SUMMARY PLAN DESCRIPTION

2020 Target Date Fund 0.66/0.66 5.35 7.61 7.40 8.16 2015 Target Date Fund 0.66/0.66 5.02 6.88 6.76 7.04 2010 Target Date Fund 0.67/0.67 4.74 6.37 6.42 6.73 1American Funds 2065 Target Date Retirement Fund became available for purchase on March 27, 2020. ................
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