Mortgage Rate Sheet Intermediary Rate Sheet Rates ...

[Pages:8]Mortgage Rate Sheet Intermediary Business Only Rates Effective From 12 July 2023

Contents Contents

Purchase Rates......................................................................................................................................................................................2 & 3 Barclays Green Home, Guarantee Scheme & Family Springboard..............................................................................................................4 Remortgage Rates............................................................................................................. ....................................................................5 & 6 Buy to Let (including Green BTL).................................................................................................................................................................7 Additional Information...............................................................................................................................................................................8

For Existing Mortgage Customer (EMC) Reward Rates please see EMC Reward Rate Sheet

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1

Purchase Rates

(A Switch & Fix facility is applicable on all Offset & Tracker products listed below)

Offset Products - Please note customers can only hold ONE Offset Mortgage at a time.

Product Type

Initial Rate

Initial Pay Rate

End Date

Follow On Rate

Product Fee Max LTV

2 Yr Offset Tracker

BEBR+ 1.22% 6.22%

2 Years

BEBR +3.49%

?1,749

75%

5 Yr Offset Tracker

BEBR+ 1.25% 6.25%

5 Years

BEBR +3.49%

?1,749

75%

Min Loan ?5,000 ?5,000

Total Aggregate Loan

ERC

?5,000 - ?2m ?5,000 - ?2m

1% of original balance on Full Redemption

1% of original balance on Full Redemption

ERC Term 2 Years 5 Years

OPFM Purchase Only

JB46

JB47

Tracker Products

Product Type Premier 2 Yr Tracker

2 Yr Tracker 2 Yr Tracker Premier 2 Yr Tracker 2 Yr Tracker 2 Yr Tracker 2 Yr Tracker 2 Yr Tracker 2 Yr Tracker

5 Yr Tracker 5 Yr Tracker

Initial Rate

Initial Pay Rate

BEBR+ 0.14% 5.14%

BEBR+ 0.15% 5.15%

BEBR+ 0.36% 5.36%

BEBR+ 0.50% 5.50%

BEBR+ 0.76% 5.76%

BEBR+ 1.10% 6.10%

BEBR+ 0.35% 5.35%

BEBR+ 0.60% 5.60%

BEBR+ 0.70% 5.70%

End Date

2 Years 2 Years 2 Years 2 Years 2 Years 2 Years 2 Years 2 Years 2 Years

Follow On Rate

Product Fee Max LTV

BEBR +3.49%

?999

60%

BEBR +3.49%

?999

60%

BEBR +3.49%

?999

75%

BEBR +3.49%

?0

75%

BEBR +3.49%

?999

85%

BEBR +3.49%

?999

90%

BEBR +3.49%

?1,999

60%

BEBR +3.49%

?1,999

70%

BEBR +3.49%

?1,999

75%

BEBR+ 0.60% BEBR+ 1.00%

5.60% 6.00%

5 Years 5 Years

BEBR +3.49% BEBR +3.49%

?999 ?999

60% 85%

Min Loan ?5,000 ?5,000 ?5,000 ?5,000 ?5,000 ?5,000 ?5,000 ?5,000 ?5,000

?5,000 ?5,000

Total Aggregate Loan

ERC

?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?570,000 ?2m - ?10m ?2m - ?10m

?2m - ?5m

None None None 1% of balance repaid None None None None None

?5,000 - ?2m ?5,000 - ?2m

None None

ERC Term

N/A N/A N/A 2 Years N/A N/A N/A N/A N/A

N/A N/A

BRM Purchase Only

KK49 KV23 KK53 KK55 KP03 KC21 KK59 KK61 KK63

KC23 KC25

Premier Exclusive Rates - To qualify for these products, customers must hold a Premier Banking relationship with Barclays. Joint applications require only one applicant to meet the criteria. When applying for this product you will need to ensure that one of the applicants is an eligible Barclays Premier current account customer or hold the appropriate Premier marker on Customer Gateway. Joint applications require only one applicant to meet this criteria.

OPFM Purchase Only

KK50 KV24 KK54 KK56 KP04 KC22 KK60 KK62 KK64

KD48 KD49

2

2 Year Fixed Products

Product Type

NEW NEW NEW NEW NEW NEW NEW NEW

NEW NEW NEW

Premier 2 Yr Fixed 2 Yr Fixed 2 Yr Fixed

Premier 2 Yr Fixed 2 Yr Fixed 2 Yr Fixed 2 Yr Fixed 2 Yr Fixed 2 Yr Fixed 2 Yr Fixed 2 Yr Fixed 2 Yr Fixed

Initial Rate

6.05% 6.08% 6.27% 6.13% 6.14% 6.29% 6.42% 6.68% 6.83% 6.30% 6.50% 6.53%

End Date

Follow On Rate

Product Fee

30/09/25 BEBR +3.49%

?899

30/09/25 BEBR +3.49%

?899

30/09/25 BEBR +3.49%

?0

30/09/25 BEBR +3.49%

?899

30/09/25 BEBR +3.49%

?899

30/09/25 BEBR +3.49%

?0

30/09/25 BEBR +3.49%

?899

30/09/25 BEBR +3.49%

?0

30/09/25 BEBR +3.49%

?0

30/09/25 BEBR +3.49%

?1,999

30/09/25 BEBR +3.49%

?1,999

30/09/25 BEBR +3.49%

?1,999

Max LTV

60% 60% 60% 75% 75% 75% 85% 85% 90% 60% 70% 75%

Purchase Rates

Min Loan Total Aggregate Loan

ERC

?5,000 ?5,000 ?5,000 ?5,000 ?5,000 ?5,000 ?5,000 ?5,000 ?5,000

?2m ?2m ?2m

?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?570,000 ?2m - ?10m ?2m - ?10m

?2m - ?5m

1% of balance repaid 1% of balance repaid 1% of balance repaid 1% of balance repaid 1% of balance repaid 1% of balance repaid 1% of balance repaid 1% of balance repaid 1% of balance repaid 1% of balance repaid 1% of balance repaid 1% of balance repaid

ERC Term

30/09/25 30/09/25 30/09/25 30/09/25 30/09/25 30/09/25 30/09/25 30/09/25 30/09/25 30/09/25 30/09/25 30/09/25

BRM Purchase Only

LH66 LH68 LH70 LH72 LH74 LH76 LH78 LH80 LD40 LH82 LH84 LH86

OPFM Purchase Only

LH67 LH69 LH71 LH73 LH75 LH77 LH79 LH81 LD41 LH83 LH85 LH87

5 Year Fixed Products

Product Type

NEW NEW NEW NEW NEW NEW

NEW NEW NEW

Premier 5 Yr Fixed 5 Yr Fixed 5 Yr Fixed 5 Yr Fixed 5 Yr Fixed 5 Yr Fixed 5 Yr Fixed 5 Yr Fixed 5 Yr Fixed 5 Yr Fixed

Initial Rate

5.47% 5.47% 5.49% 5.59% 5.73% 5.83% 5.85% 5.95% 6.05% 6.15%

End Date

Follow On Rate

Product Fee

30/09/28 BEBR +3.49%

?699

30/09/28 BEBR +3.49%

?899

30/09/28 BEBR +3.49%

?899

30/09/28 BEBR +3.49%

?0

30/09/28 BEBR +3.49%

?899

30/09/28 BEBR +3.49%

?0

30/09/28 BEBR +3.49%

?999

30/09/28 BEBR +3.49%

?1,999

30/09/28 BEBR +3.49%

?1,999

30/09/28 BEBR +3.49%

?1,999

Max LTV

60% 60% 75% 75% 85% 85% 90% 60% 70% 75%

Min Loan Total Aggregate Loan

ERC

?5,000 ?5,000 ?5,000 ?5,000 ?5,000 ?5,000 ?5,000

?2m ?2m ?2m

?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?570,000 ?2m - ?10m ?2m - ?10m

?2m - ?5m

2% of balance repaid 2% of balance repaid 2% of balance repaid 2% of balance repaid 2% of balance repaid 2% of balance repaid 2% of balance repaid 2% of balance repaid 2% of balance repaid 2% of balance repaid

ERC Term

30/09/28 30/09/28 30/09/28 30/09/28 30/09/28 30/09/28 30/09/28 30/09/28 30/09/28 30/09/28

BRM Purchase Only

LH88 LH90 LH92 LH94 LH96 LH98 LD60 LJ00 LJ02 LJ04

OPFM Purchase Only

LH89 LH91 LH93 LH95 LH97 LH99 LD61 LJ01 LJ03 LJ05

10 Year Fixed Products

Product Type

10 Yr Fixed

Initial Rate 5.15%

End Date

Follow On Rate

Product Fee

30/09/33 BEBR +3.49%

?999

Max LTV 60%

Min Loan Total Aggregate Loan

ERC

?5,000

?5,000 - ?1m

5% of balance repaid

ERC Term 30/09/33

BRM Purchase Only

LD68

OPFM Purchase Only

LD69

10 Yr Fixed

5.86%

30/09/33 BEBR +3.49%

?999

80%

?5,000

?5,000 - ?1m

5% of balance repaid

30/09/33

LD70

LD71

Premier Exclusive Rates - To qualify for these products, customers must hold a Premier Banking relationship with Barclays. Joint applications require only one applicant to meet the criteria. When applying for this product you will need to ensure that one of the applicants is an eligible Barclays Premier current account customer or hold the appropriate Premier marker on Customer Gateway. Joint applications require only one applicant to meet this criteria.

3

Barclays Green Home, Family Springboard & Mortgage Guarantee

Barclays Green Home Mortgages: These products can only be used to purchase a new build residential property with an Energy Efficiency Rating of 81 or higher, or an Energy Efficiency Band of A or B. Satisfactory evidence that the property has an Energy Efficiency Rating of 81 or

higher, or has an Energy Efficiency Band of A or B, must be provided before the advance is made and shall be either: (a) a valid Energy Performance Certificate completed prior to the submission of your mortgage application ; or (b) a valid Predicted Energy Performance Certificate if the property build phase has not been completed.

Product Type

Initial Rate

End Date

Follow On Rate

Product Fee

Max LTV

Min Loan

Max Loan

ERC

ERC Term

BRM Purchase Only

OPFM Purchase Only

NEW

Green Home 2 Yr Fixed

6.19%

30/09/25 BEBR +3.49%

?0

75%

?5,000

?5,000 - ?2m

1% of balance repaid

30/09/25

LJ06

LJ07

Green Home 2 Yr Fixed

6.73%

30/09/25 BEBR +3.49%

?0

90%

?5,000 ?5,000 - ?570,000 1% of balance repaid

30/09/25

LD74

LD75

Green Home 5 Yr Fixed

5.75%

30/09/28 BEBR +3.49%

?999

90%

?5,000 ?5,000 - ?570,000 2% of balance repaid

30/09/28

LD76

LD77

Family Springboard Mortgages - Purchase Only: These products can only be used to purchase a property with a mortgage loan size over 90% LTV up to a maximum of 100% LTV. Loans outside of this LTV will not be allowed.

Product Type

Initial Rate

End Date

Follow on Rate

Product Fee

Max LTV

Min Loan

Max Loan

ERC

ERC Term

BRM Spingboard Only

Springboard 5 Yr Fixed

6.99%

30/09/28 BEBR +2.49%

?0

95%

?5,000

?500,000

2% of balance repaid

30/09/28

LD78

Springboard 5 Yr Fixed

7.04%

30/09/28 BEBR +2.49%

?0

100%

?5,000

?500,000

2% of balance repaid

30/09/28

LD79

A Helpful Start Account through Barclays Bank UK PLC must be taken out as a condition of this mortgage. Prior to completion of the mortgage advance the Helpful Start Account must receive a deposit, equivalent to 10% of the purchase price of the property. The Helpful Start Account must remain open for a minimum period of five years from the date of the completion (subject to mortgage payments being maintained) or until full redemption of the mortgage, whichever is sooner.

Mortgage Guarantee Scheme - These products can only be used to purchase a property with a mortgage loan size over 90% LTV up to a maximum of 95% LTV. Loans outside of this LTV will not be allowed.

Product Type

Initial Rate

End Date

Follow on Rate

Product Fee

Max LTV

Min Loan

Max Loan

ERC

ERC Term

BRM Guarantee Scheme

Only

Mortgage Guarantee 2 Yr Fixed

7.25%

30/09/25 BEBR +3.49%

?0

95%

?25,000

?570,000

1% of balance repaid

30/09/25

LD80

Mortgage Guarantee 5 Yr Fixed

7.47%

30/09/28 BEBR +3.49%

?0

95%

?25,000

?570,000

2% of balance repaid

30/09/28

LD81

Applications under the scheme must be for residential properties in the UK (excluding new-build properties) with a value of ?600,000 or less. The property must be the applicant's only property at time of completion and the whole of the loan must be on this product and cannot be used as part of a porting top up. These products are exclusively for the Mortgage Guarantee Scheme applications ? no other products from our range can be selected.

4

Remortgage Rates

(Available for customers remortgaging from another lender or equity release on unencumbered properties). (A Switch & Fix facility is applicable on all Offset and Tracker products listed below)

Offset Products - Please note customers can only hold ONE Offset Mortgage at a time.

Product Type

Initial Rate Initial Pay Rate

End Date

Follow On Rate

Product Fee

Max LTV

Min Loan

Max Loan

ERC

2 Yr Offset Tracker 5 Yr Offset Tracker

BEBR+ 1.22% 6.22% BEBR+ 1.25% 6.25%

2 Years 5 Years

BEBR +3.49% BEBR +3.49%

?1,749 ?1,749

75% 75%

?5,000 ?5,000

?2m

1% of original balance on Full Redemption

?2m

1% of original balance on

Full Redemption

ERC Term 2 Years 5 Years

Tracker Products

Product Type

Premier 2 Yr Tracker 2 Yr Tracker 2 Yr Tracker

Premier 2 Yr Tracker 2 Yr Tracker 2 Yr Tracker 2 Yr Tracker 2 Yr Tracker

Initial Rate Initial Pay Rate

End Date

BEBR+ 0.14% BEBR+ 0.15% BEBR+ 0.36% BEBR+ 0.50% BEBR+ 0.76% BEBR+ 0.35% BEBR+ 0.60% BEBR+ 0.70%

5.14% 5.15% 5.36% 5.50% 5.76% 5.35% 5.60% 5.70%

2 Years 2 Years 2 Years 2 Years 2 Years 2 Years 2 Years 2 Years

Follow On Rate

Product Fee

Max LTV

BEBR +3.49%

?999

60%

BEBR +3.49%

?999

60%

BEBR +3.49%

?999

75%

BEBR +3.49%

?0

75%

BEBR +3.49%

?999

85%

BEBR +3.49%

?1,999

60%

BEBR +3.49%

?1,999

70%

BEBR +3.49%

?1,999

75%

Min Loan

?5,000 ?5,000 ?5,000 ?5,000 ?5,000

?2m ?2m ?2m

Max Loan

?2m ?2m ?2m ?2m ?2m ?10m ?10m ?5m

ERC

None None None 1% of balance repaid None None None None

ERC Term

N/A N/A N/A 2 Years N/A N/A N/A N/A

Legal

OPFM Switch & Save

?250 Cashback

JB67

JB68

JB69

JB70

Remortgage Own Solicitors

N/A N/A N/A N/A N/A KL03 KL04 KL05

BRM Legal

Switch & Save ?250 Cashback

KK93

KK94

KV53

KV54

KK97

KK98

KK99

KL00

KP59

KP60

N/A

N/A

N/A

N/A

N/A

N/A

5 Yr Tracker 5 Yr Tracker

BEBR+ 0.60% 5.60%

5 Years

BEBR +3.49%

?999

60%

?5,000

?2m

BEBR+ 1.00% 6.00%

5 Years

BEBR +3.49%

?999

85%

?5,000

?2m

None None

N/A

N/A

KC61

KD50

N/A

N/A

KC63

KD51

2 Year Fixed Rates

Product Type

NEW NEW NEW NEW NEW NEW NEW NEW

Premier 2 Yr Fixed 2 Yr Fixed

Premier 2 Yr Fixed 2 Yr Fixed 2 Yr Fixed 2 Yr Fixed 2 Yr Fixed 2 Yr Fixed

Initial Rate

6.25% 6.28% 6.30% 6.33% 6.62% 6.30% 6.50% 6.53%

End Date

Follow On Rate

Product Fee

30/09/25 BEBR +3.49% 30/09/25 BEBR +3.49% 30/09/25 BEBR +3.49%

?999 ?999 ?999

30/09/25 BEBR +3.49%

?999

30/09/25 BEBR +3.49% 30/09/25 BEBR +3.49%

?999 ?1,999

30/09/25 BEBR +3.49%

?1,999

30/09/25 BEBR +3.49%

?1,999

Max LTV

60% 60% 75% 75% 85% 60% 70% 75%

Min Loan

?5,000 ?5,000 ?5,000 ?5,000 ?5,000

?2m ?2m ?2m

Max Loan

?2m ?2m ?2m ?2m ?2m ?10m ?10m ?5m

ERC

1% of balance repaid 1% of balance repaid 1% of balance repaid 1% of balance repaid 1% of balance repaid 1% of balance repaid 1% of balance repaid 1% of balance repaid

ERC Term

30/09/25 30/09/25 30/09/25 30/09/25 30/09/25 30/09/25 30/09/25 30/09/25

Remortgage Own Solicitors

N/A N/A N/A N/A N/A LJ18 LJ19 LJ20

BRM Legal

Switch & Save ?350 Cashback

LJ08

LJ09

LJ10

LJ11

LJ12

LJ13

LJ14

LJ15

LJ16

LJ17

N/A

N/A

N/A

N/A

N/A

N/A

Great Escape - Free Legals, Non - Disclosed Valuation & Cashback (Customers must use the Banks nominated Solicitors from the Bank's panel and the Bank pays for specified remortgage fees) Own Solicitors - Non - Disclosed Valuation & Cashback (Customers provide use and pay for their own Solicitor)

Product Type

Initial Rate

End Date

Follow On Rate

Product Fee

Max LTV

Min Loan

Max Loan

ERC

ERC Term

Great Escape ?150 Cashback

BRM

Own Solicitors ?500 Cashback

NEW

2 Yr Fixed

6.61%

30/09/25 BEBR +3.49%

?0

60%

?50,000

?2m

1% of balance repaid

30/09/25

LJ21

LJ22

NEW

2 Yr Fixed

6.63%

30/09/25 BEBR +3.49%

?0

75%

?50,000

?2m

1% of balance repaid

30/09/25

LJ23

LJ24

Premier Exclusive Rates - To qualify for these products, customers must hold a Premier Banking relationship with Barclays. Joint applications require only one applicant to meet the criteria. When applying for this product you will need to ensure that one of the applicants is an eligible Barclays Premier current account customer or hold the appropriate Premier marker on Customer Gateway. Joint applications require only one applicant to meet this criteria.

5

5 Year Fixed Rates

Product Type

NEW NEW NEW NEW NEW NEW

5 Yr Fixed 5 Yr Fixed 5 Yr Fixed 5 Yr Fixed 5 Yr Fixed 5 Yr Fixed

Remortgage Rates

Initial Rate 5.67% 5.69% 5.93% 5.95% 6.05% 6.15%

End Date

Follow On Rate

Product Fee

30/09/28 BEBR +3.49% 30/09/28 BEBR +3.49% 30/09/28 BEBR +3.49%

?999 ?999 ?999

30/09/28 BEBR +3.49%

?1,999

30/09/28 BEBR +3.49%

?1,999

30/09/28 BEBR +3.49%

?1,999

Max LTV 60% 75% 85% 60% 70% 75%

Min Loan ?5,000 ?5,000 ?5,000 ?2m ?2m ?2m

Max Loan ?2m ?2m ?2m ?10m ?10m ?5m

ERC 2% of balance repaid 2% of balance repaid 2% of balance repaid 2% of balance repaid 2% of balance repaid 2% of balance repaid

ERC Term

30/09/28 30/09/28 30/09/28 30/09/28 30/09/28 30/09/28

Remortgage Own Solicitors

N/A N/A N/A LJ31

LJ32

LJ33

BRM Legal

Switch & Save ?350 Cashback

LJ25

LJ26

LJ27

LJ28

LJ29

LJ30

N/A

N/A

N/A

N/A

N/A

N/A

Great Escape - Free Legals, Non - Disclosed Valuation & Cashback (Customers must use the Banks nominated Solicitors from the Bank's panel and the Bank pays for specified remortgage fees) Own Solicitors - Non - Disclosed Valuation & Cashback (Customers provide use and pay for their own Solicitor)

Product Type

Initial Rate

End Date

Follow On Rate

Product Fee

Max LTV

Min Loan

Max Loan

ERC

ERC Term

Great Escape ?150 Cashback

BRM

Own Solicitors ?500 Cashback

NEW

5 Yr Fixed

5.85%

30/09/28 BEBR +3.49%

?0

60%

?50,000

?2m

2% of balance repaid

30/09/28

LJ34

LJ35

NEW

5 Yr Fixed

6.15%

30/09/28 BEBR +3.49%

?0

85%

?50,000

?2m

2% of balance repaid

30/09/28

LJ36

LJ37

10 Year Fixed Rates

Product Type

10 Yr Fixed 10 Yr Fixed

Initial Rate 5.15% 5.86%

End Date

Follow On Rate

Product Fee

30/09/33 BEBR +3.49% 30/09/33 BEBR +3.49%

?999 ?999

Max LTV 60% 80%

Min Loan ?5,000 ?5,000

Max Loan ?1m ?1m

ERC 5% of balance repaid 5% of balance repaid

ERC Term 30/09/33 30/09/33

Legal

BRM Switch & Save

?250 Cashback

LE12

LE13

LE14

LE15

6

Buy to Let Range - Purchase & Remortgage Rates

(A Switch & Fix facility is applicable on all Tracker products listed below)

Purchase & Remortgage- Not available for Portfolio Landlords*

Product Type

Initial Rate End Date

Follow On Rate

Product Fee

Max LTV Min Loan

Max Loan

ERC

ERC Term

NEW NEW

2 Yr Fixed 5 Yr Fixed

6.91% 6.40%

30/09/25 BEBR +4.49% 30/09/28 BEBR +4.49%

?2,495 ?2,495

60%

?1m

60%

?1m

?1m - ?2m ?1m - ?2m

1% of balance repaid 2% of balance repaid

30/09/25 30/09/28

Purchase Only- Not available for Portfolio Landlords*

Product Type

Initial Rate End Date

Follow On Rate

Product Fee

2 Year Tracker BEBR + 1.30%

6.30%

2 Years BEBR +4.49%

?1,295

Max LTV 60%

Min Loan ?35,000

2 Year Tracker BEBR + 1.32%

6.32%

2 Years BEBR +4.49%

?1,295

75%

?35,000

NEW NEW

2 Yr Fixed 5 Yr Fixed

6.38% 6.20%

30/09/25 BEBR +4.49% 30/09/28 BEBR +4.49%

?1,295 ?1,295

75% 75%

?35,000 ?35,000

Remortgage Only- Not available for Portfolio Landlords*

Product Type

Initial Rate End Date

Follow On Rate

Product Fee

Max LTV Min Loan

NEW NEW NEW NEW

2 Yr Fixed 2 Yr Fixed 5 Yr Fixed 5 Yr Fixed

6.90% 6.46% 6.19% 6.05%

30/09/25 BEBR +4.49% 30/09/25 BEBR +4.49% 30/09/28 BEBR +4.49% 30/09/28 BEBR +4.49%

?0 ?1,795

?0 ?1,795

60% 75% 60% 75%

?35,000 ?35,000 ?35,000 ?35,000

NEW

5 Yr Fixed

6.20%

30/09/28 BEBR +4.49%

?0

75%

?35,000

Max Loan ?1m ?1m ?1m ?1m

Max Loan ?1m ?1m ?1m ?1m ?1m

ERC None None 1% of balance repaid 2% of balance repaid

ERC 1% of balance repaid 1% of balance repaid 2% of balance repaid 2% of balance repaid 2% of balance repaid

ERC Term N/A N/A

30/09/25 30/09/28

ERC Term 30/09/25 30/09/25 30/09/28 30/09/28 30/09/28

Purchase

BTL Purchase & Remortgage

Switch & Save

Legal

?500 Cashback

LJ38

LJ39

LJ40

LJ41

LJ42

LJ43

BTL Purchase Only KF32 KF33 LJ44 LJ45

BTL Remortgage Only Switch & Save

Legal

?500 Cashback

LJ46

LJ47

LJ48

LJ49

LJ50

LJ51

LJ52

LJ53

LJ54

LJ55

Barclays Green Home BTL Mortgages: : These products can only be used to purchase a new build residential BTL property with an Energy Efficiency Rating of 81 or higher, or an Energy Efficiency Band of A or B. Satisfactory evidence that the property has an Energy Efficiency Rating

of 81 or higher, or has an Energy Efficiency Band of A or B, must be provided before the advance is made and shall be either: (a) a valid Energy Performance Certificate completed prior to the submission of your mortgage application ; or (b) a valid Predicted Energy Performance Certificate if the property build phase has not been completed.

Not available for Portfolio Landlords*

Product Type

Initial Rate

End Date

Follow On Rate

Product Fee

Max LTV Min Loan

Max Loan

ERC

ERC Term

BTL Purchase Only

NEW

Green Home BTL 2 Yr Fixed

6.28%

30/09/25 BEBR +4.49%

?1,295

75%

?35,000

?1m

1% of balance repaid

30/09/25

LJ59

NEW

Green Home BTL 5 Yr Fixed

6.10%

30/09/28 BEBR +4.49%

?1,295

75%

?35,000

?1m

2% of balance repaid

30/09/28

LJ60

Purchase & Remortgage- Available for Portfolio Landlords* only.

Product Type

Initial Rate End Date

Follow On Rate

Product Fee

Max LTV

Min Loan

Max Loan

NEW

2 Yr Fixed Portfolio

6.40%

30/09/25 BEBR +4.49%

?2,495

75%

?35,000

?1m

*Portfolio Landlords are those with four mortgaged rental properties or more across all lenders. This includes the subject property.

ERC 1% of balance repaid

ERC Term 30/09/25

Purchase

BTL Purchase & Remortgage Switch & Save

Legal

?500 Cashback

LJ56

LJ57

LJ58

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Additional Information KEY: Offset: current accounts and savings deposits may be offset against the mortgage to reduce repayments or the term of the mortgage. Please note Customers can only hold ONE Offset Mortgage at a time. BRM: Barclays Residential Mortgage OPFM: Openplan Flexible Mortgage

Valuations For Residential purchase applications with a property value up to ?2 million and all Remortgage applications, customers will not pay for or receive a copy of any non-disclosed valuation report. For Residential purchase applications with a property value over ?2 million please see "A guide to our survey and valuation services". Where a property does not meet the anticipated valuation and results in the chosen product maximum LTV being exceeded a new product may be chosen from the current product range applicable at the time of the down valuation, not the range available at point of application. Great EscapeTM Mortgages Remortgage Only package available on BRMs where a non-disclosed valuation, in-house legal fees are paid and a cashback

Great EscapeTM and Switch & SaveTM remortgage package - Our standard legal service will include solicitor's fees directly relating to the remortgage (registered land only) and Land Registry fees. It does not include any other legal fees, money transfer fees or additional fees incurred in connection with dealing with leasehold, shared ownership properties or registration fees relating to Sasine properties in Scotland. It also excludes other mortgage charges or changes to mortgage parties. So, in the case of a remortgage where it includes, for example, a change of names on the mortgage or the first registration of unregistered land, the customer will be liable for any associated fees. The customer will be advised by their solicitor of additional costs applicable to their circumstances and charged separately for these.

Offset Please note Customers can only hold ONE Offset Mortgage at a time. Overpayments Fixed Rates - Up to 10% & Trackers - Up to 25% overpayment per annum allowed on outstanding capital balance without ERC. Switch & Fix During the Early Repayment Charge period all Tracker & Offset products may be rate switched to any Barclays fixed or capped rate product, subject to meeting the new product criteria and availability at the time of application, without incurring the Early Repayment Charge. The rate switch will be subject to any fee(s) applicable to the new product at that time. The new product may also have an Early Repayment Charge which will not have the benefit of the Switch & Fix. Maximum LTVs Maximum LTV's apply to total borrowing. Buy to Let Affordability. Barclays uses 1 of 2 methods to calculate affordability. Dependent on eligibility this will either be an Interest Coverage Ratio (ICR) or a detailed affordability assessment considering both personal and rental income. The income affordability assessment includes all relevant landlord costs, applicant level tax liability and is assessed against the Bank's affordability rate.

Telephone Numbers Intermediary Support: 0345 073 3330 Large Loans Team: 0333 202 7590 option 3 Mortgage Services: 0800 022 4022

Policy: Please refer to the Barclays Intermediary website for further policy information or call our team of specialists on 0345 073 3330

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 759676). Registered in England. Registered no. 9740322. Registered office: 1 Churchill Place, London E14 5HP. Switch & SaveTM & The Great EscapeTM are trademarks of Barclays Bank UK PLC

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