Announcement 09-24: Delivery of Higher-Priced Mortgage ...
Announcement 09-24 Page 2 The 2008 Regulation Z amendments provide for a new category of loans referred to as “higher-priced mortgage loans” (HPML). An HPML is a loan secured by a borrower’s principal residence that exceeds the annual percentage rate (APR) thresholds, as defined ................
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