FEES & COSTS THAT MAY BE CHARGED IOWA BORROWERS …

[535.8(1)(b)] 1st or junior lien loans regardless of the amount of the loan if majority of loan is to acquire a home to be occupied by borrower. Includes refinancing of prior acquisition loan. (See footnote 1 below.) [537.1301(14)] Loan must be for the “threshold amount” or less. Original 1st mortgage acquisition loans are not consumer loans. ................
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