SIMPLE IRA vs. Safe Harbor 401(k) vs. 401(k)
Feature SIMPLE IRA Safe Harbor 401(k) 401(k) Contribution limits–employee Employees may defer up to $13,500 (2021 limit) per year, or 100% of compensation, whichever is less. Employees who are 50 or older can defer an additional $3,000 for 2021. Employees can defer up to $19,500 (2021 limit) per year or 100% of compensation, whichever is less. ................
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