Product Amount Term Rate Fees 4.502% APR 4.955% APR …

Product New Auto Loan

Amount $5,000 - $75,000

Term

12 ? 48 Months

New Auto Loan

$5,000 - $75,000

49 ? 84 Months

Used Auto Loan**

$5,000 - $75,000

12 ? 48 Months

Used Auto Loan**

$5,000 - $75,000

49 ? 84 Months

Rate

4.502% APR1

Fixed 4.25% Interest*

4.955% APR2

Fixed 4.75% Interest*

5.259% APR3

Fixed 4.75% Interest*

5.664% APR4

Fixed 5.25% Interest*

Fees $100 at origination $100 at origination $100 at origination $100 at origination

* Rate may be reduced by 0.25% with automatic payment deduction from a Bank of the Sierra checking account.

** Financing limited to automobiles 7 years old or less. Vehicles with 100,000+ miles require 25% down. 1 APR based on representative loan of $20,000 over a 48 month term. 2 APR based on representative loan of $20,000 over a 60 month term. 3 APR based on representative loan of $10,000 over a 48 month term. 4 APR based on representative loan of $10,000 over a 60 month term.

07/17

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