AARP Essential Premier Health Insurance

AARP? Essential Premier Health Insurance

Insured by Aetna

A guide to understanding your choices and selecting

an insurance plan

49.39.300.1-OH (1/13)

AARP? Essential Premier Health Insurance Plan is the name of the plan underwritten for AARP members by Aetna Life Insurance Company. In some states, individuals may qualify as a business group of one and may be eligible for guaranteed issue, small group health plans.

AARP Essential Premier Health Insurance plans are medically underwritten by Aetna Life Insurance Company and to the extent permitted by law you may be declined coverage in accordance with your health condition.

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Health Care Reform -- what you need to know

The Federal Health Care Reform Legislation, known as The Patient Protection and Affordable Care Act, was signed into law on March 23, 2010.

Since then, Aetna has periodically updated the AARP Essential Premier Health Insurance Plan, insured by Aetna to include any necessary changes. It is important for you to know that your plan will always comply with all of the federal health care reform legislation.

Women's Preventive Health Benefits -- new changes effective August 1, 2012

As you may know, the legislation includes changes that are being phased in over a number of years. The latest set of changes now includes coverage of Women's Preventive Health Benefits. As of August 1, 2012, all of the following women's health services are considered preventive and therefore generally covered at no cost share, when provided in-network: ? Well-woman visits (annual routine physical,

annual routine GYN exam and prenatal visits) ? Screening for gestational diabetes ? Human Papillomavirus (HPV) DNA testing ? Counseling for sexually transmitted

infections (STI) ? Counseling and screening for human

immunodeficiency virus (HIV) ? Screening and counseling for interpersonal

and domestic violence ? Breastfeeding support, supplies and

counseling ? Contraceptive methods and counseling

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Welcome to AARP? Essential Premier Health Insurance Plan, insured by Aetna.

Nothing is more important than your health. That's why health insurance coverage is such an essential part of life for AARP members. Did you or your spouse just leave an employer's insurance plan? Are you looking for something less expensive than COBRA? Want to switch from your current plan? AARP Essential Premier Health Insurance offers quality coverage. An excellent value, this plan was custom-designed exclusively for AARP members aged 50 to 64 and their dependents. This health insurance plan is endorsed by AARP, and it is insured by Aetna. One of the nation's leading health insurers, Aetna has been in business for over 150 years. Many of these plans offer: ? Coverage for you, your spouse, your dependent children and/or grandchildren ? Prescription drug, doctor, hospital and preventive care coverage ? High-deductible plans compatible with tax-advantaged Health Savings Accounts (HSAs) ? Aetna's nationwide network of doctors and hospitals Here's what to do next: ? Read through this guide ? Decide which plan best fits your needs ? Complete the application ? Mail it in the enclosed envelope Questions, want a price quote, or want to apply by phone? ? Call a company representative toll-free at 1-866-660-4081 (TTY: 1-800-232-7773). ? Ask about speaking to an authorized independent health insurance agent* in your area. ? You can also apply online at . Thanks for inquiring about this health insurance plan designed just for AARP members. It represents a strong combination of quality and value in health insurance.

*AARP and its affiliate are not insurance agencies or carriers and do not employ or endorse individual agents, brokers, producers, representatives, or advisors.

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