Figure: 7 TAC §80.201(b) Form B Conditional Approval ...
Figure: 7 TAC ?80.201(b) Date:
Form B Conditional Approval Letter
Residential Mortgage Loan Originator: License Number: ________________
Applicant: Address: _______________________ Phone #: _______________________
Loan (describe as follows):
Loan Amount: Interest Rate: Interest Rate Lock Expires (if applicable): Maximum Loan-to-Value Ratio: Loan Type and Program: Secondary financing terms (if applicable): Optional Information: Points: Origination: __________ Discount: ____________ Commitment: _________ Other (describe): ______
Subject Property: Residential mortgage loan originator has received a signed application from the applicant. Residential mortgage loan originator has:
Reviewed applicant's credit report and credit score ____Yes ____Not applicable
Verified applicant's income ____Yes ____Not applicable
Verified applicant's available cash for down payment and closing costs ____Yes ____Not applicable
Reviewed applicant's debts and other assets ____Yes ____Not applicable
Applicant is approved for the loan provided that the applicant's creditworthiness and financial position do not materially change prior to closing and provided that:
1. The subject property is appraised for an amount not less than $________; 2. The lender does not object to encumbrances to title shown in the title commitment or survey; 3. The subject property's condition meets lender's requirements; 4. The subject property is insured in accordance with lender's requirements; 5. The applicant executes the loan documents lender requires; and 6. The following additional conditions are complied with (list):
This conditional approval expires on __________________.
________________________________ Residential Mortgage Loan Originator
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