CBCINNOVIS, INC



General Services Administration

Federal Supply Service

Authorized Federal Supply Schedule Price List

On-line access to contract ordering information, terms and conditionas, up-to-date pricing, and the option to create an electronic delivery order are available through GSAAdvantage!, a menu-driven database system. The Internet address for GSAAdvantage! is:

Financial and Business Solutions

FSC Group: 520

Contract No.: GS-22F-9609D

For more information on ordering from Federal Supply Schedules, click on the FSS Schedules button at:

Contract Period: May 1, 2010 – April 30, 2015

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CBCInnovis, Inc.

8 Parkway Center

Pittsburgh, PA 15220

Telephone: (412) 503-9249

Fax: (412) 503-4082



Business Size/Status: Large

Prices shown herein are NET (discount deducted).

Pricelist current through modification #PO-0013 dated September 3, 2008

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GENERAL CONTRACT INFORMATION

1a. Table of Awarded Special Item Numbers (SINs): 520-16, Business Information Services - Electronic and non-electronic transmission (excluding voice communication) of Consumer Credit Reports, Address Verification Reports, Skip Location Reports, Public Information, Domestic Business Profile, International Business Profile, Mortgage Reports, Supplemental Credit Reference Reports, Bond Rating, Managed Fund Rating, Institutional Ranking, Data Processing (credit/financial) Credit Scoring, Merged Credit Files, Credit Risk Assessment and Miscellaneous Business Information (BIS) Services. May provide computer software intended for BIS use and customization of reports.

1b. Except where noted, price submitted on the GSA Published Price Schedule is the Government price based on a unit of one, exclusive of any quantity/dollar volume, prompt payment, or any other concession that affects price.

Item Code Item Description Product Unit Price

00GEFX 1 System – EFX Equifax Credit Report $ 2.75

00GTRU 1 System – TRU Trans Union Credit Report - Ind $ 0.50

00GTRU 1 System – TRU Trans Union Credit Report - Joint $ 1.00

00GXPN 1 System – XPN Experian Credit Report - Individual $ 1.20

00GXPN 1 System – XPN Experian Credit Report - Joint $ 2.00

00G2EX 2 System - EFX/XPN

Equifax/Experian Merged Credit Report - Individual $ 6.50

00G2EX 2 System - EFX/XPN

Equifax/Experian Merged Credit Report - Joint $ 8.50

00G2ET 2 System - EFX/TRU

Equifax/Trans Union Merged Credit Report - Individual $ 6.50

00G2ET 2 System - EFX/TRU

Equifax/ Trans Union Merged Credit Report - Joint $ 8.50

00G2XU 2 System – XPN/TRU

Experian/Trans Union Merged Credit Report - Individual $ 6.50

00G2XU 2 System – XPN/TRU

Experian/Trans Union Merged Credit Report - Joint $ 8.50

00GEXU 3 System – EFX/XP/TU

Equifax/Experian/Trans Union Merged Credit Report - Individual $ 9.70

00GC28 AmRent Reports Tenant Screening Reports $ 5.20

00G145 AU Reissue Automated Underwriting Reissue $ 2.00

D03050 Authentication Cross Check ID Authentication Cross Check $ 0.50

R03050 Authentication Cross Check ID Authentication Cross Check $ 0.50

000G33 Colorado Surcharge Colorado Disclosure Fee $ 1.00

00GCXD Credit Expert Detective Risk Score Analysis Products $ 5.00

00GCXE Credit Xpert Essentials Risk Score Analysis Products $ 5.00

00G163 Domestic Business Report Experian Business Report $37.00

00G903 EFX Persona Equifax Employment Report $ 5.50

00G900 EFX Teleprinter Report Equifax Credit Report $ 3.75

00GEM1 Employment Credit-1 System Employment Report – 1 Repository $ 4.00

00GEM2 Employment Credit-2 System Employment Report – 2 Repository $ 8.88

00GEM3 Employment Credit-3 System Employment Report – 3 Repository $12.38

00G18U Experian Address Update Experian Address Update $ 1.25

00G02R Experian Credit Report CPU Experian Credit Report Sys-to-Sys $ 1.50

00G02T Experian Credit Report CPU Experian Credit Report Sys-to-Sys $ 1.50

00G43A Experian SSN Search Experian SSN Search $ 1.20

00G60T Experian Teleprinter Report Experian Credit Report $ 1.50

00G201 Life of Loan - Flood Flood Determination – Life of Loan $10.00

00G301 Flood Determination Flood Determination $ 8.00

00GICC MACS Identity Cross Check ID Authentication Cross Check $ 2.00

00G174 MACS OFAC OFAC Report $ 0.25

000G90 MACS Regulatory Recovery Fee Regulatory Recovery Fee – 1 System $ 0.25

000G90 MACS Regulatory Recovery Fee Regulatory Recovery Fee – 2 System $ 0.50

000G90 MACS Regulatory Recovery Fee Regulatory Recovery Fee – 3 System $ 0.75

000G43 MACS Social Security Search MACS Social Security Search $ 2.00

00G000 Miscellaneous Billing Equifax E-port Decode $ 5.00

000G79 Reference/Update Reference/Update - Manual $ 8.00

000G79 Reference/Update Reference/Update - Online $ 6.00

000G71 Reissue Reissue $ 2.00

D03090 RPC Report Right Party Contact Report $ 0.25

R03090 RPC Report Right Party Contact – No Record $ 0.25

00GDSL Score Disclosure Letter-Mailer Score Disclosure Letter-Mailer $ 1.25

00GSFE Secondary Use Fee Secondary Use Fee $ 2.00

00G086 Software Software Rental/Web Fee $10.00

D03040 SSN Search Innovis Social Security Search $ 2.00

R03040 SSN Search Innovis Social Security Search $ 2.00

008176 TU Address Mismatch Alert

Trans Union Address Mismatch Alert $ 0.10

008206 TU Credit RPT, Out of Area/Indv

Trans Union Out of Area Individual Credit Report $ 1.50

008130 TU FICO Classic Trans Union FICO Score $ 0.25

008004 TU Regulatory Recovery Fee Trans Union Regulatory Recovry Fee $ 0.25

00G122 XPN Address Search TTY Experian Address Search $ 2.50

00G018 XPN Address Update CPU No Rcrd Experian Address Update No Record $ 1.25

00G002 XPN Canadian Report Experian Canadian Report $17.46

00G030 XPN Direct Check Experian Direct Check $ 0.45

00G008 XPN Employment Insight Experian Employment Insight $ 4.15

00G027 XPN FACS Hit Experian FACS Hit $ 1.25

00G27N XPN FACS No Record Experian FACS No Record $ 0.12

00G038 XPN FICO Risk Model Experian FICO Risk Score $ 0.25

000172 XPN Regulatory Recovery Fee Experian Regulatory Recovery Fee $ 0.25

00G600 XPN Teleprinter Report Experian Credit Report $ 1.50

00G025 XPN/MDS Bank Risk Bankruptcy Risk Model $ 0.75

Mortgage Fraud Indicators

Analytic tools and data to identify and prevent potentially fraudulent mortgage loans.

*Drive (per loan) $ 7.00

Drivers License Search $ 0.25

Property Ownership $ 0.70

Credit Inquiry/Employer Search $ 0.75

Bankruptcy Search $ 0.30

Liens & Judgement Search $ 0.30

Borrower Associated Business Search $ 0.50

Criminal Report $ 0.50

Salary Verify $ 0.95

Price per borrower, no volume discount (excluding Drive); for Drive, price is reduced to $6.50 and $6.00 per loan for 10,001 – 20,000 loans/mo and 20,000+/mo, respectively.

GENERAL PRODUCT INFORMATION AND CONTACTS

James Marsh, Inside Sales Representative (703) 574-2500

Amy Zatolochenko, Inside Sales Representative (412) 503-9249

Credit Reports

You must have a Permissible Purpose under the Fair Credit Reporting Act to access credit reports. The following are listed as Permissible Purposes, which would entitle you to the use of credit reports.

1. Extension of credit to, review or collection of an account,

2. Employment purposes (For this use you will need to use the special "Employment Reports" listed elsewhere in this brochure),

3. Underwriting of insurance,

4. To consider eligibility for a license or other benefit granted by a governmental agency, which is required by law to consider financial responsibility.

We would be happy to provide you with a complementary copy of the FCRA.

Merged Credit Reports

The only way to ensure that you are accessing the most complete information available for your subject is to use all three national repositories. CBCInnovis offers its 3 Bureau Merged Credit Report, which takes the information received from all three national repositories and merges it together into a single, easy to read credit report, eliminating all duplicate information.

By using our 3 Bureau Merged Credit Report, you are assured of receiving all information, which is available on your subject from all three national credit systems. Rather than having to read three separate credit reports in three distinct formats, you need only to review a single report containing all information, always in the same format.

Besides being a Merged report, it is also "De-Duped". In other words, any tradelines that appear on all three credit systems will appear only once on your Merged Credit Report.

Merged Credit Reports cannot be used for employment purposes, when pulling credit for employment purposes an "Employment Report" must be used.

While the One Bureau Merge does not merge several credit reports into one, it will provide the reports in CBCInnovis's common, easy to read format, regardless of which repository you are using.

Merged Credit Reports are accessed via a PC with a modem or via the Web. Software is available from CBCInnovis to facilitate access to the Merged Reports. For a sample report or additional information concerning Merged Credit Reports, contact CBCInnovis at the phone number provided above.

Employment Reports

Full credit reports, which must be used for employment purposes.

The Fair Credit Reporting Act specifies that if the credit report is being used for employment purposes, and if there are public records appearing on the subject's report, which may be considered derogatory; the credit bureau must make a special notification to the individual. At the time the credit report is accessed, if public records are present on the report, the repository used (Experian, Transunion or Equifax) will automatically send a letter to the subject of the report, making notification that the report was accessed for employment purposes and that there were public records present on file. This gives the individual an opportunity to investigate the matter if he/she feels there may have been a mistake.

Because of this special requirement, to satisfy the requirements of the Fair Credit Reporting Act, you must use the following employment report type if the credit report is being used for employment purposes: Experian “Employment Insight” (as invoiced, “XPN Employment Insight”) or Equifax “Persona” (as invoiced, “EFX Persona”), Employment Credit-1 System, Employment Credit-2 System or Employment Credit-3 System.

Canadian Credit Reports

Credit reports are also available on Canadian residents, and can be accessed from your credit equipment or software, or via FAX. Only full credit reports are available. Canadian reports are available from the Experian Canadian database.

Skip Locate Reports

Social Search

You input a Social Security Number, and receive the subject's name, current address, and previous address information from the credit bureau database. No Permissible Purpose required. If you have a Permissible Purpose under the Fair Credit Reporting Act, your subscriber code can be setup so you will also receive age and employment information. Pricing is the same.

Address Search

You input the subject's name and last known address, and receive the most current address available from credit database, as well as other previous addresses. No Permissible Purpose required.

Fraud Prevention Warnings

Special messages print on the credit report when particular circumstances exist that may warrant a closer review of the subject. Prices are in addition to credit report costs.

The following information is provided when using FACS Plus, Hawk or Safescan:

1. Social Security Number (SSN) never issued (invalid)

2. SSN Retired (Subject deceased) - Experian and Equifax provide date of birth and date of death

3. Date of Issuance of SSN (Experian only)

4. Address is a mail drop location.

5. Address is an institutional address.

6. Address is a non-residential address (Experian only)

7. Address is in some other high-risk category.

Point Scoring Models

Prints on the credit report a point score, which indicates the probability that the subject will declare bankruptcy or become seriously delinquent within the foreseeable future. Based on mathematical models prepared by experts who have studied millions of credit reports to determine the predictability of each component. In addition to the risk score, a list of factors contributing to the score is also printed. Prices are in addition to credit report costs.

Business Reports

Credit reports on a business as opposed to an individual from the Experian Business Reporting database. Reports can be accessed via PC or Fax. A sample report is available upon request.

1c. Labor category descriptions: hourly rates are not applicable.

2. Maximum order: $500,000

3. Minimum order: $100

4. Geographic coverage: Domestic Only

5. Point(s) of production: Not Applicable

6. Discount from list price: All Prices Herein are Net

7. Quantity discounts: Not Applicable

8. Prompt payment terms: Net 30 Days

9a. Government Purchase Card is accepted at or below the micro-purchase threshold.

9b. Government Purchase Card is not accepted above the micro-purchase threshold.

10. Foreign items: Not Applicable

11a. Time of delivery: Same Day Delivery

11b. Expedited delivery: Not Applicable

11c. Overnight and 2-day delivery: Not Applicable

11d. Urgent requirement: To Be Negotiated with Ordering Agency

12. F.O.B. point: Destination

13a. Ordering address: CBCInnovis, Inc.

8 Parkway Center, Pittsburgh, PA 15220

13b. Ordering procedures: For supplies and services, the ordering procedures, information on blanket purchase agreements (BPA’s), and a sample BPA can be found at the GSA/FSS schedule homepage (fss.schedules).

14. Payment address: CBCInnovis, Inc.

PO Box 535595, Pittsburgh, PA 15253

15. Warranty provision: Not Applicable

16. Export packing charges: Not Applicable

17. Terms and conditions of Government purchase None

card acceptance (any thresholds above the micro-

purchase level):

18. Terms and conditions of rental, maintenance and Not Applicable

repair:

19. Terms and conditions of installation: Not Applicable

20. Terms and conditions of repair parts: Not Applicable

20a. Terms and conditions for any other services: Not Applicable

21. List of service and distribution points: Not Applicable

22. List of participating dealers: Not Applicable

23. Preventative maintenance: Not Applicable

24a. Special attributes such as environmental attributes: Not Applicable

24b. Section 508 compliance information: Not Applicable

25. Data Universal Number System (DUNS) number: 08-296-2002

26. Notification regarding registration in Central Registered, and Registration valid until

Contractor Registration (CCR) database: 06/08/2010

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