DEPOSIT RATE SHEET Rates Effective as of 03/16/2020 www ...

DEPOSIT RATE SHEET Rates Effective as of 03/16/2020 | (800) 492-3276

PERFORMANCE CHECKING & HSA CHECKING

Balance

Rate

$0.00 - $2,499

0.00%

APY* 0.00%

$2,500 - $9,999

0.05%

0.05%

$10,000 and up

Minimum Initial Deposit

0.05%

0.05%

$100

E-OPTION

Rate

APY*

0.05%

0.05%

0.05%

0.05%

0.05%

0.05%

$100

HEALTH SAVINGS ACCOUNT - HSA SAVINGS

Balance

Rate

$0.00 - $2,499

0.01%

APY* 0.01%

$2,500 - $9,999

0.03%

0.03%

$10,000 and up

Minimum Initial Deposit

0.05%

0.05%

$100

E-OPTION

Rate

APY*

0.01%

0.01%

0.03%

0.03%

0.05%

0.05%

$100

MONEY MARKET ACCOUNTS

Balance $0.00 - $2,499 $2,500 - $24,999 $25,000 - $49,999 $50,000 and up

Minimum Initial Deposit Rates and APYs valid for IRAs

PERFORMANCE MONEY MARKET

Rate

APY*

0.01%

0.01%

E-OPTION

Rate

APY*

0.01%

0.01%

0.03%

0.03%

0.03%

0.03%

0.05%

0.05%

0.08%

0.08%

0.08%

0.08%

$100

Yes

0.11%

0.11%

$100

Yes

FB MEMBER MONEY MARKET

PLUS MONEY MARKET

BUSINESS MONEY MARKET

Balance Less than $2,500 $2,500 - $9,999 $10,000 - $24,999 $25,000 - $49,999 $50,000 - $99,000 $100,000 - $249,000 $250,000 - $499,000 $500,000 - $999,999 $1,000,000 and up

Minimum Initial Deposit Rates and APYs valid for IRAs

E-OPTION

Rate

APY*

0.01%

0.01%

0.03%

0.03%

0.03%

0.03%

0.08%

0.08%

0.08%

0.08%

0.08%

0.08%

0.08%

0.08%

0.08%

0.08%

0.08%

0.08%

$25,000

No

E-OPTION

Rate

APY*

0.01%

0.01%

0.03%

0.03%

0.05%

0.05%

0.10%

0.10%

0.15%

0.15%

0.20%

0.20%

0.20%

0.20%

0.20%

0.20%

0.20%

0.20%

$25,000

Yes

E-OPTION

Rate

APY*

0.01%

0.01%

0.03%

0.03%

0.05%

0.05%

0.10%

0.10%

0.15%

0.15%

0.20%

0.20%

0.20%

0.20%

0.20%

0.20%

0.20%

0.20%

N/A

No

CERTIFICATES OF DEPOSIT Term 3 Months 6 Months 1 Year 18 Months 2 Years 3 Years 4 Years 5 Years

Minimum Initial Deposit Rates and APYs valid for IRAs

Rate 0.15% 0.20% 0.31% 0.35% 0.39% 0.44% 0.50% 0.55%

$1,000 Yes

APY* 0.15% 0.20% 0.31% 0.35% 0.39% 0.44% 0.50% 0.55%

JUMBO - $50,000 & UP

Rate

APY*

0.25%

0.25%

0.30%

0.30%

0.41%

0.41%

0.45%

0.45%

0.49%

0.49%

0.54%

0.54%

0.60%

0.60%

0.65%

$50,000 Yes

0.65%

CERTIFICATES OF DEPOSIT WITH STEP UP OPTION

Term 1 Year

Rate 0.21%

18 Months

0.25%

2 Years

0.29%

3 Years

0.34%

4 Years

0.40%

5 Years

Minimum Initial Deposit Rates and APYs valid for IRAs

0.45%

$1,000 No

DEPOSIT RATE SHEET Rates Effective as of 03/16/2020 | (800) 492-3276

APY* 0.21%

JUMBO - $50,000 & UP

Rate

APY*

0.31%

0.31%

0.25%

0.35%

0.35%

0.29%

0.39%

0.39%

0.34%

0.44%

0.44%

0.40% 0.45%

0.50% 0.55%

$50,000 No

0.50% 0.55%

*Annual Percentage Yield. Interest rates and yields are effective as per the date on this rate sheet and are subject to change without notice. For deposit accounts, interest is compounded daily and paid monthly. The FDIC coverage limit of $250,000 applies per depositor, per insured depository institution, for each account ownership category.

Federal withdrawal restrictions for CD and IRA accounts apply and a penalty will be imposed for early withdrawal from either account. Federal guidelines restrict withdrawals from Money Market Savings accounts and excessive withdrawals incur a $5 transaction fee. Fees could reduce earnings on the account. Nonmembers receive the Performance Money Market Account rates. See Terms and Conditions for additional information.

INSURED CASH SWEEP? - ICS? Balance $250,000 - $999,999

$1,000,000 +

Minimum to invest $250,000. FDIC insured up to $100 Million

Rate 0.10% 0.18%

APY* 0.10% 0.18%

CERTIFICATE OF DEPOSIT ACCOUNT REGISTRY SERVICE? - CDARS?

Terms

Rate

APY*

3 Months

0.10%

0.10%

6 Months

0.15%

0.15%

1 Year

0.20%

0.20%

2 Years

0.30%

0.30%

3 Years

0.30%

0.30%

5 Years

0.40%

0.40%

Minimum to invest $250,000. FDIC insured up to $50 Million

*Annual Percentage Yield. Interest rates and yields are effective as per the date on this rate sheet and are subject to change without notice. For deposit accounts, interest is compounded daily and paid monthly. The FDIC coverage limit of $250,000 applies per depositor, per insured depository institution, for each account ownership category. Federal withdrawal restrictions for CD and IRA accounts apply and a penalty will be imposed for early withdrawal from either account. Federal guidelines restrict withdrawals from Money Market Savings accounts and excessive withdrawals incur a $5 transaction fee. Fees could reduce earnings on the account. Nonmembers receive the Performance Money Market Account rates. See Terms and Conditions for additional information. Banking services provided by Farm Bureau Bank, FSB. Farm Bureau, FB, and the FB National Logo are registered service marks owned by, and used by Farm Bureau Bank FSB under license from, the American Farm Bureau Federation.

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