Group Insurance Plans – Active to Retired
Group Insurance Plans – Active to Retired
Supplementary Health Plan
Active Staff Retired Staff
Prescription Drugs Prescription Drugs
80% coverage to annual max. $5,000 80% coverage to annual max. $1,500
(following annual $100 deductible) (following annual $100 deductible)
Medical Supplies & Services Medical Supplies & Services
80% of first $500 Same as “Active Staff”
100% thereafter
Paramedical Services Paramedical Services
80% coverage to combined annual max. Same as “Active Staff”
$500 (80% coverage to combined annual max.
- Physio $500 per person)
- Chiro
- Massage
- Acupuncture
- Athletic Therapy
- Podiatrists
- Naturopaths
- Psychologists/Social Workers
- Dieticians
- Speech Therapists
- Osteopaths
- Naturopaths
Hospital Hospital
(semi-private room) Same as “Active Staff”
Coverage: 100%
Ambulance Ambulance
Coverage: 100% Same as “Active Staff”
Hearing Aids Hearing Aids
$700 max every 5 years Same as “Active Staff”
Orthotics Orthotics
$300 per year, coverage 80% Same as “Active Staff”
Dental Plan
Active Staff Retired Staff
Annual Max. $1,500 (per person) Annual Max. $1,000 (per person)
Basic Services – 80% Coverage Same as “Active Staff”
Major Services – 60% Coverage Same as “Active Staff”
- Upper/Lower Dentures (1 X each 5 years)
- Denture/Bridge Repairs
- Partial Dentures, fixed bridge
restorations (1 X each 5 years)
- Inlays/onlays including gold/porcelain
if required (1 X each 5 years)
Orthodontic Services – 50% Coverage
- Lifetime maximum of $3,000/individual For dependent children (under 19)
- Applies to employee/spouse/dependent child only
Important
Out-of-country medical coverage and the Healthcare Spending Account (HCSA) are not available under the Retiree Plans.
Covered dental services performed outside of Manitoba/Canada will be reimbursed based on the Manitoba Dental Fee Guide in effect at the time the services are performed.
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