CALIFORNIA HOUSING FINANCE AGENCY
CALIFORNIA HOUSING FINANCE AGENCY
INTEREST RATE SCHEDULE
Effective January 11, 2008
FIRST MORTGAGE FIXED RATE LOAN PROGRAMS
Special Programs
Interest Only (35-Year Fixed Mortgage) Conf / Jumbo 6.0% / 6.375%
40-year Fixed Mortgage 6.125%
30 Year Fixed Rates
Moderate Income 6.0%
Low Income 5.375%
Extra Credit Teacher Program (ECTP) 5.375%
DOWN PAYMENT ASSISTANCE PROGRAMS
Income determines eligibility
High Cost Area Home Purchase Assistance Program (HiCAP) 6.750%
CalHFA Housing Assistance Program (CHAP) (FHA ONLY) 6.750%
California Homebuyer’s Down Payment Assist Program- (CHDAP) 3.000%
Extra Credit Teacher Program (ECTP) 5.000%
*HIGH COST COASTAL REGIONS/COUNTIES
Southern California
Los Angeles (Except Palmdale/Lancaster Area) Orange, San Diego
*NON-HIGH COST INTERIOR REGIONS/COUNTIES
Inland Empire:
Imperial, Riverside, San Bernardino
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