FAQs 97% LTV Options for Purchases and Limited Cash-Out ...
First-time home buyer requirements None At least one borrower must be a first-time home buyer Income limits 80% of AMI in all census tracts No limits MI coverage 25% MI coverage for LTV ratios of 90.01–97%; standard MI coverage for LTV ratios of 90% or less. Minimum MI coverage may be used, subject to loan-level price ................
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