MAINE MORTGAGE LENDING FREQUENTLY-ASKED QUESTIONS (FAQ’S)
YES: Continue with Question 7. NO: Does the loan meet the criteria of a “high rate, high fee” loan (HOEPA/Section 32 mortgage)? YES: This IS a subprime loan. DONE. NO: This is not a subprime loan. DONE. 7. Does the loan allow a borrower to defer repayment of principal or interest (for example, payment option ARM or interest-only mortgage)? ................
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