Risk Based Pricing Rule — FICO Score - Experian

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Risk Based Pricing Rule -- FICO? Score

? FICO? Score 1 Graph, EXF2G-H ? FICO? Score 1 Table, EXF2G-H ? FICO? Score 2 Graph, EXF3G-H ? FICO? Score 2 Table, EXF3G-H ? FICO? Score 3 Graph, EXF4G-H ? FICO? Score 3 Table, EXF4G-H ? FICO? Score 8 Graph, EXF5G-H ? FICO? Score 8 Table, EXF5G-H ? FICO? Score 9 Graph, EXF6G-H ? FICO? Score 9 Table, EXF6G-H

FICO Score 1

% of consumers with scores in particular range

30%

25%

20%

15% 10%

10%

5%

1%

0%

375?499

500?549

? 2017 FICO; ? 2017 Experian; All rights reserved

16%

10%

11%

550?599

600?649

FICO? Score 1

650?699

15% 700?749

27% 750?799

10%

800?827

EXF2G-H

FICO Score 2

% of consumers with scores in particular range

25%

20%

15%

10%

5% 3%

0% 320?499

7% 500?549

? 2017 FICO; ? 2017 Experian; All rights reserved

13%

10%

10%

550?599

600?649

FICO? Score 2

650?699

14% 700?749

22% 750?799

21%

800?844

EXF3G-H

FICO Score 3

% of consumers with scores in particular range

25%

20%

15%

10%

5% 3%

0% 325?499

6% 500?549

? 2017 FICO; ? 2017 Experian; All rights reserved

14% 11% 9%

550?599

600?649

FICO? Score 3

650?699

16% 700?749

22% 750?799

19%

800?850

EXF4G-H

FICO Score 8

% of consumers with scores in particular range

25%

20%

15%

10% 7%

5%

4%

0% 316?499

500?549

? 2017 FICO; ? 2017 Experian; All rights reserved

13%

10% 8%

550?599

600?649

FICO? Score 8

650?699

18% 700?749

20% 750?799

20%

800?850

EXF5G-H

FICO Score 9

% of consumers with scores in particular range

25%

20%

15%

10%

6%

7%

5%

0% 300?499

500?549

? 2017 FICO; ? 2017 Experian; All rights reserved

13%

9% 7%

550?599

600?649

FICO? Score 9

650?699

17% 700?749

17% 750?799

24%

800?850

EXF6G-H

Score Range Min 375 497 508 514 520 524 528 532 537 541 545 547 551 555 558 562 564 567 570 573 574 578 582 585 589 592 596 599 603 608 613 618 624 629 635 640

FICO? Score 1

Score Range Max 496 507 513 519 523 527 531 536 540 544 546 550 554 557 561 563 566 569 572 573 577 581 584 588 591 595 598 602 607 612 617 623 628 634 639 644

Cumulative % 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% 21% 22% 23% 24% 25% 26% 27% 28% 29% 30% 31% 32% 33% 34% 35% 36%

Score Range Min 645 650 654 659 664 669 673 678 682 686 690 695 698 702 706 710 713 716 720 724 727 731 734 737 741 743 746 749 752 754 757 759 761 763 766 768 770 771 773

FICO? Score 1

Score Range Max 649 653 658 663 668 672 677 681 685 689 694 697 701 705 709 712 715 719 723 726 730 733 736 740 742 745 748 751 753 756 758 760 762 765 767 769 770 772 774

Cumulative % 37% 38% 39% 40% 41% 42% 43% 44% 45% 46% 47% 48% 49% 50% 51% 52% 53% 54% 55% 56% 57% 58% 59% 60% 61% 62% 63% 64% 65% 66% 67% 68% 69% 70% 71% 72% 73% 74% 75%

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