Filing instructions guide for HMDA data collected in 2019

July 2019

Filing instructions guide for HMDA data collected in 2019

OMB Control #3170-0008

Version log

The following is a version log that tracks changes from the previous version of the Filing Instructions Guide*:

Date July 2019 October 2018

October 2018

Version Section

Changes

1.2

5. Edit Specifications

1. Section 5.3, Table 6 Revised edits V644, V648, V696, V699

1.1

5. Edit Specifications

1. Section 5.3, Table 6 Revised edits V696, V699 and V709.

Original Document.

Changes from 2018 FIG:

1. Section 2.1 and Section 2.2 Updated to indicate no change in required data submission process from the August 2018 FIG to the 2019 FIG.

2. Section 3.4, Table 1 and Section 4.2.1 Updated Description of Federal Agency.

3. Section 3.4, Table 1 and Section 4.2.2

1.0

Updated examples for Application date and Action Taken Date.

Updated Description of Credit Score values.

Added and updated AUS Result values.

4. Section 4.2.2 Updated instructions on reporting DTI to accept negative number. Updated instructions for reporting Credit Score. Updated instructions for reporting AUS results.

5. Section 5.2, Table 1 Updated table to show 2019 edit revisions.

1

Date

Version Section

Changes 6. Section 5.3, Table 6

Revised edit V677.

7. Section 5.3, Table 7 Revised edits Q632, Q633, Q643, and Q644. Added edit Q645.

8. Section 5.3, Table 8 Added edit Q646.

9. Section 5.3, Table 9 Added edit Q647.

*Consult the version log of prior versions of the FIG for previous changes.

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Table of contents

Version log.........................................................................................................................1

Table of contents ..............................................................................................................3

Paperwork Reduction Act ...............................................................................................5

1. What's in the FIG? .....................................................................................................6 1.1 Changes to the Submission Process for Data Collected in 2019 .............. 6 1.2 2019 File Specifications ............................................................................. 7 1.3 2019 Data Specifications............................................................................ 7 1.4 2019 Edit Specifications ............................................................................ 8

2. Changes to the Submission Process for Data Collected in 2019 ......................9 2.1 Items that have changed:........................................................................... 9 2.2 Items that have not changed: .................................................................... 9

3. 2019 File Specifications ..........................................................................................12 3.1 Introduction ............................................................................................. 12 3.2 Submission instructions .......................................................................... 12 3.3 Loan/Application Register format .......................................................... 12 3.4 Information regarding data fields ........................................................... 13

4. 2019 Data Specifications ........................................................................................66 4.1 Introduction .............................................................................................66 4.2 Data format and itemization ................................................................... 66

5. 2019 Edit Specifications .......................................................................................106 5.1 Introduction ...........................................................................................106

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5.2 2019 Revised Edits ................................................................................. 107 5.3 2019 Edits...............................................................................................108 6. Additional information ..........................................................................................169 6.1 Frequently Asked Questions.................................................................. 169 6.2 HMDA Help............................................................................................ 169

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