Retail Lending, Comptroller's Handbook
For example, in connection with reviews of workout and forbearance, consider 12 CFR 1024.38 through 12 CFR 1024.41. In the context of closed-end loans, there are underwriting and ability-to-repay provisions that affect the ability to offer negative amortization loans. For example, refer to 12 CFR 1026.32, 1026.34, and 1026.43. ................
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