INTEREST RATES for Savers

INTEREST RATES for Savers with effect from 3 May 2019

VARIABLE RATE ACCOUNTS CURRENTLY MARKETED

Minimum Investment

Gross*

AER**

Minimum Investment

Gross*

AER**

EASY ACCESS ACCOUNTS

PLAIN SAILING EASY ACCESS

(previously High Rise)

(including monthly income)

?100,000

0.50%

?50,000

0.30%

?25,000

0.25%

?25

0.15%

0.50% 0.30% 0.25% 0.15%

PREMIUM SAVER EASY ACCESS (all Issues)

?500

0.85%

0.85%

With monthly income

?5,000

0.85%

0.85%

TAX FREE SAVINGS***

120 DAY NOTICE CASH ISA (all Issues)

?500

1.25%

1.25%

7 DAY NOTICE CASH ISA

?500

1.00%

1.00%

AFFINITY ACCOUNTS

HOSPICE AFFINITY SAVINGS Each year, on 1 December, 1% of the average balances held in the account during the previous year will be donated to three local hospices in Leicestershire and Warwickshire.

?500

0.70%

0.70%

NOTICE ACCOUNTS

RAINY DAY 120 DAY NOTICE

?2,500

1.60%

1.60%

With monthly income

?5,000

1.59%

1.60%

RAINY DAY 90 DAY NOTICE (all Issues)

?50,000

1.25%

1.25%

?25,000

1.00%

1.00%

?10,000

0.95%

0.95%

?2,500

0.55%

0.55%

With monthly income ?50,000 ?25,000 ?10,000 ?5,000

1.25% 1.00% 0.95% 0.55%

1.26% 1.00% 0.95% 0.55%

RAINY DAY 60 DAY NOTICE (all Issues)

?50,000

1.10%

1.10%

?25,000

0.95%

0.95%

?10,000

0.85%

0.85%

?2,500

0.55%

0.55%

With monthly income ?50,000 ?25,000 ?10,000 ?5,000

1.10% 0.95% 0.85% 0.55%

1.11% 0.95% 0.85% 0.55%

POSTAL ACCOUNTS

90 DAY NOTICE POSTAL

?2,500

1.25%

1.25%

Minimum Investment

Gross*

AER**

CHILDREN'S ACCOUNTS

STARTER 4 TEN CHILDREN'S SAVER

(all Issues)

?1,000

2.05%

2.05%

?10

1.80%

1.80%

SAVINGS BONDS Please ask in a branch or see our website at hrbs.co.uk for details of currently available Fixed Rate Bonds.

DEPOSIT ACCOUNTS FOR ORGANISATIONS

BUSINESS 90 DEPOSIT

?25,000

1.35%

1.35%

BUSINESS 30 DEPOSIT (all Issues)

?25,000

0.90%

0.90%

SOLICITORS UNDESIGNATED

CLIENT ACCOUNT

With monthly income only

?500,000

0.90%

?25,000

0.80%

0.90% 0.80%

TREASURER'S DEPOSIT Interest rates are the same as for our Plain Sailing

Easy Access Account.

VARIABLE RATE ACCOUNTS NO LONGER MARKETED

Minimum Investment

Gross*

AER**

Minimum Investment

Gross*

AER**

EASY ACCESS ACCOUNTS

PANTHER EASY ACCESS

(including monthly income)

?2,500

0.40%

0.40%

LOYAL SAVER EASY ACCESS

?500

0.60%

0.60%

EAGLE EASY ACCESS (including monthly income)

?100,000

0.65%

0.65%

?25

0.40%

0.40%

REGULAR SAVINGS PLUS The gross rate includes a 3% gross bonus p.a. paid when

an investment of between ?25 and ?1,000 is made each

month. Up to 2 withdrawals are allowed in a year.

?25

3.10%

0.10%

NEST EGG SAVINGS The gross rate includes a 1.5% gross bonus p.a. paid

when not more than 5 withdrawals totalling not more

than ?500 are made in a year.

?500

1.55%

0.05%

ANNIVERSARY LOYALTY BOND Interest rate guaranteed at 0.95% above the Bank of

England Base Rate until 30 June 2019.

?500

1.70%

1.70%

EVERYDAY SAVINGS (previously Flying Start)

?1

0.35%

0.35%

NOTICE ACCOUNTS

TRACKER SAVINGS BOND (Issues 6 & 7) Interest rate guaranteed at 0.75% above the Bank of

England Base Rate until 30 September 2019.

?2,500

1.50%

1.50%

TRACKER SAVINGS BOND (Issues 4 & 5) Interest rate guaranteed at 0.75% above the Bank of

England Base Rate until 31 August 2019.

?2,500

1.50%

1.50%

TRACKER SAVINGS BOND (Issue 3)

?2,500

0.75%

0.75%

PANTHER+ 7 DAY NOTICE

(including monthly income)

?2,500

0.65%

0.65%

POSTAL ACCOUNTS

30 DAY NOTICE POSTAL (all Issues)

?2,500

1.05%

1.05%

POST HASTE EASY ACCESS

?1,000

0.65%

0.65%

Minimum Investment

Gross*

AER**

TAX FREE SAVINGS***

90 DAY NOTICE CASH ISA

?35,000

1.20%

?25,000

1.10%

?500

1.00%

1.20% 1.10% 1.00%

CASH ISA ?35,000

?25,000

?500

1.00% 0.65% 0.45%

1.00% 0.65% 0.45%

CASH ISA (previously TESSA ONLY ISA)

?500

0.45%

0.45%

VARIABLE RATE CASH ISA

?35,000

1.10%

?25,000

1.00%

?5,100

0.85%

1.10% 1.00% 0.85%

DEPOSIT ACCOUNTS

CORPORATE DEPOSIT Interest rates are the same as for our Plain Sailing Easy Access Account (see above). No monthly interest option available.

OTHER ISSUES

EASY ACCESS BANK BASE RATE TRACKER

?5,000

0.75%

0.75%

EASY ACCESS STARTER

?10

0.60%

0.60%

NOTES Future interest rate changes will be advertised in two daily newspapers and in all offices of the Society. With effect from 6 April 2016, interest is paid on savings accounts

without any deduction being made in respect of personal Income Tax liability. Interest on ISA accounts continues to be paid gross. *Gross Rate the contractual rate of interest to be paid on a savings account without any deduction being made in respect of personal Income Tax liability. **AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year (or monthly as the case may be). ***Tax Free Savings Contractual rate of interest payable when the interest is exempt from tax. The Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. The Society's

registration number is 206043.

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