Exclusive rates for your Barclays mortgage clients
[Pages:7]Rates effective from 10 May 2022 (For intermediary use only)
Exclusive rates for your Barclays mortgage clients
We offer three distinct ranges exclusively available to the following customers:
1. Residential mortgage customers (maximum total aggregate lending up to ?2m) 2. Residential mortgage customers (total aggregate lending be tween ?2m and ?10m) 3. Buy-to-Let mortgage customers
Your existing Barclays mortgage clients can benefit from a variety of fee and rate discounts, plus extended maximum LTV limits & loan sizes.
Exclusively available for:Rate switch (Product transfer)
Further advance (minimum loan ?5,000)
Applications for home purchase, unencumbered remortgage or remortgage from another lender aren't eligible for Existing Mortgage Customer (EMC) Reward rates. In these scenarios all customers are offered Barclays new lending rates.
For more information on Barclays new lending mortgage rates available for purchase and remortgage, please refer to the published rate sheets available by visiting barclays.co.uk/intermediaries
Reward rates explained
The following terms are used in the rate tables:-
Bank of England Base Rate (BEBR) is a variable rate set by the Bank of England. BEBR is currently 1.00%.
Loan to Value (LTV) is calculated based on the client's total aggregate lending secured on the property. Loan to Value for rate switch is based on the automated property valuation that will be confirmed on receipt of a Customer Information Request.
Aggregate lending is the total your client has outstanding on the existing Barclays mortgage accounts secured against the property and includes the Mortgage Current Account overdraft limit, if they have one.
This information is intended for intermediary use only and is not intended, nor has it been approved, as a qualifying credit promotion.
These rate details are for information only and do not constitute a Personalised Mortgage Information Sheet. All products are subject to availability and may be changed or withdrawn at any time without notice. Charges and interest rates may vary and are correct at the time of going to print.
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Re gulationAuthority (Financial Services Register number:759676). Registered in England. Registered No. 9740322. Registered office: 1 Churchill Place, London E14 5HP. Buy-to-Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority
Rates effective from 10 May 2022 (For intermediary use only)
Residential mortgage customers
Residential - maximum total aggregate lending up to ?2m
1, 2 & 3 year fixed rates available for rate switch and further advance only
Further borrowing: min loan ?5,000, max 85% LTV (max 80% if any element of debt consolidation)
Product type Fixed
EMC Reward 1 Year Fixed
Maximum LTV
75%
Product Fee
?0
Initial Rate
2.67%
Fixed until 31/08/23
Follow On Rate
4.49% variable BEBR (currently 1.00%) +3.49% for the term
Early Repayment Charge (ERC)
1% of the balance repaid until 31/08/23
BRM JE57
WTrad OPFM
JE58
JE59
60%
?999 ?0
2.21% 2.65%
JE60
JE61
JE62
JE63
JE64
JE65
EMC Reward 2 Year Fixed
75% 85%
?999 2.23%
JE66
JE67
JE68
?0
Fixed until 2.67% 31/08/24
4.49% variable BEBR (currently 1.00%) +3.49% for the term
1% of the balance repaid until 31/08/24
JE69
JE70
JE71
?999 2.32%
JE72
JE73
JE74
?0
2.68%
JE75
JE76
JE77
Over 85%
?0
2.70%
JE78
JE79
JE80
EMC Reward 3 Year Fixed
60% 85%
?999 2.25%
JE81
JE82
JE83
?0 ?999
2.45% 2.43%
Fixed until 31/08/25
4.49% variable BEBR (currently 1.00%) +3.49% for the term
2% of the balance repaid until 31/08/25
JE84 JE87
JE85 JE888
JE86 JE89
?0
2.64%
JE90
JE91
JE92
Early Repayment Charges Throughout an ERC period, capital reductions within a set allowance can be made without incurring the charge. The allowance for fixed rates is 10% per annum and 25% per annum for trackers. For Offset mortgages early repayment charges are incurred on full redemption only.
These rate details are for information only and do not constitute a Personalised Mortgage Information Sheet. All products are subject to availability and may be changed or withdrawn at any time without notice. Charges and interest rates may vary and are correct at the time of going to print.
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Re gulationAuthority (Financial Services Register number:759676). Registered in England. Registered No. 9740322. Registered office: 1 Churchill Place, London E14 5HP. Buy-to-Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority
Rates effective from 10 May 2022 (For intermediary use only)
Residential mortgage customers
Residential - maximum total aggregate lending up to ?2m
5, 7 & 10 year fixed rates available for rate switch & further advance only
Further borrowing: min loan ?5,000, max 85% LTV (max 80% if any element of debt consolidation)
Product type Fixed
EMC Reward 5 Year Fixed
EMC Reward 7 Year Fixed
Maximum Product
LTV
Fee
Initial Rate
60% 75% 85% Over 85%
?999 ?0
?999 ?0
?999 ?0 ?0
2.32% 2.68% 2.36% 2.70% 2.55% 2.73% 2.84%
Fixed until 31/08/27
75%
?749 ?0
2.26% 2.50%
Fixed until 31/08/29
EMC Reward 10 Year Fixed
75%
?749 ?0
2.32% 2.55%
Fixed until 31/08/32
Follow On Rate
4.49% variable BEBR (currently
1.00%) +3.49% for the
term
4.49% variable BEBR (currently
1.00%) +3.49% for the
term 4.49% variable BEBR (currently
1.00%) +3.49% for the
term
Early Repayment Charge (ERC)
2% of the balance repaid until 31/08/27
3% of the balance repaid until 31/08/29
BRM
JE93 JE96 JE99 JF02 JF05 JF08 JF11 JF14
JF17
5% of the
JF20
balance repaid
until 31/08/32
JF23
WTrad OPFM
JE94
JE95
JE97
JE98
JF00
JF01
JF03
JF04
JF06
JF07
JF09
JF10
JF12
JF13
JF15
JF16
JF18
JF19
JF21
JF22
JF24
JF25
Did you know? Further Advance
Exclusive
Reward Rates available for
further borrowing
Up to
80%
Loan to Value
Maximum 80% if consolidating debt
We pay an uncapped
0.3%
Proc fee, for further advance completions*
*refer to your club or network for exact procuration fee value
These rate details are for information only and do not constitute a Personalised Mortgage Information Sheet. All products are subject to availability and may be changed or withdrawn at any time without notice. Charges and interest rates may vary and are correct at the time of going to print.
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Re gulationAuthority (Financial Services Register number:759676). Registered in England. Registered No. 9740322. Registered office: 1 Churchill Place, London E14 5HP. Buy-to-Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority
Rates effective from 10 May 2022
Residential mortgage customers
(For intermediary use only)
Residential - maximum total aggregate lending up to ?2m
Tracker & Offset rates for rate switch and further advance only
Further borrowing: min loan ?5,000, max 85% LTV (max 80% if any element of debt consolidation)
Product type Tracker
EMC Reward 2 Year Tracker
EMC Reward Offset
2 Year Tracker EMC Reward
Offset 5 Year Tracker
Maximum LTV 60% 75%
80%
85%
80%
Product Fee ?999 ?0 ?999 ?0 ?999 ?99 ?0 ?999 ?0
?1,749
?499
Initial Rate
1.75% 1.99% 1.87% 2.00% 2.24% 3.64% 3.10% 3.27% 3.45% 2.22%
3.00%
BEBR +0.75% for 2 years
BEBR +0.99% for 2 years
BEBR +0.87% for 2 years
BEBR +1.00% for 2 years
BEBR +1.24% for 2 years
BEBR +2.64% for 2 years
BEBR +2.10% for 2 years
BEBR +2.27% for 2 years
BEBR +2.45% for 2 years
BEBR +1.22% for 2 years
BEBR +2.00% for 2 years
?1749
2.25%
BEBR +1.25% for 5 years
Did you know?
No underwriting required
Follow On Rate
Early Repayment Charge (ERC)
BRM WTrad OPFM
4.49% variable BEBR (currently
1.00%) +3.49% for the
term
4.49% variable BEBR (currently
1.00%) +3.49% for the
term
No ERC 1% of the balance repaid for 2 years
No ERC 1% of the balance repaid for 2 years
No ERC
1% of the balance repaid for 2 years
No ERC 1% of the balance repaid for 2 years
HA49 HA50 HW63 HW64 HW66 HW67 HW69 HW70 JA25 JA26 FA48 FA49 GY27 GY28 FS13 FS14 FS16 FS17
Full redemption only N/A
N/A
1% of original
balance for 2 yrs
N/A N/A
Full redemption only
1% of original
N/A N/A
balance for 5 yrs
HA51 HW65 HW68 HW71 JA27 FA50 GY29 FS15 FS18 JC03
FS20
JC04
Rate Switch
We pay an uncapped
0.2%
Retention fee, for rate switch completions*
Exclusive Reward Rates for rate switch
& further borrowing
Quick, simple process via our Secure Mail
system
No proof of income required
*refer to your club or network for exact procuration fee value
These rate details are for information only and do not constitute a Personalised Mortgage Information Sheet. All products are subject to availability and may be changed or withdrawn at any time without notice. Charges and interest rates may vary and are correct at the time of going to print.
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Re gulationAuthority (Financial Services Register number:759676). Registered in England. Registered No. 9740322. Registered office: 1 Churchill Place, London E14 5HP. Buy-to-Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority
Rates effective from 10 May 2022 (For intermediary use only)
Residential mortgage customers
Residential - total aggregate lending between ?2m and ?10m
Rates available for rate switch and further advance only
Further borrowing: min loan ?5,000, (max 70% LTV if aggregate borrowing exceeds ?2m)
Product type
Fixed EMC Reward
2 Year Fixed
Maximum Product
LTV
Fee
Initial Rate
70%
?1999
2.21%
Fixed until 31/08/24
Follow On Rate
4.49% variable BEBR (currently 1.00%) +3.49% for the term
Early Repayment Charge (ERC)
1% of the balance repaid until 31/08/24
BRM JF26
OPFM JF27
EMC Reward 5 Year Fixed
70%
?1999
2.32%
Fixed until 31/08/27
4.49% variable
2% of the
BEBR (currently 1.00%)
balance repaid
JF28
+3.49% for the term
until 31/08/27
JF29
EMC Reward 10 Year Fixed
Tracker EMC Reward 2 Year Tracker
Offset EMC Reward
Offset 2 Year Tracker
70% 70% 70%
?1,999
2.59%
Fixed until 31/08/32
4.49% variable
5% of the
BEBR (currently 1.00%)
balance repaid
JF30
+3.49% for the term
until 31/08/32
JF31
?1999
1.98%
BEBR+0.98% for 2 years
4.49% variable BEBR (currently 1.00%) +3.49% for the term
No ERC
HE42 HE43
BEBR+1.90%
4.49% variable
Full redemption only
?1,999 2.90% for 2 years
BEBR (currently 1.00%)
1% of original
N/A
+3.49% for the term
balance for 2 yrs
FL53
Rate switch only ? LTV above 70%
Total aggregate lending between ?2m and ?10m
EMC Reward 2 Year Fixed
Over 70%
?1,999 2.22% Fixed until 31/08/24
EMC Reward 5 Year Fixed
Over 70%
Fixed until ?1,999 2.34% 31/08/27
4.49% variable
1% of the
BEBR (currently 1.00%)
balance repaid
JF32
+3.49% for the term
until 31/08/24
4.49% variable
2% of the
BEBR (currently 1.00%)
balance repaid
JF34
+3.49% for the term
until 31/08/27
JF33 JF35
Our maturity letters You can pre-book a new . . . and, we've paid a
encourage the client to
contact you Product type
Fixed
Maximum Loan to Value
Product Fee
rate for your client up to 3 mInitiaol Rnattehs in advFoallonw OcneRate
retention fee for rate swRepiEtaaycrmlyhenet s siAnPcRCe 20IL0P 4 TRINITY
Charge (ERC)
EMC Reward
EarBlyuyR-toe-pletaymeOnvterC7h5%arges ?0
2 Year Fixed
3.35%
Fixed until 31/10/19
4.74% variable BEBR (currently 0.25%)
+ 4.49% for the term
3% of the balance repaid until 31/10/19
Throughout an ERC period, capital reductions within a set allowance can be made without incurring the charge.
TFohE5reMBYOuaCeyalfR-lrftoeoFsww-iexlaeertatddmncoertOfgovaerrgf7eix5s%eedarralyter?se0ipsa1y0m%e3n.p9t9ec%rhaanrngue3Fs0imx/ea1d(r15eu/n%2itn3ilcfourrr1e0BdBy+Bor4Rn4f.4i.(7x9fc4%uue%rdlrfloervrnreaattrdlhtyiaeee0bstm.le2e)r5apm%nti)odn25oub%nnatl3laiyl%pn3.ce0oer/fr1taeh1pne/an2id3um for trackers. Rates available for Buy-to-Let rate switch only (not available for further advance)
These rate details are for information only and do not constitute a Personalised Mortgage Information Sheet. All products are subject to availability
anEd xmiasytbienchganMgedoorrtwgithadgraewnCatuansyttoimme weithrou(tEnMoticCe. )ChRaregews aandrdinte?resBt ruatyes mtoay Lvaerytand are correct at the time of going to print.
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Re gulationAuthority (Financial Services Register number:759676). Registered in England. Registered No. 9740322. Registered office: 1 Churchill Place, London E14 5HP. Buy-to-Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority
Rates effective from 10 May 2022 (For intermediary use only)
Buy-to-let mortgage customers
Buy-to-let - maximum total aggregate lending ?1m
Available to all BTL customers including Portfolio Landlords
Buy-to-let rates available for rate switch and further advance only
Buy-to-let further borrowing: min loan ?5,000, max 75% LTV
Product type Fixed
EMC Reward Buy -to-let
2 Year Fixed
Maximum Loan to Value 65%
75%
Product Fee
Initial Rate
?1,795 2.15%
?0 ?1,795
?0
2.45% 2.28% 2.65%
Fixed until 31/08/24
Follow On Rate
5.49% variable BEBR (currently 1.00%) +4.49% for the term
Early
Repayment
ILP
Charge (ERC)
JF36
1% of the
JF37
balance repaid
until 31/08/24 JF38
JF39
TRINITY Rate Switch
Only* 18JF36F
18JF37F
18JF38F
18JF39F
EMC Reward Buy -to-let
5 Year Fixed
65% 75%
?1,795 ?0
?1,795 ?0
2.36% 2.65% 2.45% 2.71%
Fixed until 31/08/27
5.49% variable BEBR (currently 1.00%) +4.49% for the term
JF40
2% of the
JF41
balance repaid
until 31/08/27 JF42
JF43
18JF40F 18JF41F 18JF42F 18JF43F
Tracker
EMC Reward Buy -to-let
2 Year Tracker
65% 75%
?1,795 ?1,795
?0 ?299
2.34% 2.59% 3.10% 3.64%
BEBR +1.34% for 2 years
BEBR +1.59% for 2 years
BEBR +2.10% For 2 years
BEBR +2.64% For 2 years
Buy-to-let ? Loan to Value above 75%
5.49% variable BEBR (currently 1.00%) +4.49% for the term
Available to all BTL customers including Portfolio Landlords
Rates available for rate switch only
Buy-to-let further borrowingnot available above 75% LTV
Product type Fixed
Loan to Value
Product Fee
Initial Rate
Follow On Rate
EMC Reward Buy -to-let
2 Year Fixed
Over 75%
?0
3.20%
Fixed until 31/08/24
5.49% variable BEBR (currently 1.00%) +4.49% for the term
EMC Reward Buy -to-let
Over 75%
?0
3.69%
Fixed until 31/08/27
5 Year Fixed
5.49% variable BEBR (currently 1.00%) +4.49% for the term
1% of the balance repaid
for 2 years
GY33 GY34 HP18
No ERC
GY36
18GY33T 18GY34T 18HP18T 18GY36T
Early
Repayment
ILP
Charge (ERC)
1% of the
balance repaid JF44
until 31/08/24
2% of the balance repaid JF45 until 31/08/27
TRINITY Rate Switch
Only* 18JF44F
18JF45F
Buy-to-let aggregate lending: For Buy-to-let product eligibility, aggregate lending is the total your customer has
outstanding on the existing Barclays mortgage accounts secured against the individual Buy-to-let property. Where further borrowing is being requested, the aggregate borrowing is calculated including these additional funds. MRaaxteims uamvaoilvaebrlaellfobor rBruoyw-itnog-:LMetarxaimteusmwoitvcehraollnlelynd(innogtliamviatsilaabplpelyfoforrfucurtshtoemr aerdsvwanithcem) ultiple Buy-to-let mortgages.
Buy-to-let mortgage customers FEoxrimsotirneignfMo, poleratsgeargefeerCtouthsetoBumy-etor-l(eEt MMoCrtg)aRgeeLwenadrindg?PoBlicuyy. to Let
These rate details are for information only and do not constitute a Personalised Mortgage Information Sheet. All products are subject to availability and may be changed or withdrawn at any time without notice. Charges and interest rates may vary and are correct at the time of going to print.
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Re gulationAuthority (Financial Services Register number:759676). Registered in England. Registered No. 9740322. Registered office: 1 Churchill Place, London E14 5HP. Buy-to-Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority
Buy-to-let aggregate lending: For Buy-to-let product eligibility, aggregate lending is the total your client has outstanding
on the existing Barclays mortgage accounts secured against the individual Buy-to-let property.
Where further
Rates effective from 10 May 2022 (For intermediary use only)
Buy-to-let ? total aggregate lending between ?1m and ?2m
Available to all BTL customers including Portfolio Landlords
Rates available for rate switch and further advance only
Buy-to-let further borrowing: min loan ?5,000. Max 60% LTV if aggregate lending will exceed ?1m
Existing
Product type Fixed
MoMratxgimaumge
Loan to
Value
CPruodsutcot mer
Fee
(EMC) Reward
Initial Rate
? Buy to Let
Follow On Rate
Early Repayment Charge (ERC)
ILP
EMC Reward Buy -to-let
2 Year Fixed
60%
?1,795 2.00%
Fixed until 31/08/24
5.49% variable BEBR (currently 1.00%) +4.49% for the term
1% of the balance repaid JF46 until 31/08/24
TRINITY Rate Switch
Only*
18JF46F
EMC Reward Buy -to-let
5 Year Fixed
Tracker
EMC Reward Buy -to-let
2 Year Tracker
60% 60%
?1,795 2.10%
Fixed until 31/08/27
?1,795
2.55%
BEBR +1.55% for 2 years
5.49% variable BEBR (currently 1.00%) +4.49% for the term
2% of the balance repaid JF47 until 31/08/27
5.49% variable BEBR (currently 1.00%) +4.49% for the term
1% of the balance repaid
for 2 years
FS53
18JF47F 18FS53T
Your client's BTL mortgage will be set-up on one of two systems depending on when & how they originally applied: -
Buy-toI-LPlet
?
tMIontoterarteglsatagiesgscgaorlnceuoglauatretdILePdalmeilyonradtngidangpgeaisdbyiesnttetwhmeehcaehvanerga?in11g0m-mdoiagnintthda. c?Aco2nuemnwt
number. rate can
be
applied
to
these
accounts
Existing Moratsgeaarlgy easCthue nsetxot dmayeonrc(eEaMsubCm)itRtederwequaersdt hraastbeeesn received and processed.
Buy-to-TLreintirtyateMs aorvtagailgaebsleonfoorurraTtreinsitwy imtcohrtgaangde fsuysrttehmerhaadvevaan6-cdeigit account number.
The earliest a new rate can be applied to a Trinity account is the next calendar month following receipt
Existing Morotf gthae gsuebmCitutesdtreoqmueset. rIn(tEerMestCis)caRlceulwateadrmdo?nthBlyuayndtpoaidLaemt onth in arrears. This means that
any change to the mortgage rate won't be reflected in the monthly payment until the following month.
*Further borrowing may be available, subject to meeting our lending policy and product availability, for your clients with a 6-digit (Trinity) BTL account number within our Barclays Direct channels.
Your client's BTL mortgage will be set-up on one of two systems depending on when and how they originally applied:-
ILP
Mortgages on our ILP mortgage system have a 10-digit account number.
Interest is calculated daily and paid in the charging month. A new rate can be applied to these accounts as
early as the next day once a submitted request has been received and processed.
These rate TderitnaiiltsyareMfoor rintgfoargmeastioonn oonulyr aTnrdinditoynmotocrotgnastgiteutseyasPteemrsohnaavliseeda M6-odritggiatgaecIncfoournmtantiounmSbheere.t. All products are subject to availability and may be changedTohreweitahrdlrieaswtnaant eawny rtiamtee wcaitnhobuetanpopticliee.dCthoaargTersinaintdy ianctecroeustnrtatiesstmheaynveaxrtycaanldenadrearcomrroenctthatftohlelotwimiengofrgecoeinipgttoofptrhinet.
submitted request. Interest is calculated monthly and paid a month in arrears. This means that any change to
Barclays Bank UK PLC. Registered in England.
RAeugthisotretirsheeddeNbymo.th9oe74rP0tr3ug2da2e.ngRtieeagl RriseategtureeladtwiooffniocAenu: t'1htoCbrhitueyrcahrnieldlfPrleleagccuelt,aetLeoddndbioynnthEte1h4Fien5HanmPc.iaBoluCnyo-ttnohd-Luleyctt
ApisuantohytomrrietygeuanlnatdtetdhubenyPttrhui ledetFnhintaeianl cRfioael glCuloolantwdiuocnitnAAguutthmhoorritoityyn(oFtrinhtah.neciParluSdeervnitciaels RReegguislatteironnuAmubtheor:r7it5y9676).
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