0.460 0.710
55.01-60% (0.540) (0.540) (0.415) (0.290) (0.165) 0.085
55.01-60% (0.290) (0.290) (0.165) (0.040) 0.085 0.335 0.585 0.835
55.01-60% (0.040) (0.040) 0.085 0.210 0.335 0.585 0.835 1.085
55.01-60% (0.040) (0.040) 0.085 0.210 0.335 0.585 0.835
CLTV
65.01-70% (0.540) (0.540) (0.415) (0.290) (0.165) 0.085 0.460 0.835
CLTV 65.01-70%
(0.290) (0.290) (0.165) (0.040) 0.085 0.335 0.710 1.085 CLTV
65.01-70% (0.040) (0.040) 0.085 0.210 0.335 0.585 0.960
CLTV
70.01-75% (0.540) (0.540) (0.415) (0.290) (0.040) 0.335 0.710 1.210
75.01-80% (0.415) (0.415) (0.290) (0.165) 0.085 0.460 0.960 1.710
80.01-85% (0.290) (0.290) (0.165) (0.040) 0.085 0.460 1.085 N/A
70.01-75% (0.290) (0.290) (0.165) (0.040) 0.210 0.585 0.960 1.460
75.01-80% (0.165) (0.165) (0.040) 0.085 0.335 0.710 1.210 1.960
80.01-85% 0.085 0.085 0.210 0.335 0.460 0.835 1.460 N/A
70.01-75% 0.210 0.210 0.335 0.460 0.710 1.085 1.460
75.01-80% 0.585 0.585 0.710 0.835 1.085 1.460 1.960
80.01-85% 1.085 1.085 1.210 1.335 N/A N/A N/A
85.01-90% (0.290) (0.290) (0.040) 0.085 0.335 0.585 1.210 N/A
85.01-90% 0.085 0.085 0.335 0.460 0.710 0.960 1.585 N/A
85.01-90% 1.335 1.335 1.585 1.710 N/A N/A N/A
65.01-70% (0.540) (0.540) (0.415) (0.290) (0.165) 0.085 0.460 0.835
CLTV
65.01-70% (0.290) (0.290) (0.165) (0.040) 0.085 0.335 0.710 1.085
CLTV
60.01-65% (0.415) (0.415) (0.290)
(0.165) (0.040) 0.210 CLTV
70.01-75% (0.540) (0.540) (0.415)
(0.290) (0.040) 0.335 0.710 1.210
75.01-80% (0.415) (0.415) (0.290)
(0.165) 0.085 0.460 0.960 1.710
80.01-85% (0.290) (0.290) (0.165)
(0.040) 0.085 0.530 1.550
N/A
70.01-75% (0.290) (0.290) (0.165) (0.040) 0.210 0.585 0.960 1.460
75.01-80% (0.165) (0.165) (0.040) 0.085 0.335 0.710 1.210 1.960
80.01-85% 0.085 0.085 0.210 0.335 0.470 0.925 1.550 n/a
65.01-70% (0.040) (0.040) 0.085 0.210 0.335 0.585
70.01-75% 0.210 0.210 0.335 0.460 0.710 1.085
75.01-80% n/a n/a n/a n/a n/a
85.01-90% (0.290) (0.290) (0.040) 0.085 0.335 0.655 1.290 N/A
85.01-90% 0.085 0.085 0.335 0.460 0.760 1.100 1.775 n/a
60.01-65% 0.085 0.085 0.210
65.01-70% 0.460 0.460 0.585
70.01-75% 0.710 0.710 0.835
75.01-80% 1.085 1.085 1.210
0.335 0.460 0.710 0.960 1.210 CLTV 60.01-65% 0.335 0.335 0.460 0.585 0.710 0.960 1.210 1.460
CLTV
60.01-65% 0.335 0.335 0.460 0.585 0.710
0.960 1.210
0.710 0.835 1.085 1.460 1.835
0.960 1.210 1.585 1.960
n/a
1.335 1.585 1.960 2.480
n/a
65.01-70% 0.710 0.710 0.835 0.960 1.085
1.335 1.710 2.095
70.01-75% 0.960 0.960 1.085 1.210 1.460
1.835 2.210
n/a
75.01-80% 1.335 1.335 1.460 1.695 1.985
2.410 3.000
n/a
65.01-70% 0.960 0.960 1.085 1.210 1.335 1.585 1.960
70.01-75% 1.460 1.460 1.585 1.710 1.960 2.335 2.710
75.01-80% n/a n/a n/a n/a n/a
Ruby A2 Fixed Adjustments
Applies to ALL Ruby A1 Loans:
Self-Employed Borrower >80 LTV No MI and LTV 80.01-85% >80 LTV No MI and LTV 85.01-90%
0.000 1.000 1.375
**Loan amount change of 10% (increasing/decreasing) will be
subject worse case pricing ** Rate changes .25% (increasing/decreasing) in interest rate
will be subject to worse case pricing
Maximum Rebate/Price Cap
(Price cap is after all LLPAs but before Lender Paid Comp)
*Ruby A1 Jumbo Fixed
102.240
Primary Purchase
Credit Score
800+ 780-799 760-779
740-759 720-739 700-719
Primary No Cash-out Refi Credit Score
800+ 780-799
760-779
740-759
720-739
700-719 Primary Cash-out Refi Credit Score
800+
780-799
760-779
740-759
720-739
700-719 Second Home Purchase
Credit Score
800+ 780-799 760-779
740-759 720-739
Second Home No Cash-out Refi Credit Score
800+
780-799
760-779
740-759
720-739 Second Home Cash-out Refi Credit Score
800+
780-799 760-779
740-759
720-739 Non-Owner Purchase
Credit Score
800+ 780-799 760-779
740-759 720-739
Non-Owner No Cash-out Refi Credit Score
800+
780-799
760-779
740-759 720-739
0-55% (0.540) (0.540) (0.415) (0.415) (0.290) (0.165)
0-55% (0.165) (0.165) (0.040) (0.040) 0.085 0.210
0-55% 0.085 0.085 0.210 0.210
n/a n/a
0-55% (0.540) (0.540) (0.415) (0.415) (0.290)
0-55% (0.165) (0.165) (0.040) (0.040) 0.085
0-55% 0.085 0.085 0.210 0.210
n/a
0-55% 0.210 0.210 0.335 0.335 0.460
0-55% 0.585 0.585 0.710 0.710 0.835
55.01-60% (0.540) (0.540) (0.415) (0.415) (0.290) (0.165)
55.01-60% (0.165) (0.165) (0.040) (0.040) 0.085 0.210
55.01-60% 0.085 0.085 0.210 0.210 n/a n/a
55.01-60% (0.540) (0.540) (0.415) (0.415) (0.290)
55.01-60% (0.165) (0.165) (0.040) (0.040) 0.085
55.01-60% 0.085 0.085 0.210 0.210 n/a
55.01-60% 0.210 0.210 0.335 0.335 0.460
55.01-60% 0.585 0.585 0.710 0.710 0.835
60.01-65% (0.540) (0.540) (0.415) (0.290) (0.290) (0.165)
60.01-65% (0.165) (0.165) (0.040) 0.085 0.085 0.210
60.01-65% 0.210 0.210 0.335 0.460 n/a n/a
60.01-65% (0.540) (0.540) (0.415) (0.290) (0.290)
60.01-65% (0.165) (0.165) (0.040) 0.085 0.085
60.01-65% 0.210 0.210 0.335 0.460 n/a
60.01-65% 0.460 0.460 0.585 0.710 0.710
60.01-65% 0.835 0.835 0.960 1.085 1.085
CLTV
65.01-70% (0.290) (0.290) (0.290)
(0.165) (0.165) (0.040) CLTV 65.01-70% (0.040) (0.040) (0.040) 0.085 0.085 0.210 CLTV 65.01-70%
0.460 0.460 0.460 0.585
n/a n/a CLTV
65.01-70% (0.290) (0.290) (0.290)
(0.165) (0.165) CLTV 65.01-70% (0.040) (0.040) (0.040) 0.085 0.085 CLTV 65.01-70% 0.4600 0.4600 0.4600 0.5850
n/a CLTV
65.01-70% 1.210 1.210 1.210
1.335 1.335 CLTV 65.01-70% 1.460 1.460 1.460 1.585 1.585
70.01-75% (0.290) (0.290) (0.290)
(0.040) 0.085 0.460
75.01-80% (0.290) (0.290) (0.290)
(0.040) 0.210 0.710
80.01-85% 1.085 1.085 1.210
1.460 1.710
n/a
70.01-75% (0.040) (0.040) (0.040) 0.210 0.335 0.710
75.01-80% (0.040) (0.040) (0.040) 0.210 0.460 0.960
80.01-85% n/a n/a n/a n/a n/a n/a
70.01-75% 0.710 0.710 0.710 0.960 n/a n/a
75.01-80% 0.960 0.960 0.960 1.210 n/a n/a
80.01-85% n/a n/a n/a n/a n/a n/a
70.01-75% (0.290) (0.290) (0.290)
(0.040) 0.085
75.01-80% 0.210 0.210 0.210
0.460 0.710
80.01-85% n/a n/a n/a
n/a n/a
70.01-75% (0.040) (0.040) (0.040) 0.210 0.335
75.01-80% 0.460 0.460 0.460 0.710 0.960
80.01-85% n/a n/a n/a n/a n/a
70.01-75% n/a n/a n/a n/a n/a
75.01-80% n/a n/a n/a n/a n/a
80.01-85% n/a n/a n/a n/a n/a
70.01-75% n/a n/a n/a
n/a n/a
75.01-80% n/a n/a n/a
n/a n/a
80.01-85% n/a n/a n/a
n/a n/a
70.01-75% n/a n/a n/a n/a n/a
75.01-80% n/a n/a n/a n/a n/a
80.01-85% n/a n/a n/a n/a n/a
85.01-90% 1.585 1.585 1.710 1.960 2.210 n/a
85.01-90% n/a n/a n/a n/a n/a n/a
85.01-90% n/a n/a n/a n/a n/a n/a
85.01-90% n/a n/a n/a n/a n/a
85.01-90% n/a n/a n/a n/a n/a
85.01-90% n/a n/a n/a n/a n/a
85.01-90% n/a n/a n/a n/a n/a
85.01-90% n/a n/a n/a n/a n/a
Applies to ALL Ruby A2 Loans:
Condo & LTV 65.01-70% Condo & LTV 70.01-75% Condo & LTV 75.01-80% 2 Units & LTV 65.01-70%
3 & 4 Units & LTV .01-60% 3 & 4 Units & LTV 60.01-65% Loan Amt >$1.5MM - $3MM
0.125 0.250 0.500 0.250
0.250 0.375 0.250
Self-Employed Borrower & LTV 60.01-65%
0.375
Self-Employed Borrower & LTV 65.01-75%
0.375
Self-Employed Borrower & LTV 75.01-80%
0.375
**Loan amount change >=10% will be subject worse case pricing
** Rate change > .25% in interest rate will be subject to worse case
pricing
Maximum Rebate/Price Cap
(Price cap is after all LLPAs but before Lender Paid Comp)
*Ruby A2 Jumbo Fixed
102.290
Page 8 Rate Sheet: WHLS-1000
................
................
In order to avoid copyright disputes, this page is only a partial summary.
To fulfill the demand for quickly locating and searching documents.
It is intelligent file search solution for home and business.
Related download
- pdf chapter 7 bonds and their valuation
- pdf using the hewlett packard hp10bii financial calculator
- pdf table of contents prmg news
- pdf the math behind loan modification chapa home
- pdf npv calculation illinois institute of technology
- pdf loan rate sheet
- pdf cbot u s treasury futures and options
- pdf calculating mortgage loans texas a m university
- pdf farm loans
- pdf calculating the dollar value of a basis point final dec 4
Related searches
- table of common cardiac medications
- mbti table of personality types
- open pdf table in excel
- convert pdf table to excel
- time table of examination 2019
- complete table of values calculator
- table of values equation calculator
- table of values generator
- names of the periodic table of elements
- pdf table python
- python pdf table to excel
- onenote table of contents template