Type of Account APY Dividend Rate Minimum Balance

[Pages:5]Savings Rates

APY=Annual Percentage Yield. Rates effective as of 11/01/2021. Rates are subject to change without notice. Membership eligibility required for all rates. Federally insured by NCUA.

Type of Account

Savings Accounts

APY

Dividend Rate

Minimum Balance

Primary Savings Share1

0.05%

0.05%

$5.00

Youth Savings Share1

0.05%

0.05%

$5.00

Holiday Club Savings Share1

ROTH, Traditional & SEP IRA Savings1

Gold Source Checking2

0.05% 0.05% 0.05%

0.05% 0.05% 0.05%

$5.00 $5.00 $2,000.00

1Must maintain a minimum balance of $5 to earn stated rate. 2Must maintain a minimum balance of $2,000 to earn stated rate. Fees may reduce earnings.

Contact Member Services at 800.374.2758 for membership and account details.

rates I 800.374.2758 I services@

Savings Rates

APY=Annual Percentage Yield. Rates effective as of 11/01/2021. Rates are subject to change without notice. Membership eligibility required for all rates. Federally insured by NCUA.

Type of Account

Money Market Accounts

Minimum Balance $2,000

APY

Dividend Rate

Minimum Balance

$2,000 - $9,999

0.07%

0.07%

$2,000.00

$10,000 - $19,999

0.07%

0.07%

$10,000.00

$20,000 - $39,999

0.07%

0.07%

$20,000.00

$40,000 - $74,999

0.07%

0.07%

$40,000.00

$75,000 - $99,999

0.07%

0.07%

$75,000.00

$100,000 - $149,999 $150,000 - $249,999

0.07% 0.07%

0.07% 0.07%

$100,000.00 $150,000.00

$250,000 - $499,999

0.07%

0.07%

$250,000.00

$500,000 and over

0.07%

0.07%

$500,000.00

The minimum balance required to open a money market account is $2,000.00. You must maintain a minimum daily balance of $2,000.00 in your account each day to obtain the disclosed annual percentage yield. You will earn dividends for every day during the period that your account equals or exceeds the minimum daily balance requirement. The dividend period on your account begins from the date that your account is opened. Fees may reduce earnings, visit fees for more details.

rates I 800.374.2758 I services@

Savings Rates

APY=Annual Percentage Yield. Rates effective as of 11/01/2021. Rates are subject to change without notice. Membership eligibility required for all rates. Federally insured by NCUA.

Share Certificates (Including IRA Certificates)

Minimum Balance: $1,000

Term 60 months & Up

Type of Account $60,000 - $99,999 plus Jumbo

$20,000 - $59,999

APY 0.41% 0.41%

Dividend Rate 0.41% 0.41%

48 - 59 months

less than $20,000 $60,000 - $99,999 plus Jumbo

$20,000 - $59,999 less than $20,000

0.41% 0.37% 0.37% 0.37%

0.41% 0.37% 0.37% 0.37%

36 ? 47 months 24 - 35 months

$60,000 - $99,999 plus Jumbo $20,000 - $59,999 less than $20,000

$60,000 - $99,999 plus Jumbo

0.35% 0.35% 0.35% 0.30%

0.35% 0.35% 0.35% 0.30%

12 ? 23 months

$20,000 - $59,999 less than $20,000 $60,000 - $99,999 plus Jumbo $20,000 - $59,999

0.30% 0.30% 0.28% 0.28%

0.30% 0.30% 0.28% 0.28%

6 ? 11 months

less than $20,000 $60,000 - $99,999 plus Jumbo

$20,000 - $59,999 less than $20,000

0.28% 0.14% 0.14% 0.14%

0.28% 0.14% 0.14% 0.14%

rates I 800.374.2758 I services@

Savings Rates

APY=Annual Percentage Yield. Rates effective as of 11/01/2021. Rates are subject to change without notice. Membership eligibility required for all rates. Federally insured by NCUA.

Share Certificates (Including IRA Certificates)

Minimum Balance: $1,000

Term 3 ? 5 months

Type of Account $60,000 - $99,999 plus Jumbo

$20,000 - $59,999

APY 0.15% 0.15%

Dividend Rate 0.15% 0.15%

less than $20,000

0.15%

0.15%

A 60-month term share certificate with a minimum balance of $60,000 will earn 0.41% APY. A 3-month term share certificate with a minimum balance of $1,000 will earn 0.15% APY. Fees may reduce earnings. Early withdrawal penalties may apply, visit fees for more details. The minimum balance required to open a share certificate is $1,000.00.

rates I 800.374.2758 I services@

Savings Rates

APY=Annual Percentage Yield. Rates effective as of 11/01/2021. Rates are subject to change without notice. Membership eligibility required for all rates. Federally insured by NCUA.

Bump Rate Certificates

Minimum Balance: $1,000

Term

Type of Account

APY

Dividend Rate

60 months

$60,000 - $99,999 plus Jumbo

0.31%

0.31%

60 months

$20,000 - $59,999

0.31%

0.31%

60 months 48 months 48 months

less than $20,000

$60,000 - $99,999 plus Jumbo

$20,000 - $59,999

0.31% 0.27% 0.27%

0.31% 0.27% 0.27%

48 months 36 months 36 months

less than $20,000

$60,000 - $99,999 plus Jumbo

$20,000 - $59,999

0.27% 0.25% 0.25%

0.27% 0.25% 0.25%

36 months

less than $20,000

0.25%

0.25%

During the term of your bump rate certificate, you are permitted to make a one-time request to adjust your dividend rate at your discretion, restrictions apply, call 800.374.2758 for more details. A 60-month term bump rate certificate with a

minimum balance of $60,000 will earn 0.31% APY. A 36-month term bump rate certificate with a minimum balance of $1,000 will earn 0.25% APY. Fees may reduce earnings. Early withdrawal penalties may apply, visit fees for more details.

The minimum balance required to open a bump rate certificate is $1,000.00.

rates I 800.374.2758 I services@

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